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Side-by-side financial comparison of KEMPER Corp (KMPR) and Public Storage (PSA). Click either name above to swap in a different company.
Public Storage is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.1× KEMPER Corp). Public Storage runs the higher net margin — 41.7% vs -0.7%, a 42.4% gap on every dollar of revenue. On growth, Public Storage posted the faster year-over-year revenue change (3.3% vs -4.7%). Over the past eight quarters, Public Storage's revenue compounded faster (2.5% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Public Storage, headquartered in Glendale, California, is a real estate investment trust that invests in self storage. It is the largest brand of self-storage services in the US and owns approximately 9% of the self storage square footage in the U.S. As of December 31, 2024, the company operated 3,073 self-storage facilities containing an aggregate of 221 million net rentable square feet of space.
KMPR vs PSA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.2B |
| Net Profit | $-8.0M | $507.1M |
| Gross Margin | — | — |
| Operating Margin | — | 40.7% |
| Net Margin | -0.7% | 41.7% |
| Revenue YoY | -4.7% | 3.3% |
| Net Profit YoY | -108.2% | -17.5% |
| EPS (diluted) | $-0.03 | $2.59 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.1B | $1.2B |
| Q4 25 | $-8.0M | $507.1M | ||
| Q3 25 | $-21.0M | $511.1M | ||
| Q2 25 | $72.6M | $358.4M | ||
| Q1 25 | $99.7M | $407.8M | ||
| Q4 24 | $97.4M | $614.6M | ||
| Q3 24 | $73.7M | $430.3M | ||
| Q2 24 | $75.4M | $518.1M | ||
| Q1 24 | $71.3M | $508.9M |
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | 42.3% | ||
| Q2 25 | — | 30.4% | ||
| Q1 25 | — | 34.8% | ||
| Q4 24 | — | 52.4% | ||
| Q3 24 | 11.2% | 36.7% | ||
| Q2 24 | 10.1% | 44.6% | ||
| Q1 24 | 7.6% | 44.3% |
| Q4 25 | -0.7% | 41.7% | ||
| Q3 25 | -1.7% | 41.8% | ||
| Q2 25 | 5.9% | 29.8% | ||
| Q1 25 | 8.4% | 34.5% | ||
| Q4 24 | 8.2% | 52.2% | ||
| Q3 24 | 6.3% | 36.2% | ||
| Q2 24 | 6.7% | 44.2% | ||
| Q1 24 | 6.2% | 44.0% |
| Q4 25 | $-0.03 | $2.59 | ||
| Q3 25 | $-0.34 | $2.62 | ||
| Q2 25 | $1.12 | $1.76 | ||
| Q1 25 | $1.54 | $2.04 | ||
| Q4 24 | $1.51 | $3.22 | ||
| Q3 24 | $1.14 | $2.16 | ||
| Q2 24 | $1.16 | $2.66 | ||
| Q1 24 | $1.10 | $2.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $318.1M |
| Total DebtLower is stronger | $943.5M | $10.3B |
| Stockholders' EquityBook value | $2.7B | $9.2B |
| Total Assets | $12.5B | $20.2B |
| Debt / EquityLower = less leverage | 0.35× | 1.11× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $318.1M | ||
| Q3 25 | $371.2M | $296.5M | ||
| Q2 25 | $407.6M | $1.1B | ||
| Q1 25 | $545.3M | $287.2M | ||
| Q4 24 | $1.0B | $447.4M | ||
| Q3 24 | $696.9M | $599.0M | ||
| Q2 24 | $539.1M | $542.3M | ||
| Q1 24 | $520.7M | $271.6M |
| Q4 25 | $943.5M | $10.3B | ||
| Q3 25 | $943.1M | $10.0B | ||
| Q2 25 | $942.6M | $10.4B | ||
| Q1 25 | $942.1M | $9.4B | ||
| Q4 24 | $1.4B | $9.4B | ||
| Q3 24 | $1.4B | $9.5B | ||
| Q2 24 | $1.4B | $9.4B | ||
| Q1 24 | $1.4B | $9.1B |
| Q4 25 | $2.7B | $9.2B | ||
| Q3 25 | $2.7B | $9.3B | ||
| Q2 25 | $370.0M | $9.4B | ||
| Q1 25 | $366.0M | $9.6B | ||
| Q4 24 | $2.8B | $9.7B | ||
| Q3 24 | $2.8B | $9.6B | ||
| Q2 24 | $358.0M | $9.7B | ||
| Q1 24 | $2.6B | $9.9B |
| Q4 25 | $12.5B | $20.2B | ||
| Q3 25 | $12.4B | $20.1B | ||
| Q2 25 | $12.6B | $20.5B | ||
| Q1 25 | $12.5B | $19.6B | ||
| Q4 24 | $12.6B | $19.8B | ||
| Q3 24 | $12.6B | $19.8B | ||
| Q2 24 | $12.6B | $19.8B | ||
| Q1 24 | $12.6B | $19.6B |
| Q4 25 | 0.35× | 1.11× | ||
| Q3 25 | 0.35× | 1.08× | ||
| Q2 25 | 2.55× | 1.11× | ||
| Q1 25 | 2.57× | 0.99× | ||
| Q4 24 | 0.50× | 0.96× | ||
| Q3 24 | 0.50× | 0.99× | ||
| Q2 24 | 3.88× | 0.97× | ||
| Q1 24 | 0.54× | 0.91× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $733.6M |
| Free Cash FlowOCF − Capex | $166.2M | — |
| FCF MarginFCF / Revenue | 14.7% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | 1.45× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $733.6M | ||
| Q3 25 | $139.9M | $875.1M | ||
| Q2 25 | $89.6M | $872.7M | ||
| Q1 25 | $180.0M | $705.1M | ||
| Q4 24 | $175.1M | $768.6M | ||
| Q3 24 | $141.9M | $798.8M | ||
| Q2 24 | $22.9M | $895.3M | ||
| Q1 24 | $43.0M | $665.6M |
| Q4 25 | $166.2M | — | ||
| Q3 25 | $133.4M | — | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | — | ||
| Q4 24 | $165.4M | — | ||
| Q3 24 | $131.4M | — | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.7M | — |
| Q4 25 | 14.7% | — | ||
| Q3 25 | 10.8% | — | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.4% | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.3% | — |
| Q4 25 | — | 1.45× | ||
| Q3 25 | — | 1.71× | ||
| Q2 25 | 1.23× | 2.43× | ||
| Q1 25 | 1.81× | 1.73× | ||
| Q4 24 | 1.80× | 1.25× | ||
| Q3 24 | 1.93× | 1.86× | ||
| Q2 24 | 0.30× | 1.73× | ||
| Q1 24 | 0.60× | 1.31× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
PSA
| Self Storage Operations | $1.1B | 93% |
| Ancillary Operations | $86.9M | 7% |
