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Side-by-side financial comparison of KEMPER Corp (KMPR) and LCI INDUSTRIES (LCII). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $932.7M, roughly 1.2× LCI INDUSTRIES). LCI INDUSTRIES runs the higher net margin — 2.0% vs -0.7%, a 2.7% gap on every dollar of revenue. On growth, LCI INDUSTRIES posted the faster year-over-year revenue change (16.1% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $64.3M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -1.8%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Lucky Core Industries Limited, formerly known as ICI Pakistan, is a Pakistani conglomerate company headquartered in Karachi. It manufactures polyester, pharmaceutical, agrochemical, soda ash, and veterinary medicine.
KMPR vs LCII — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $932.7M |
| Net Profit | $-8.0M | $18.7M |
| Gross Margin | — | 22.1% |
| Operating Margin | — | 3.8% |
| Net Margin | -0.7% | 2.0% |
| Revenue YoY | -4.7% | 16.1% |
| Net Profit YoY | -108.2% | 95.7% |
| EPS (diluted) | $-0.03 | $0.79 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $932.7M | ||
| Q3 25 | $1.2B | $1.0B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.2B | $1.0B | ||
| Q4 24 | $1.2B | $803.1M | ||
| Q3 24 | $1.2B | $915.5M | ||
| Q2 24 | $1.1B | $1.1B | ||
| Q1 24 | $1.1B | $968.0M |
| Q4 25 | $-8.0M | $18.7M | ||
| Q3 25 | $-21.0M | $62.5M | ||
| Q2 25 | $72.6M | $57.6M | ||
| Q1 25 | $99.7M | $49.4M | ||
| Q4 24 | $97.4M | $9.5M | ||
| Q3 24 | $73.7M | $35.6M | ||
| Q2 24 | $75.4M | $61.2M | ||
| Q1 24 | $71.3M | $36.5M |
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 24.4% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 21.1% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 25.3% | ||
| Q1 24 | — | 23.1% |
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 7.3% | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | 11.2% | 5.9% | ||
| Q2 24 | 10.1% | 8.6% | ||
| Q1 24 | 7.6% | 6.0% |
| Q4 25 | -0.7% | 2.0% | ||
| Q3 25 | -1.7% | 6.0% | ||
| Q2 25 | 5.9% | 5.2% | ||
| Q1 25 | 8.4% | 4.7% | ||
| Q4 24 | 8.2% | 1.2% | ||
| Q3 24 | 6.3% | 3.9% | ||
| Q2 24 | 6.7% | 5.8% | ||
| Q1 24 | 6.2% | 3.8% |
| Q4 25 | $-0.03 | $0.79 | ||
| Q3 25 | $-0.34 | $2.55 | ||
| Q2 25 | $1.12 | $2.29 | ||
| Q1 25 | $1.54 | $1.94 | ||
| Q4 24 | $1.51 | $0.37 | ||
| Q3 24 | $1.14 | $1.39 | ||
| Q2 24 | $1.16 | $2.40 | ||
| Q1 24 | $1.10 | $1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $222.6M |
| Total DebtLower is stronger | $943.5M | $945.2M |
| Stockholders' EquityBook value | $2.7B | $1.4B |
| Total Assets | $12.5B | $3.2B |
| Debt / EquityLower = less leverage | 0.35× | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $222.6M | ||
| Q3 25 | $371.2M | $199.7M | ||
| Q2 25 | $407.6M | $191.9M | ||
| Q1 25 | $545.3M | $231.2M | ||
| Q4 24 | $1.0B | $165.8M | ||
| Q3 24 | $696.9M | $161.2M | ||
| Q2 24 | $539.1M | $130.4M | ||
| Q1 24 | $520.7M | $22.6M |
| Q4 25 | $943.5M | $945.2M | ||
| Q3 25 | $943.1M | $947.8M | ||
| Q2 25 | $942.6M | $948.0M | ||
| Q1 25 | $942.1M | $938.3M | ||
| Q4 24 | $1.4B | $757.3M | ||
| Q3 24 | $1.4B | $822.5M | ||
| Q2 24 | $1.4B | $829.7M | ||
| Q1 24 | $1.4B | $855.3M |
| Q4 25 | $2.7B | $1.4B | ||
| Q3 25 | $2.7B | $1.4B | ||
| Q2 25 | $370.0M | $1.4B | ||
| Q1 25 | $366.0M | $1.4B | ||
| Q4 24 | $2.8B | $1.4B | ||
| Q3 24 | $2.8B | $1.4B | ||
| Q2 24 | $358.0M | $1.4B | ||
| Q1 24 | $2.6B | $1.4B |
| Q4 25 | $12.5B | $3.2B | ||
| Q3 25 | $12.4B | $3.2B | ||
| Q2 25 | $12.6B | $3.2B | ||
| Q1 25 | $12.5B | $3.1B | ||
| Q4 24 | $12.6B | $2.9B | ||
| Q3 24 | $12.6B | $3.0B | ||
| Q2 24 | $12.6B | $3.0B | ||
| Q1 24 | $12.6B | $3.0B |
| Q4 25 | 0.35× | 0.69× | ||
| Q3 25 | 0.35× | 0.70× | ||
| Q2 25 | 2.55× | 0.68× | ||
| Q1 25 | 2.57× | 0.69× | ||
| Q4 24 | 0.50× | 0.55× | ||
| Q3 24 | 0.50× | 0.58× | ||
| Q2 24 | 3.88× | 0.60× | ||
| Q1 24 | 0.54× | 0.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $78.9M |
| Free Cash FlowOCF − Capex | $166.2M | $64.3M |
| FCF MarginFCF / Revenue | 14.7% | 6.9% |
| Capex IntensityCapex / Revenue | 0.8% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 4.22× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $278.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $78.9M | ||
| Q3 25 | $139.9M | $97.2M | ||
| Q2 25 | $89.6M | $112.2M | ||
| Q1 25 | $180.0M | $42.7M | ||
| Q4 24 | $175.1M | $106.6M | ||
| Q3 24 | $141.9M | $78.4M | ||
| Q2 24 | $22.9M | $192.9M | ||
| Q1 24 | $43.0M | $-7.7M |
| Q4 25 | $166.2M | $64.3M | ||
| Q3 25 | $133.4M | $80.9M | ||
| Q2 25 | $82.0M | $99.5M | ||
| Q1 25 | $172.3M | $33.7M | ||
| Q4 24 | $165.4M | $95.7M | ||
| Q3 24 | $131.4M | $68.3M | ||
| Q2 24 | $5.2M | $180.2M | ||
| Q1 24 | $27.7M | $-16.3M |
| Q4 25 | 14.7% | 6.9% | ||
| Q3 25 | 10.8% | 7.8% | ||
| Q2 25 | 6.7% | 9.0% | ||
| Q1 25 | 14.4% | 3.2% | ||
| Q4 24 | 13.9% | 11.9% | ||
| Q3 24 | 11.1% | 7.5% | ||
| Q2 24 | 0.5% | 17.1% | ||
| Q1 24 | 2.4% | -1.7% |
| Q4 25 | 0.8% | 1.6% | ||
| Q3 25 | 0.5% | 1.6% | ||
| Q2 25 | 0.6% | 1.2% | ||
| Q1 25 | 0.6% | 0.9% | ||
| Q4 24 | 0.8% | 1.4% | ||
| Q3 24 | 0.9% | 1.1% | ||
| Q2 24 | 1.6% | 1.2% | ||
| Q1 24 | 1.3% | 0.9% |
| Q4 25 | — | 4.22× | ||
| Q3 25 | — | 1.55× | ||
| Q2 25 | 1.23× | 1.95× | ||
| Q1 25 | 1.81× | 0.86× | ||
| Q4 24 | 1.80× | 11.17× | ||
| Q3 24 | 1.93× | 2.20× | ||
| Q2 24 | 0.30× | 3.15× | ||
| Q1 24 | 0.60× | -0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
