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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Lifeway Foods, Inc. (LWAY). Click either name above to swap in a different company.
KINGSTONE COMPANIES, INC. is the larger business by last-quarter revenue ($56.4M vs $55.4M, roughly 1.0× Lifeway Foods, Inc.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 4.6%, a 21.6% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 18.0%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-17.4M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 11.4%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Lifeway Foods is an Illinois-based health food company founded in 1986. They are a leading U.S. supplier of kefir and fermented probiotic products to support the microbiome.
KINS vs LWAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $55.4M |
| Net Profit | $14.8M | $2.5M |
| Gross Margin | — | 27.8% |
| Operating Margin | 32.7% | 6.8% |
| Net Margin | 26.2% | 4.6% |
| Revenue YoY | 34.0% | 18.0% |
| Net Profit YoY | 171.4% | 1688.1% |
| EPS (diluted) | $1.09 | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $55.4M | ||
| Q3 25 | $55.7M | $57.1M | ||
| Q2 25 | $52.3M | $53.9M | ||
| Q1 25 | $50.5M | $46.1M | ||
| Q4 24 | $42.1M | $46.9M | ||
| Q3 24 | $40.8M | $46.1M | ||
| Q2 24 | $36.5M | $49.2M | ||
| Q1 24 | $35.8M | $44.6M |
| Q4 25 | $14.8M | $2.5M | ||
| Q3 25 | $10.9M | $3.5M | ||
| Q2 25 | $11.3M | $4.2M | ||
| Q1 25 | $3.9M | $3.5M | ||
| Q4 24 | $5.4M | $-160.0K | ||
| Q3 24 | $7.0M | $3.0M | ||
| Q2 24 | $4.5M | $3.8M | ||
| Q1 24 | $1.4M | $2.4M |
| Q4 25 | — | 27.8% | ||
| Q3 25 | — | 28.7% | ||
| Q2 25 | — | 28.6% | ||
| Q1 25 | — | 23.9% | ||
| Q4 24 | — | 25.3% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 27.0% | ||
| Q1 24 | — | 25.8% |
| Q4 25 | 32.7% | 6.8% | ||
| Q3 25 | 24.6% | 8.8% | ||
| Q2 25 | 27.1% | 10.8% | ||
| Q1 25 | 9.3% | 3.4% | ||
| Q4 24 | 15.9% | 1.5% | ||
| Q3 24 | 22.3% | 9.1% | ||
| Q2 24 | 15.7% | 11.0% | ||
| Q1 24 | 5.0% | 8.0% |
| Q4 25 | 26.2% | 4.6% | ||
| Q3 25 | 19.5% | 6.2% | ||
| Q2 25 | 21.5% | 7.9% | ||
| Q1 25 | 7.7% | 7.7% | ||
| Q4 24 | 12.9% | -0.3% | ||
| Q3 24 | 17.1% | 6.5% | ||
| Q2 24 | 12.4% | 7.7% | ||
| Q1 24 | 4.0% | 5.4% |
| Q4 25 | $1.09 | $0.15 | ||
| Q3 25 | $0.74 | $0.23 | ||
| Q2 25 | $0.78 | $0.28 | ||
| Q1 25 | $0.27 | $0.23 | ||
| Q4 24 | $0.44 | $0.00 | ||
| Q3 24 | $0.55 | $0.19 | ||
| Q2 24 | $0.37 | $0.25 | ||
| Q1 24 | $0.12 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.6M |
| Total DebtLower is stronger | $4.4M | — |
| Stockholders' EquityBook value | $122.7M | $85.8M |
| Total Assets | $453.4M | $105.6M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $23.0M | ||
| Q2 25 | — | $21.2M | ||
| Q1 25 | — | $19.4M | ||
| Q4 24 | — | $16.7M | ||
| Q3 24 | — | $20.6M | ||
| Q2 24 | — | $14.6M | ||
| Q1 24 | — | $12.0M |
| Q4 25 | $4.4M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $25.3M | — | ||
| Q1 24 | $25.3M | $2.5M |
| Q4 25 | $122.7M | $85.8M | ||
| Q3 25 | $107.7M | $82.8M | ||
| Q2 25 | $94.9M | $78.7M | ||
| Q1 25 | $82.2M | $74.2M | ||
| Q4 24 | $66.7M | $71.9M | ||
| Q3 24 | $59.7M | $71.5M | ||
| Q2 24 | $40.8M | $68.0M | ||
| Q1 24 | $35.7M | $63.5M |
| Q4 25 | $453.4M | $105.6M | ||
| Q3 25 | $428.6M | $109.5M | ||
| Q2 25 | $393.4M | $98.3M | ||
| Q1 25 | $385.4M | $93.7M | ||
| Q4 24 | $374.9M | $90.5M | ||
| Q3 24 | $347.0M | $91.3M | ||
| Q2 24 | $319.8M | $84.9M | ||
| Q1 24 | $318.3M | $82.8M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.17× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.62× | — | ||
| Q1 24 | 0.71× | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $267.0K |
| Free Cash FlowOCF − Capex | $73.1M | $-17.4M |
| FCF MarginFCF / Revenue | 129.5% | -31.5% |
| Capex IntensityCapex / Revenue | 5.0% | 31.9% |
| Cash ConversionOCF / Net Profit | 5.14× | 0.11× |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $-16.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $267.0K | ||
| Q3 25 | $25.9M | $6.9M | ||
| Q2 25 | $9.3M | $3.9M | ||
| Q1 25 | $17.9M | $-150.0K | ||
| Q4 24 | $57.9M | $-2.6M | ||
| Q3 24 | $21.7M | $7.5M | ||
| Q2 24 | $7.1M | $6.5M | ||
| Q1 24 | $6.1M | $1.5M |
| Q4 25 | $73.1M | $-17.4M | ||
| Q3 25 | $25.3M | $1.8M | ||
| Q2 25 | $8.7M | $1.6M | ||
| Q1 25 | $17.0M | $-2.4M | ||
| Q4 24 | $55.6M | $-3.8M | ||
| Q3 24 | $21.0M | $5.9M | ||
| Q2 24 | $6.6M | $5.1M | ||
| Q1 24 | $5.6M | $-923.0K |
| Q4 25 | 129.5% | -31.5% | ||
| Q3 25 | 45.4% | 3.1% | ||
| Q2 25 | 16.6% | 3.0% | ||
| Q1 25 | 33.7% | -5.1% | ||
| Q4 24 | 132.1% | -8.2% | ||
| Q3 24 | 51.6% | 12.8% | ||
| Q2 24 | 18.1% | 10.4% | ||
| Q1 24 | 15.5% | -2.1% |
| Q4 25 | 5.0% | 31.9% | ||
| Q3 25 | 1.2% | 9.0% | ||
| Q2 25 | 1.1% | 4.3% | ||
| Q1 25 | 1.7% | 4.8% | ||
| Q4 24 | 5.6% | 2.7% | ||
| Q3 24 | 1.7% | 3.3% | ||
| Q2 24 | 1.4% | 2.9% | ||
| Q1 24 | 1.5% | 5.5% |
| Q4 25 | 5.14× | 0.11× | ||
| Q3 25 | 2.38× | 1.96× | ||
| Q2 25 | 0.82× | 0.92× | ||
| Q1 25 | 4.60× | -0.04× | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | 2.50× | ||
| Q2 24 | 1.58× | 1.73× | ||
| Q1 24 | 4.27× | 0.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
LWAY
| Drinkable Kefirotherthan Pro Bugs | $47.8M | 86% |
| Cheese | $4.7M | 8% |
| Cream And Other | $1.7M | 3% |
| Other | $1.2M | 2% |
