vs

Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

KINGSTONE COMPANIES, INC. is the larger business by last-quarter revenue ($56.4M vs $43.2M, roughly 1.3× ATRenew Inc.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 16.9%, a 9.3% gap on every dollar of revenue.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

KINS vs RERE — Head-to-Head

Bigger by revenue
KINS
KINS
1.3× larger
KINS
$56.4M
$43.2M
RERE
Higher net margin
KINS
KINS
9.3% more per $
KINS
26.2%
16.9%
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
KINS
KINS
RERE
RERE
Revenue
$56.4M
$43.2M
Net Profit
$14.8M
$7.3M
Gross Margin
Operating Margin
32.7%
Net Margin
26.2%
16.9%
Revenue YoY
34.0%
Net Profit YoY
171.4%
EPS (diluted)
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
RERE
RERE
Q4 25
$56.4M
Q3 25
$55.7M
Q2 25
$52.3M
Q1 25
$50.5M
Q4 24
$42.1M
Q3 24
$40.8M
Q2 24
$36.5M
Q1 24
$35.8M
Net Profit
KINS
KINS
RERE
RERE
Q4 25
$14.8M
Q3 25
$10.9M
Q2 25
$11.3M
Q1 25
$3.9M
Q4 24
$5.4M
Q3 24
$7.0M
Q2 24
$4.5M
Q1 24
$1.4M
Operating Margin
KINS
KINS
RERE
RERE
Q4 25
32.7%
Q3 25
24.6%
Q2 25
27.1%
Q1 25
9.3%
Q4 24
15.9%
Q3 24
22.3%
Q2 24
15.7%
Q1 24
5.0%
Net Margin
KINS
KINS
RERE
RERE
Q4 25
26.2%
Q3 25
19.5%
Q2 25
21.5%
Q1 25
7.7%
Q4 24
12.9%
Q3 24
17.1%
Q2 24
12.4%
Q1 24
4.0%
EPS (diluted)
KINS
KINS
RERE
RERE
Q4 25
$1.09
Q3 25
$0.74
Q2 25
$0.78
Q1 25
$0.27
Q4 24
$0.44
Q3 24
$0.55
Q2 24
$0.37
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$122.7M
$557.1M
Total Assets
$453.4M
$722.9M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Total Debt
KINS
KINS
RERE
RERE
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
KINS
KINS
RERE
RERE
Q4 25
$122.7M
Q3 25
$107.7M
Q2 25
$94.9M
Q1 25
$82.2M
Q4 24
$66.7M
Q3 24
$59.7M
Q2 24
$40.8M
Q1 24
$35.7M
Total Assets
KINS
KINS
RERE
RERE
Q4 25
$453.4M
Q3 25
$428.6M
Q2 25
$393.4M
Q1 25
$385.4M
Q4 24
$374.9M
Q3 24
$347.0M
Q2 24
$319.8M
Q1 24
$318.3M
Debt / Equity
KINS
KINS
RERE
RERE
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
RERE
RERE
Operating Cash FlowLast quarter
$75.9M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
RERE
RERE
Q4 25
$75.9M
Q3 25
$25.9M
Q2 25
$9.3M
Q1 25
$17.9M
Q4 24
$57.9M
Q3 24
$21.7M
Q2 24
$7.1M
Q1 24
$6.1M
Free Cash Flow
KINS
KINS
RERE
RERE
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
KINS
KINS
RERE
RERE
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
RERE
RERE
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
KINS
KINS
RERE
RERE
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons