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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Twist Bioscience Corp (TWST). Click either name above to swap in a different company.

Twist Bioscience Corp is the larger business by last-quarter revenue ($103.7M vs $56.4M, roughly 1.8× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -29.4%, a 55.6% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 16.9%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-34.8M).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Twist Bioscience is a public biotechnology company based in South San Francisco that manufactures synthetic DNA and DNA products for customers in a wide range of industries. Twist was founded in 2013 by Emily Leproust, Bill Banyai, and Bill Peck.

KINS vs TWST — Head-to-Head

Bigger by revenue
TWST
TWST
1.8× larger
TWST
$103.7M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+17.1% gap
KINS
34.0%
16.9%
TWST
Higher net margin
KINS
KINS
55.6% more per $
KINS
26.2%
-29.4%
TWST
More free cash flow
KINS
KINS
$107.8M more FCF
KINS
$73.1M
$-34.8M
TWST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KINS
KINS
TWST
TWST
Revenue
$56.4M
$103.7M
Net Profit
$14.8M
$-30.5M
Gross Margin
52.0%
Operating Margin
32.7%
-31.7%
Net Margin
26.2%
-29.4%
Revenue YoY
34.0%
16.9%
Net Profit YoY
171.4%
3.4%
EPS (diluted)
$1.09
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
TWST
TWST
Q4 25
$56.4M
$103.7M
Q3 25
$55.7M
Q2 25
$52.3M
Q1 25
$50.5M
Q4 24
$42.1M
Q3 24
$40.8M
Q2 24
$36.5M
Q1 24
$35.8M
Net Profit
KINS
KINS
TWST
TWST
Q4 25
$14.8M
$-30.5M
Q3 25
$10.9M
Q2 25
$11.3M
Q1 25
$3.9M
Q4 24
$5.4M
Q3 24
$7.0M
Q2 24
$4.5M
Q1 24
$1.4M
Gross Margin
KINS
KINS
TWST
TWST
Q4 25
52.0%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
KINS
KINS
TWST
TWST
Q4 25
32.7%
-31.7%
Q3 25
24.6%
Q2 25
27.1%
Q1 25
9.3%
Q4 24
15.9%
Q3 24
22.3%
Q2 24
15.7%
Q1 24
5.0%
Net Margin
KINS
KINS
TWST
TWST
Q4 25
26.2%
-29.4%
Q3 25
19.5%
Q2 25
21.5%
Q1 25
7.7%
Q4 24
12.9%
Q3 24
17.1%
Q2 24
12.4%
Q1 24
4.0%
EPS (diluted)
KINS
KINS
TWST
TWST
Q4 25
$1.09
$-0.50
Q3 25
$0.74
Q2 25
$0.78
Q1 25
$0.27
Q4 24
$0.44
Q3 24
$0.55
Q2 24
$0.37
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
TWST
TWST
Cash + ST InvestmentsLiquidity on hand
$197.9M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$122.7M
$456.1M
Total Assets
$453.4M
$638.1M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
TWST
TWST
Q4 25
$197.9M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
KINS
KINS
TWST
TWST
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
KINS
KINS
TWST
TWST
Q4 25
$122.7M
$456.1M
Q3 25
$107.7M
Q2 25
$94.9M
Q1 25
$82.2M
Q4 24
$66.7M
Q3 24
$59.7M
Q2 24
$40.8M
Q1 24
$35.7M
Total Assets
KINS
KINS
TWST
TWST
Q4 25
$453.4M
$638.1M
Q3 25
$428.6M
Q2 25
$393.4M
Q1 25
$385.4M
Q4 24
$374.9M
Q3 24
$347.0M
Q2 24
$319.8M
Q1 24
$318.3M
Debt / Equity
KINS
KINS
TWST
TWST
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
TWST
TWST
Operating Cash FlowLast quarter
$75.9M
$-24.8M
Free Cash FlowOCF − Capex
$73.1M
$-34.8M
FCF MarginFCF / Revenue
129.5%
-33.5%
Capex IntensityCapex / Revenue
5.0%
9.6%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
TWST
TWST
Q4 25
$75.9M
$-24.8M
Q3 25
$25.9M
Q2 25
$9.3M
Q1 25
$17.9M
Q4 24
$57.9M
Q3 24
$21.7M
Q2 24
$7.1M
Q1 24
$6.1M
Free Cash Flow
KINS
KINS
TWST
TWST
Q4 25
$73.1M
$-34.8M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
KINS
KINS
TWST
TWST
Q4 25
129.5%
-33.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
TWST
TWST
Q4 25
5.0%
9.6%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
KINS
KINS
TWST
TWST
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KINS
KINS

Segment breakdown not available.

TWST
TWST

Industrial Chemicals$37.2M36%
Diagnostics$35.3M34%
Food Or Agriculture$12.8M12%
Academic Research$12.2M12%
Health Care$6.1M6%

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