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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and National Healthcare Properties, Inc. (NHPAP). Click either name above to swap in a different company.

National Healthcare Properties, Inc. is the larger business by last-quarter revenue ($84.5M vs $56.4M, roughly 1.5× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -27.0%, a 53.2% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -3.7%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -2.2%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Primary Health Properties plc is a British real estate investment company headquartered in London, England. As of June 2025, the company owns and operates more than 500 primary healthcare facilities within the United Kingdom and Ireland. It is listed on the London Stock Exchange and is also a constituent of the FTSE 250 Index.

KINS vs NHPAP — Head-to-Head

Bigger by revenue
NHPAP
NHPAP
1.5× larger
NHPAP
$84.5M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+37.7% gap
KINS
34.0%
-3.7%
NHPAP
Higher net margin
KINS
KINS
53.2% more per $
KINS
26.2%
-27.0%
NHPAP
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
-2.2%
NHPAP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KINS
KINS
NHPAP
NHPAP
Revenue
$56.4M
$84.5M
Net Profit
$14.8M
$-22.8M
Gross Margin
36.5%
Operating Margin
32.7%
-7.8%
Net Margin
26.2%
-27.0%
Revenue YoY
34.0%
-3.7%
Net Profit YoY
171.4%
-33.9%
EPS (diluted)
$1.09
$-0.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
NHPAP
NHPAP
Q4 25
$56.4M
$84.5M
Q3 25
$55.7M
$86.0M
Q2 25
$52.3M
$85.3M
Q1 25
$50.5M
$86.4M
Q4 24
$42.1M
$87.7M
Q3 24
$40.8M
$88.9M
Q2 24
$36.5M
$88.8M
Q1 24
$35.8M
$88.3M
Net Profit
KINS
KINS
NHPAP
NHPAP
Q4 25
$14.8M
$-22.8M
Q3 25
$10.9M
$-12.5M
Q2 25
$11.3M
$-20.8M
Q1 25
$3.9M
$-1.5M
Q4 24
$5.4M
$-17.0M
Q3 24
$7.0M
$-40.8M
Q2 24
$4.5M
$-116.9M
Q1 24
$1.4M
$-15.6M
Gross Margin
KINS
KINS
NHPAP
NHPAP
Q4 25
36.5%
Q3 25
37.4%
Q2 25
36.9%
Q1 25
33.4%
Q4 24
37.4%
Q3 24
36.6%
Q2 24
38.1%
Q1 24
37.5%
Operating Margin
KINS
KINS
NHPAP
NHPAP
Q4 25
32.7%
-7.8%
Q3 25
24.6%
2.8%
Q2 25
27.1%
-6.5%
Q1 25
9.3%
15.1%
Q4 24
15.9%
-1.2%
Q3 24
22.3%
-23.5%
Q2 24
15.7%
-113.1%
Q1 24
5.0%
-1.3%
Net Margin
KINS
KINS
NHPAP
NHPAP
Q4 25
26.2%
-27.0%
Q3 25
19.5%
-14.6%
Q2 25
21.5%
-24.4%
Q1 25
7.7%
-1.8%
Q4 24
12.9%
-19.4%
Q3 24
17.1%
-45.8%
Q2 24
12.4%
-131.6%
Q1 24
4.0%
-17.6%
EPS (diluted)
KINS
KINS
NHPAP
NHPAP
Q4 25
$1.09
$-0.92
Q3 25
$0.74
$-0.56
Q2 25
$0.78
$-0.85
Q1 25
$0.27
$-0.18
Q4 24
$0.44
$-0.72
Q3 24
$0.55
$-1.56
Q2 24
$0.37
$-4.24
Q1 24
$0.12
$-0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
NHPAP
NHPAP
Cash + ST InvestmentsLiquidity on hand
$57.6M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$122.7M
$600.1M
Total Assets
$453.4M
$1.7B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
NHPAP
NHPAP
Q4 25
$57.6M
Q3 25
$47.1M
Q2 25
$47.1M
Q1 25
$71.4M
Q4 24
$21.7M
Q3 24
$32.9M
Q2 24
$29.5M
Q1 24
$28.7M
Total Debt
KINS
KINS
NHPAP
NHPAP
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
KINS
KINS
NHPAP
NHPAP
Q4 25
$122.7M
$600.1M
Q3 25
$107.7M
$627.2M
Q2 25
$94.9M
$647.0M
Q1 25
$82.2M
$674.6M
Q4 24
$66.7M
$684.6M
Q3 24
$59.7M
$702.6M
Q2 24
$40.8M
$756.7M
Q1 24
$35.7M
$877.7M
Total Assets
KINS
KINS
NHPAP
NHPAP
Q4 25
$453.4M
$1.7B
Q3 25
$428.6M
$1.7B
Q2 25
$393.4M
$1.8B
Q1 25
$385.4M
$1.8B
Q4 24
$374.9M
$1.9B
Q3 24
$347.0M
$2.0B
Q2 24
$319.8M
$2.1B
Q1 24
$318.3M
$2.1B
Debt / Equity
KINS
KINS
NHPAP
NHPAP
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
NHPAP
NHPAP
Operating Cash FlowLast quarter
$75.9M
$7.0M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
NHPAP
NHPAP
Q4 25
$75.9M
$7.0M
Q3 25
$25.9M
$10.2M
Q2 25
$9.3M
$8.1M
Q1 25
$17.9M
$-21.2M
Q4 24
$57.9M
$-79.8M
Q3 24
$21.7M
$-95.2M
Q2 24
$7.1M
$6.4M
Q1 24
$6.1M
$2.5M
Free Cash Flow
KINS
KINS
NHPAP
NHPAP
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
KINS
KINS
NHPAP
NHPAP
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
NHPAP
NHPAP
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
KINS
KINS
NHPAP
NHPAP
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KINS
KINS

Segment breakdown not available.

NHPAP
NHPAP

Seniors Housing Communities$56.3M67%
Outpatient Medical Facilities$28.1M33%

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