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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and RCM TECHNOLOGIES, INC. (RCMT). Click either name above to swap in a different company.

RCM TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($86.5M vs $56.4M, roughly 1.5× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 7.1%, a 19.1% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 12.4%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 9.6%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Exela Technologies, Inc. is an American business process automation ("BPA") company. It was created with the merger of SourceHOV LCC, Novitex Holdings, Inc. and Quinpario Acquisition Corp. 2.

KINS vs RCMT — Head-to-Head

Bigger by revenue
RCMT
RCMT
1.5× larger
RCMT
$86.5M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+21.6% gap
KINS
34.0%
12.4%
RCMT
Higher net margin
KINS
KINS
19.1% more per $
KINS
26.2%
7.1%
RCMT
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
9.6%
RCMT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KINS
KINS
RCMT
RCMT
Revenue
$56.4M
$86.5M
Net Profit
$14.8M
$6.1M
Gross Margin
28.1%
Operating Margin
32.7%
9.2%
Net Margin
26.2%
7.1%
Revenue YoY
34.0%
12.4%
Net Profit YoY
171.4%
112.9%
EPS (diluted)
$1.09
$0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
RCMT
RCMT
Q1 26
$86.5M
Q4 25
$56.4M
Q3 25
$55.7M
$70.3M
Q2 25
$52.3M
$78.2M
Q1 25
$50.5M
$84.5M
Q4 24
$42.1M
$76.9M
Q3 24
$40.8M
$60.4M
Q2 24
$36.5M
$69.2M
Net Profit
KINS
KINS
RCMT
RCMT
Q1 26
$6.1M
Q4 25
$14.8M
Q3 25
$10.9M
$2.3M
Q2 25
$11.3M
$3.8M
Q1 25
$3.9M
$4.2M
Q4 24
$5.4M
$2.9M
Q3 24
$7.0M
$2.7M
Q2 24
$4.5M
$3.8M
Gross Margin
KINS
KINS
RCMT
RCMT
Q1 26
28.1%
Q4 25
Q3 25
27.6%
Q2 25
28.5%
Q1 25
26.0%
Q4 24
28.0%
Q3 24
29.6%
Q2 24
28.9%
Operating Margin
KINS
KINS
RCMT
RCMT
Q1 26
9.2%
Q4 25
32.7%
Q3 25
24.6%
5.6%
Q2 25
27.1%
8.4%
Q1 25
9.3%
7.8%
Q4 24
15.9%
8.2%
Q3 24
22.3%
7.3%
Q2 24
15.7%
8.4%
Net Margin
KINS
KINS
RCMT
RCMT
Q1 26
7.1%
Q4 25
26.2%
Q3 25
19.5%
3.2%
Q2 25
21.5%
4.8%
Q1 25
7.7%
5.0%
Q4 24
12.9%
3.7%
Q3 24
17.1%
4.5%
Q2 24
12.4%
5.4%
EPS (diluted)
KINS
KINS
RCMT
RCMT
Q1 26
$0.80
Q4 25
$1.09
Q3 25
$0.74
$0.30
Q2 25
$0.78
$0.50
Q1 25
$0.27
$0.54
Q4 24
$0.44
$0.38
Q3 24
$0.55
$0.35
Q2 24
$0.37
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
RCMT
RCMT
Cash + ST InvestmentsLiquidity on hand
$2.9M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$122.7M
$46.0M
Total Assets
$453.4M
$134.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
RCMT
RCMT
Q1 26
$2.9M
Q4 25
Q3 25
$1.3M
Q2 25
$5.5M
Q1 25
$5.2M
Q4 24
$4.7M
Q3 24
$3.2M
Q2 24
$3.5M
Total Debt
KINS
KINS
RCMT
RCMT
Q1 26
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Stockholders' Equity
KINS
KINS
RCMT
RCMT
Q1 26
$46.0M
Q4 25
$122.7M
Q3 25
$107.7M
$41.4M
Q2 25
$94.9M
$37.8M
Q1 25
$82.2M
$34.6M
Q4 24
$66.7M
$33.5M
Q3 24
$59.7M
$30.0M
Q2 24
$40.8M
$28.5M
Total Assets
KINS
KINS
RCMT
RCMT
Q1 26
$134.4M
Q4 25
$453.4M
Q3 25
$428.6M
$129.8M
Q2 25
$393.4M
$135.6M
Q1 25
$385.4M
$121.0M
Q4 24
$374.9M
$132.1M
Q3 24
$347.0M
$125.5M
Q2 24
$319.8M
$118.3M
Debt / Equity
KINS
KINS
RCMT
RCMT
Q1 26
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
RCMT
RCMT
Operating Cash FlowLast quarter
$75.9M
$19.0M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
3.11×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
RCMT
RCMT
Q1 26
$19.0M
Q4 25
$75.9M
Q3 25
$25.9M
$-1.3M
Q2 25
$9.3M
$-7.9M
Q1 25
$17.9M
$16.7M
Q4 24
$57.9M
$-1.6M
Q3 24
$21.7M
$-4.3M
Q2 24
$7.1M
$5.7M
Free Cash Flow
KINS
KINS
RCMT
RCMT
Q1 26
Q4 25
$73.1M
Q3 25
$25.3M
$-1.8M
Q2 25
$8.7M
$-8.4M
Q1 25
$17.0M
$16.2M
Q4 24
$55.6M
$-2.6M
Q3 24
$21.0M
$-4.9M
Q2 24
$6.6M
$5.3M
FCF Margin
KINS
KINS
RCMT
RCMT
Q1 26
Q4 25
129.5%
Q3 25
45.4%
-2.5%
Q2 25
16.6%
-10.7%
Q1 25
33.7%
19.2%
Q4 24
132.1%
-3.4%
Q3 24
51.6%
-8.1%
Q2 24
18.1%
7.7%
Capex Intensity
KINS
KINS
RCMT
RCMT
Q1 26
Q4 25
5.0%
Q3 25
1.2%
0.7%
Q2 25
1.1%
0.6%
Q1 25
1.7%
0.5%
Q4 24
5.6%
1.3%
Q3 24
1.7%
0.9%
Q2 24
1.4%
0.6%
Cash Conversion
KINS
KINS
RCMT
RCMT
Q1 26
3.11×
Q4 25
5.14×
Q3 25
2.38×
-0.56×
Q2 25
0.82×
-2.08×
Q1 25
4.60×
3.98×
Q4 24
10.65×
-0.57×
Q3 24
3.12×
-1.58×
Q2 24
1.58×
1.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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