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Side-by-side financial comparison of KEMPER Corp (KMPR) and Noble Corp plc (NE). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $764.4M, roughly 1.5× Noble Corp plc). Noble Corp plc runs the higher net margin — 11.3% vs -0.7%, a 12.0% gap on every dollar of revenue. On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -17.6%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $35.4M). Over the past eight quarters, Noble Corp plc's revenue compounded faster (9.5% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Barnes & Noble Booksellers is an American bookseller with the largest number of retail outlets in the United States. The company operates approximately 700+ retail stores across the United States.
KMPR vs NE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $764.4M |
| Net Profit | $-8.0M | $86.6M |
| Gross Margin | — | — |
| Operating Margin | — | 5.6% |
| Net Margin | -0.7% | 11.3% |
| Revenue YoY | -4.7% | -17.6% |
| Net Profit YoY | -108.2% | -10.4% |
| EPS (diluted) | $-0.03 | $0.54 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $764.4M | ||
| Q3 25 | $1.2B | $798.0M | ||
| Q2 25 | $1.2B | $848.7M | ||
| Q1 25 | $1.2B | $874.5M | ||
| Q4 24 | $1.2B | $927.3M | ||
| Q3 24 | $1.2B | $800.5M | ||
| Q2 24 | $1.1B | $692.8M | ||
| Q1 24 | $1.1B | $637.1M |
| Q4 25 | $-8.0M | $86.6M | ||
| Q3 25 | $-21.0M | $-21.1M | ||
| Q2 25 | $72.6M | $42.9M | ||
| Q1 25 | $99.7M | $108.3M | ||
| Q4 24 | $97.4M | $96.6M | ||
| Q3 24 | $73.7M | $61.2M | ||
| Q2 24 | $75.4M | $195.0M | ||
| Q1 24 | $71.3M | $95.5M |
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 15.9% | ||
| Q1 25 | — | 21.4% | ||
| Q4 24 | — | 18.4% | ||
| Q3 24 | 11.2% | 14.4% | ||
| Q2 24 | 10.1% | 30.3% | ||
| Q1 24 | 7.6% | 16.9% |
| Q4 25 | -0.7% | 11.3% | ||
| Q3 25 | -1.7% | -2.6% | ||
| Q2 25 | 5.9% | 5.1% | ||
| Q1 25 | 8.4% | 12.4% | ||
| Q4 24 | 8.2% | 10.4% | ||
| Q3 24 | 6.3% | 7.6% | ||
| Q2 24 | 6.7% | 28.1% | ||
| Q1 24 | 6.2% | 15.0% |
| Q4 25 | $-0.03 | $0.54 | ||
| Q3 25 | $-0.34 | $-0.13 | ||
| Q2 25 | $1.12 | $0.27 | ||
| Q1 25 | $1.54 | $0.67 | ||
| Q4 24 | $1.51 | $0.56 | ||
| Q3 24 | $1.14 | $0.40 | ||
| Q2 24 | $1.16 | $1.34 | ||
| Q1 24 | $1.10 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $471.4M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $4.5B |
| Total Assets | $12.5B | $7.5B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $471.4M | ||
| Q3 25 | $371.2M | $477.9M | ||
| Q2 25 | $407.6M | $338.2M | ||
| Q1 25 | $545.3M | $303.8M | ||
| Q4 24 | $1.0B | $247.3M | ||
| Q3 24 | $696.9M | $391.9M | ||
| Q2 24 | $539.1M | $162.9M | ||
| Q1 24 | $520.7M | $212.5M |
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $2.7B | $4.5B | ||
| Q3 25 | $2.7B | $4.5B | ||
| Q2 25 | $370.0M | $4.6B | ||
| Q1 25 | $366.0M | $4.7B | ||
| Q4 24 | $2.8B | $4.7B | ||
| Q3 24 | $2.8B | $4.7B | ||
| Q2 24 | $358.0M | $4.0B | ||
| Q1 24 | $2.6B | $3.9B |
| Q4 25 | $12.5B | $7.5B | ||
| Q3 25 | $12.4B | $7.6B | ||
| Q2 25 | $12.6B | $7.7B | ||
| Q1 25 | $12.5B | $7.9B | ||
| Q4 24 | $12.6B | $8.0B | ||
| Q3 24 | $12.6B | $8.0B | ||
| Q2 24 | $12.6B | $5.6B | ||
| Q1 24 | $12.6B | $5.4B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $187.1M |
| Free Cash FlowOCF − Capex | $166.2M | $35.4M |
| FCF MarginFCF / Revenue | 14.7% | 4.6% |
| Capex IntensityCapex / Revenue | 0.8% | 19.9% |
| Cash ConversionOCF / Net Profit | — | 2.16× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $432.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $187.1M | ||
| Q3 25 | $139.9M | $277.1M | ||
| Q2 25 | $89.6M | $216.4M | ||
| Q1 25 | $180.0M | $271.1M | ||
| Q4 24 | $175.1M | $136.2M | ||
| Q3 24 | $141.9M | $283.8M | ||
| Q2 24 | $22.9M | $106.8M | ||
| Q1 24 | $43.0M | $128.7M |
| Q4 25 | $166.2M | $35.4M | ||
| Q3 25 | $133.4M | $139.5M | ||
| Q2 25 | $82.0M | $99.8M | ||
| Q1 25 | $172.3M | $157.5M | ||
| Q4 24 | $165.4M | $-4.4M | ||
| Q3 24 | $131.4M | $156.8M | ||
| Q2 24 | $5.2M | $-34.3M | ||
| Q1 24 | $27.7M | $-37.9M |
| Q4 25 | 14.7% | 4.6% | ||
| Q3 25 | 10.8% | 17.5% | ||
| Q2 25 | 6.7% | 11.8% | ||
| Q1 25 | 14.4% | 18.0% | ||
| Q4 24 | 13.9% | -0.5% | ||
| Q3 24 | 11.1% | 19.6% | ||
| Q2 24 | 0.5% | -4.9% | ||
| Q1 24 | 2.4% | -6.0% |
| Q4 25 | 0.8% | 19.9% | ||
| Q3 25 | 0.5% | 17.3% | ||
| Q2 25 | 0.6% | 13.7% | ||
| Q1 25 | 0.6% | 13.0% | ||
| Q4 24 | 0.8% | 15.2% | ||
| Q3 24 | 0.9% | 15.9% | ||
| Q2 24 | 1.6% | 20.4% | ||
| Q1 24 | 1.3% | 26.2% |
| Q4 25 | — | 2.16× | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.23× | 5.05× | ||
| Q1 25 | 1.81× | 2.50× | ||
| Q4 24 | 1.80× | 1.41× | ||
| Q3 24 | 1.93× | 4.64× | ||
| Q2 24 | 0.30× | 0.55× | ||
| Q1 24 | 0.60× | 1.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
NE
| Floaters | $559.8M | 73% |
| Jackups | $145.5M | 19% |
| Service Other | $59.1M | 8% |
