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Side-by-side financial comparison of KEMPER Corp (KMPR) and PERRIGO Co plc (PRGO). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× PERRIGO Co plc). KEMPER Corp runs the higher net margin — -0.7% vs -127.8%, a 127.1% gap on every dollar of revenue. On growth, PERRIGO Co plc posted the faster year-over-year revenue change (-2.5% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $148.6M). Over the past eight quarters, PERRIGO Co plc's revenue compounded faster (1.3% CAGR vs -0.5%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Perrigo Company plc is an American Irish-registered manufacturer of private label over-the-counter pharmaceuticals, and while 70% of Perrigo's net sales are from the U.S. healthcare system, Perrigo is legally headquartered in Ireland for tax purposes, which accounts for 0.60% of net sales. In 2013, Perrigo completed the sixth-largest US corporate tax inversion in history when it reregistered its tax status to Ireland to avoid U.S. corporate taxes. Perrigo maintains its corporate headquarters ...

KMPR vs PRGO — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.0× larger
KMPR
$1.1B
$1.1B
PRGO
Growing faster (revenue YoY)
PRGO
PRGO
+2.1% gap
PRGO
-2.5%
-4.7%
KMPR
Higher net margin
KMPR
KMPR
127.1% more per $
KMPR
-0.7%
-127.8%
PRGO
More free cash flow
KMPR
KMPR
$17.6M more FCF
KMPR
$166.2M
$148.6M
PRGO
Faster 2-yr revenue CAGR
PRGO
PRGO
Annualised
PRGO
1.3%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KMPR
KMPR
PRGO
PRGO
Revenue
$1.1B
$1.1B
Net Profit
$-8.0M
$-1.4B
Gross Margin
32.6%
Operating Margin
-116.0%
Net Margin
-0.7%
-127.8%
Revenue YoY
-4.7%
-2.5%
Net Profit YoY
-108.2%
-3093.9%
EPS (diluted)
$-0.03
$-10.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
PRGO
PRGO
Q4 25
$1.1B
$1.1B
Q3 25
$1.2B
$1.0B
Q2 25
$1.2B
$1.1B
Q1 25
$1.2B
$1.0B
Q4 24
$1.2B
$1.1B
Q3 24
$1.2B
$1.1B
Q2 24
$1.1B
$1.1B
Q1 24
$1.1B
$1.1B
Net Profit
KMPR
KMPR
PRGO
PRGO
Q4 25
$-8.0M
$-1.4B
Q3 25
$-21.0M
$7.5M
Q2 25
$72.6M
$-8.4M
Q1 25
$99.7M
$-6.4M
Q4 24
$97.4M
$-44.4M
Q3 24
$73.7M
$-21.0M
Q2 24
$75.4M
$-108.4M
Q1 24
$71.3M
$2.0M
Gross Margin
KMPR
KMPR
PRGO
PRGO
Q4 25
32.6%
Q3 25
36.1%
Q2 25
34.4%
Q1 25
37.6%
Q4 24
33.9%
Q3 24
37.2%
Q2 24
37.0%
Q1 24
33.1%
Operating Margin
KMPR
KMPR
PRGO
PRGO
Q4 25
-116.0%
Q3 25
7.0%
Q2 25
4.3%
Q1 25
4.5%
Q4 24
10.0%
Q3 24
11.2%
7.4%
Q2 24
10.1%
-2.5%
Q1 24
7.6%
-5.1%
Net Margin
KMPR
KMPR
PRGO
PRGO
Q4 25
-0.7%
-127.8%
Q3 25
-1.7%
0.7%
Q2 25
5.9%
-0.8%
Q1 25
8.4%
-0.6%
Q4 24
8.2%
-3.9%
Q3 24
6.3%
-1.9%
Q2 24
6.7%
-10.2%
Q1 24
6.2%
0.2%
EPS (diluted)
KMPR
KMPR
PRGO
PRGO
Q4 25
$-0.03
$-10.23
Q3 25
$-0.34
$0.05
Q2 25
$1.12
$-0.06
Q1 25
$1.54
$-0.05
Q4 24
$1.51
$-0.32
Q3 24
$1.14
$-0.15
Q2 24
$1.16
$-0.79
Q1 24
$1.10
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
PRGO
PRGO
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$943.5M
Stockholders' EquityBook value
$2.7B
$2.9B
Total Assets
$12.5B
$8.5B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
PRGO
PRGO
Q4 25
Q3 25
$371.2M
$432.1M
Q2 25
$407.6M
$454.2M
Q1 25
$545.3M
$409.9M
Q4 24
$1.0B
$558.8M
Q3 24
$696.9M
$1.5B
Q2 24
$539.1M
$542.8M
Q1 24
$520.7M
$658.5M
Total Debt
KMPR
KMPR
PRGO
PRGO
Q4 25
$943.5M
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.4B
Q1 24
$1.4B
Stockholders' Equity
KMPR
KMPR
PRGO
PRGO
Q4 25
$2.7B
$2.9B
Q3 25
$2.7B
$4.4B
Q2 25
$370.0M
$4.5B
Q1 25
$366.0M
$4.4B
Q4 24
$2.8B
$4.3B
Q3 24
$2.8B
$4.6B
Q2 24
$358.0M
$4.5B
Q1 24
$2.6B
$4.7B
Total Assets
KMPR
KMPR
PRGO
PRGO
Q4 25
$12.5B
$8.5B
Q3 25
$12.4B
$10.1B
Q2 25
$12.6B
$10.1B
Q1 25
$12.5B
$9.8B
Q4 24
$12.6B
$9.6B
Q3 24
$12.6B
$11.2B
Q2 24
$12.6B
$10.4B
Q1 24
$12.6B
$10.6B
Debt / Equity
KMPR
KMPR
PRGO
PRGO
Q4 25
0.35×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
Q3 24
0.50×
Q2 24
3.88×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
PRGO
PRGO
Operating Cash FlowLast quarter
$175.0M
$175.4M
Free Cash FlowOCF − Capex
$166.2M
$148.6M
FCF MarginFCF / Revenue
14.7%
13.4%
Capex IntensityCapex / Revenue
0.8%
2.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$553.9M
$145.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
PRGO
PRGO
Q4 25
$175.0M
$175.4M
Q3 25
$139.9M
$51.7M
Q2 25
$89.6M
$75.9M
Q1 25
$180.0M
$-64.5M
Q4 24
$175.1M
$312.6M
Q3 24
$141.9M
$42.2M
Q2 24
$22.9M
$9.5M
Q1 24
$43.0M
$-1.4M
Free Cash Flow
KMPR
KMPR
PRGO
PRGO
Q4 25
$166.2M
$148.6M
Q3 25
$133.4M
$29.8M
Q2 25
$82.0M
$56.7M
Q1 25
$172.3M
$-90.0M
Q4 24
$165.4M
$274.9M
Q3 24
$131.4M
$15.1M
Q2 24
$5.2M
$-18.9M
Q1 24
$27.7M
$-26.5M
FCF Margin
KMPR
KMPR
PRGO
PRGO
Q4 25
14.7%
13.4%
Q3 25
10.8%
2.9%
Q2 25
6.7%
5.4%
Q1 25
14.4%
-8.6%
Q4 24
13.9%
24.2%
Q3 24
11.1%
1.4%
Q2 24
0.5%
-1.8%
Q1 24
2.4%
-2.4%
Capex Intensity
KMPR
KMPR
PRGO
PRGO
Q4 25
0.8%
2.4%
Q3 25
0.5%
2.1%
Q2 25
0.6%
1.8%
Q1 25
0.6%
2.4%
Q4 24
0.8%
3.3%
Q3 24
0.9%
2.5%
Q2 24
1.6%
2.7%
Q1 24
1.3%
2.3%
Cash Conversion
KMPR
KMPR
PRGO
PRGO
Q4 25
Q3 25
6.89×
Q2 25
1.23×
Q1 25
1.81×
Q4 24
1.80×
Q3 24
1.93×
Q2 24
0.30×
Q1 24
0.60×
-0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

PRGO
PRGO

Consumer Self Care Americas$697.0M63%
Digestive Health$123.9M11%
Nutrition$108.3M10%
Healthy Lifestyle$94.8M9%
Pain And Sleep Aids$87.1M8%

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