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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Spok Holdings, Inc (SPOK). Click either name above to swap in a different company.
KINGSTONE COMPANIES, INC. is the larger business by last-quarter revenue ($56.4M vs $33.9M, roughly 1.7× Spok Holdings, Inc). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 8.7%, a 17.5% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -0.1%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $10.1M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -1.5%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Spok Holdings, Inc. is a global provider of critical communication solutions primarily serving the healthcare industry. It offers unified clinical communication platforms, secure messaging tools, alerting systems, and on-call scheduling software that help care teams coordinate efficiently, cut response times, and boost patient safety across medical facilities.
KINS vs SPOK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $33.9M |
| Net Profit | $14.8M | $2.9M |
| Gross Margin | — | 76.7% |
| Operating Margin | 32.7% | 11.6% |
| Net Margin | 26.2% | 8.7% |
| Revenue YoY | 34.0% | -0.1% |
| Net Profit YoY | 171.4% | -19.6% |
| EPS (diluted) | $1.09 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $33.9M | ||
| Q3 25 | $55.7M | $33.9M | ||
| Q2 25 | $52.3M | $35.7M | ||
| Q1 25 | $50.5M | $36.3M | ||
| Q4 24 | $42.1M | $33.9M | ||
| Q3 24 | $40.8M | $34.9M | ||
| Q2 24 | $36.5M | $34.0M | ||
| Q1 24 | $35.8M | $34.9M |
| Q4 25 | $14.8M | $2.9M | ||
| Q3 25 | $10.9M | $3.2M | ||
| Q2 25 | $11.3M | $4.6M | ||
| Q1 25 | $3.9M | $5.2M | ||
| Q4 24 | $5.4M | $3.6M | ||
| Q3 24 | $7.0M | $3.7M | ||
| Q2 24 | $4.5M | $3.4M | ||
| Q1 24 | $1.4M | $4.2M |
| Q4 25 | — | 76.7% | ||
| Q3 25 | — | 78.3% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 80.1% | ||
| Q4 24 | — | 78.5% | ||
| Q3 24 | — | 79.5% | ||
| Q2 24 | — | 78.9% | ||
| Q1 24 | — | 79.5% |
| Q4 25 | 32.7% | 11.6% | ||
| Q3 25 | 24.6% | 12.9% | ||
| Q2 25 | 27.1% | 15.1% | ||
| Q1 25 | 9.3% | 16.6% | ||
| Q4 24 | 15.9% | 13.7% | ||
| Q3 24 | 22.3% | 14.2% | ||
| Q2 24 | 15.7% | 13.2% | ||
| Q1 24 | 5.0% | 14.0% |
| Q4 25 | 26.2% | 8.7% | ||
| Q3 25 | 19.5% | 9.5% | ||
| Q2 25 | 21.5% | 12.8% | ||
| Q1 25 | 7.7% | 14.3% | ||
| Q4 24 | 12.9% | 10.8% | ||
| Q3 24 | 17.1% | 10.5% | ||
| Q2 24 | 12.4% | 10.1% | ||
| Q1 24 | 4.0% | 12.1% |
| Q4 25 | $1.09 | $0.13 | ||
| Q3 25 | $0.74 | $0.15 | ||
| Q2 25 | $0.78 | $0.22 | ||
| Q1 25 | $0.27 | $0.25 | ||
| Q4 24 | $0.44 | $0.17 | ||
| Q3 24 | $0.55 | $0.18 | ||
| Q2 24 | $0.37 | $0.17 | ||
| Q1 24 | $0.12 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $25.3M |
| Total DebtLower is stronger | $4.4M | — |
| Stockholders' EquityBook value | $122.7M | $146.4M |
| Total Assets | $453.4M | $206.1M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $25.3M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $20.2M | ||
| Q1 25 | — | $19.9M | ||
| Q4 24 | — | $29.1M | ||
| Q3 24 | — | $27.8M | ||
| Q2 24 | — | $23.9M | ||
| Q1 24 | — | $23.3M |
| Q4 25 | $4.4M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $25.3M | — | ||
| Q1 24 | $25.3M | — |
| Q4 25 | $122.7M | $146.4M | ||
| Q3 25 | $107.7M | $148.7M | ||
| Q2 25 | $94.9M | $150.9M | ||
| Q1 25 | $82.2M | $151.7M | ||
| Q4 24 | $66.7M | $154.7M | ||
| Q3 24 | $59.7M | $156.3M | ||
| Q2 24 | $40.8M | $158.2M | ||
| Q1 24 | $35.7M | $160.2M |
| Q4 25 | $453.4M | $206.1M | ||
| Q3 25 | $428.6M | $209.7M | ||
| Q2 25 | $393.4M | $208.7M | ||
| Q1 25 | $385.4M | $204.5M | ||
| Q4 24 | $374.9M | $217.1M | ||
| Q3 24 | $347.0M | $216.8M | ||
| Q2 24 | $319.8M | $216.4M | ||
| Q1 24 | $318.3M | $215.0M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.17× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.62× | — | ||
| Q1 24 | 0.71× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $11.5M |
| Free Cash FlowOCF − Capex | $73.1M | $10.1M |
| FCF MarginFCF / Revenue | 129.5% | 29.9% |
| Capex IntensityCapex / Revenue | 5.0% | 4.1% |
| Cash ConversionOCF / Net Profit | 5.14× | 3.93× |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $25.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $11.5M | ||
| Q3 25 | $25.9M | $8.1M | ||
| Q2 25 | $9.3M | $7.0M | ||
| Q1 25 | $17.9M | $2.3M | ||
| Q4 24 | $57.9M | $8.4M | ||
| Q3 24 | $21.7M | $11.1M | ||
| Q2 24 | $7.1M | $7.4M | ||
| Q1 24 | $6.1M | $2.0M |
| Q4 25 | $73.1M | $10.1M | ||
| Q3 25 | $25.3M | $7.6M | ||
| Q2 25 | $8.7M | $6.0M | ||
| Q1 25 | $17.0M | $1.5M | ||
| Q4 24 | $55.6M | $7.5M | ||
| Q3 24 | $21.0M | $10.3M | ||
| Q2 24 | $6.6M | $6.8M | ||
| Q1 24 | $5.6M | $1.1M |
| Q4 25 | 129.5% | 29.9% | ||
| Q3 25 | 45.4% | 22.4% | ||
| Q2 25 | 16.6% | 16.8% | ||
| Q1 25 | 33.7% | 4.2% | ||
| Q4 24 | 132.1% | 22.3% | ||
| Q3 24 | 51.6% | 29.4% | ||
| Q2 24 | 18.1% | 20.0% | ||
| Q1 24 | 15.5% | 3.2% |
| Q4 25 | 5.0% | 4.1% | ||
| Q3 25 | 1.2% | 1.6% | ||
| Q2 25 | 1.1% | 2.9% | ||
| Q1 25 | 1.7% | 2.1% | ||
| Q4 24 | 5.6% | 2.5% | ||
| Q3 24 | 1.7% | 2.4% | ||
| Q2 24 | 1.4% | 1.9% | ||
| Q1 24 | 1.5% | 2.5% |
| Q4 25 | 5.14× | 3.93× | ||
| Q3 25 | 2.38× | 2.54× | ||
| Q2 25 | 0.82× | 1.55× | ||
| Q1 25 | 4.60× | 0.43× | ||
| Q4 24 | 10.65× | 2.31× | ||
| Q3 24 | 3.12× | 3.03× | ||
| Q2 24 | 1.58× | 2.17× | ||
| Q1 24 | 4.27× | 0.47× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
SPOK
| Paging | $16.8M | 50% |
| Software Operations | $16.0M | 47% |
| License | $1.2M | 4% |
