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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and PUMA BIOTECHNOLOGY, INC. (PBYI). Click either name above to swap in a different company.

PUMA BIOTECHNOLOGY, INC. is the larger business by last-quarter revenue ($75.5M vs $56.4M, roughly 1.3× KINGSTONE COMPANIES, INC.). On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 27.7%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $14.4M). Over the past eight quarters, PUMA BIOTECHNOLOGY, INC.'s revenue compounded faster (31.3% CAGR vs 25.6%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Puma Biotechnology is a publicly traded biopharmaceutical company headquartered in Los Angeles, CA.

KINS vs PBYI — Head-to-Head

Bigger by revenue
PBYI
PBYI
1.3× larger
PBYI
$75.5M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+6.3% gap
KINS
34.0%
27.7%
PBYI
More free cash flow
KINS
KINS
$58.7M more FCF
KINS
$73.1M
$14.4M
PBYI
Faster 2-yr revenue CAGR
PBYI
PBYI
Annualised
PBYI
31.3%
25.6%
KINS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KINS
KINS
PBYI
PBYI
Revenue
$56.4M
$75.5M
Net Profit
$14.8M
Gross Margin
69.3%
Operating Margin
32.7%
22.7%
Net Margin
26.2%
Revenue YoY
34.0%
27.7%
Net Profit YoY
171.4%
EPS (diluted)
$1.09
$0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
PBYI
PBYI
Q4 25
$56.4M
$75.5M
Q3 25
$55.7M
$54.5M
Q2 25
$52.3M
$52.4M
Q1 25
$50.5M
$46.0M
Q4 24
$42.1M
$59.1M
Q3 24
$40.8M
$80.5M
Q2 24
$36.5M
$47.1M
Q1 24
$35.8M
$43.8M
Net Profit
KINS
KINS
PBYI
PBYI
Q4 25
$14.8M
Q3 25
$10.9M
$8.8M
Q2 25
$11.3M
$5.9M
Q1 25
$3.9M
$3.0M
Q4 24
$5.4M
Q3 24
$7.0M
$20.3M
Q2 24
$4.5M
$-4.5M
Q1 24
$1.4M
$-4.8M
Gross Margin
KINS
KINS
PBYI
PBYI
Q4 25
69.3%
Q3 25
77.7%
Q2 25
76.5%
Q1 25
77.1%
Q4 24
76.4%
Q3 24
63.9%
Q2 24
77.4%
Q1 24
75.5%
Operating Margin
KINS
KINS
PBYI
PBYI
Q4 25
32.7%
22.7%
Q3 25
24.6%
17.6%
Q2 25
27.1%
12.7%
Q1 25
9.3%
8.7%
Q4 24
15.9%
22.6%
Q3 24
22.3%
27.4%
Q2 24
15.7%
-4.6%
Q1 24
5.0%
-5.3%
Net Margin
KINS
KINS
PBYI
PBYI
Q4 25
26.2%
Q3 25
19.5%
16.2%
Q2 25
21.5%
11.2%
Q1 25
7.7%
6.5%
Q4 24
12.9%
Q3 24
17.1%
25.2%
Q2 24
12.4%
-9.6%
Q1 24
4.0%
-11.0%
EPS (diluted)
KINS
KINS
PBYI
PBYI
Q4 25
$1.09
$0.26
Q3 25
$0.74
$0.17
Q2 25
$0.78
$0.12
Q1 25
$0.27
$0.06
Q4 24
$0.44
$0.40
Q3 24
$0.55
$0.41
Q2 24
$0.37
$-0.09
Q1 24
$0.12
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
PBYI
PBYI
Cash + ST InvestmentsLiquidity on hand
$97.5M
Total DebtLower is stronger
$4.4M
$22.7M
Stockholders' EquityBook value
$122.7M
$130.3M
Total Assets
$453.4M
$216.3M
Debt / EquityLower = less leverage
0.04×
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
PBYI
PBYI
Q4 25
$97.5M
Q3 25
$94.4M
Q2 25
$96.0M
Q1 25
$93.2M
Q4 24
$101.0M
Q3 24
$96.7M
Q2 24
$96.8M
Q1 24
$107.2M
Total Debt
KINS
KINS
PBYI
PBYI
Q4 25
$4.4M
$22.7M
Q3 25
$4.8M
$34.0M
Q2 25
$5.1M
$45.3M
Q1 25
$5.4M
$56.7M
Q4 24
$11.2M
$68.0M
Q3 24
$17.3M
$79.3M
Q2 24
$25.3M
$90.7M
Q1 24
$25.3M
$102.0M
Stockholders' Equity
KINS
KINS
PBYI
PBYI
Q4 25
$122.7M
$130.3M
Q3 25
$107.7M
$115.3M
Q2 25
$94.9M
$104.7M
Q1 25
$82.2M
$97.1M
Q4 24
$66.7M
$92.1M
Q3 24
$59.7M
$71.1M
Q2 24
$40.8M
$48.5M
Q1 24
$35.7M
$51.0M
Total Assets
KINS
KINS
PBYI
PBYI
Q4 25
$453.4M
$216.3M
Q3 25
$428.6M
$202.9M
Q2 25
$393.4M
$194.9M
Q1 25
$385.4M
$196.2M
Q4 24
$374.9M
$213.3M
Q3 24
$347.0M
$220.7M
Q2 24
$319.8M
$205.0M
Q1 24
$318.3M
$214.1M
Debt / Equity
KINS
KINS
PBYI
PBYI
Q4 25
0.04×
0.17×
Q3 25
0.04×
0.30×
Q2 25
0.05×
0.43×
Q1 25
0.07×
0.58×
Q4 24
0.17×
0.74×
Q3 24
0.29×
1.12×
Q2 24
0.62×
1.87×
Q1 24
0.71×
2.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
PBYI
PBYI
Operating Cash FlowLast quarter
$75.9M
$14.4M
Free Cash FlowOCF − Capex
$73.1M
$14.4M
FCF MarginFCF / Revenue
129.5%
19.1%
Capex IntensityCapex / Revenue
5.0%
0.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M
$41.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
PBYI
PBYI
Q4 25
$75.9M
$14.4M
Q3 25
$25.9M
$9.7M
Q2 25
$9.3M
$14.1M
Q1 25
$17.9M
$3.6M
Q4 24
$57.9M
$15.6M
Q3 24
$21.7M
$11.0M
Q2 24
$7.1M
$1.0M
Q1 24
$6.1M
$11.2M
Free Cash Flow
KINS
KINS
PBYI
PBYI
Q4 25
$73.1M
$14.4M
Q3 25
$25.3M
$9.7M
Q2 25
$8.7M
$14.1M
Q1 25
$17.0M
$3.6M
Q4 24
$55.6M
$15.6M
Q3 24
$21.0M
$11.0M
Q2 24
$6.6M
$1.0M
Q1 24
$5.6M
FCF Margin
KINS
KINS
PBYI
PBYI
Q4 25
129.5%
19.1%
Q3 25
45.4%
17.7%
Q2 25
16.6%
26.8%
Q1 25
33.7%
7.7%
Q4 24
132.1%
26.4%
Q3 24
51.6%
13.7%
Q2 24
18.1%
2.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
PBYI
PBYI
Q4 25
5.0%
0.0%
Q3 25
1.2%
0.0%
Q2 25
1.1%
0.0%
Q1 25
1.7%
0.1%
Q4 24
5.6%
0.0%
Q3 24
1.7%
0.0%
Q2 24
1.4%
0.0%
Q1 24
1.5%
0.0%
Cash Conversion
KINS
KINS
PBYI
PBYI
Q4 25
5.14×
Q3 25
2.38×
1.10×
Q2 25
0.82×
2.41×
Q1 25
4.60×
1.21×
Q4 24
10.65×
Q3 24
3.12×
0.54×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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