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Side-by-side financial comparison of KEMPER Corp (KMPR) and PATTERSON UTI ENERGY INC (PTEN). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $1.1B, roughly 1.0× PATTERSON UTI ENERGY INC). KEMPER Corp runs the higher net margin — -0.7% vs -2.2%, a 1.5% gap on every dollar of revenue. On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -12.7%). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -8.4%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Patterson UTI Energy Inc. is a leading oilfield services provider offering onshore contract drilling, pressure pumping, well completion and related support services. It primarily serves upstream oil and gas operators across North America, operating in major unconventional resource basins including shale and tight gas formations.

KMPR vs PTEN — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.0× larger
KMPR
$1.1B
$1.1B
PTEN
Growing faster (revenue YoY)
KMPR
KMPR
+8.1% gap
KMPR
-4.7%
-12.7%
PTEN
Higher net margin
KMPR
KMPR
1.5% more per $
KMPR
-0.7%
-2.2%
PTEN
Faster 2-yr revenue CAGR
KMPR
KMPR
Annualised
KMPR
-0.5%
-8.4%
PTEN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KMPR
KMPR
PTEN
PTEN
Revenue
$1.1B
$1.1B
Net Profit
$-8.0M
$-24.5M
Gross Margin
Operating Margin
Net Margin
-0.7%
-2.2%
Revenue YoY
-4.7%
-12.7%
Net Profit YoY
-108.2%
-166.1%
EPS (diluted)
$-0.03
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
PTEN
PTEN
Q1 26
$1.1B
Q4 25
$1.1B
$1.1B
Q3 25
$1.2B
$1.2B
Q2 25
$1.2B
$1.2B
Q1 25
$1.2B
$1.3B
Q4 24
$1.2B
$1.1B
Q3 24
$1.2B
$1.3B
Q2 24
$1.1B
$1.3B
Net Profit
KMPR
KMPR
PTEN
PTEN
Q1 26
$-24.5M
Q4 25
$-8.0M
$-9.2M
Q3 25
$-21.0M
$-36.4M
Q2 25
$72.6M
$-49.1M
Q1 25
$99.7M
$1.0M
Q4 24
$97.4M
$-51.4M
Q3 24
$73.7M
$-978.8M
Q2 24
$75.4M
$11.1M
Operating Margin
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
-0.0%
Q3 25
-2.4%
Q2 25
-2.4%
Q1 25
1.3%
Q4 24
-2.7%
Q3 24
11.2%
-73.8%
Q2 24
10.1%
3.4%
Net Margin
KMPR
KMPR
PTEN
PTEN
Q1 26
-2.2%
Q4 25
-0.7%
-0.8%
Q3 25
-1.7%
-3.1%
Q2 25
5.9%
-4.1%
Q1 25
8.4%
0.1%
Q4 24
8.2%
-4.5%
Q3 24
6.3%
-72.9%
Q2 24
6.7%
0.8%
EPS (diluted)
KMPR
KMPR
PTEN
PTEN
Q1 26
$-0.06
Q4 25
$-0.03
$-0.01
Q3 25
$-0.34
$-0.10
Q2 25
$1.12
$-0.13
Q1 25
$1.54
$0.00
Q4 24
$1.51
$-0.10
Q3 24
$1.14
$-2.50
Q2 24
$1.16
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
PTEN
PTEN
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$943.5M
Stockholders' EquityBook value
$2.7B
$3.2B
Total Assets
$12.5B
$5.4B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
$418.5M
Q3 25
$371.2M
$184.8M
Q2 25
$407.6M
$183.8M
Q1 25
$545.3M
$223.1M
Q4 24
$1.0B
$239.2M
Q3 24
$696.9M
$113.4M
Q2 24
$539.1M
$72.4M
Total Debt
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
$943.5M
$1.2B
Q3 25
$943.1M
$1.2B
Q2 25
$942.6M
$1.2B
Q1 25
$942.1M
$1.2B
Q4 24
$1.4B
$1.2B
Q3 24
$1.4B
$1.2B
Q2 24
$1.4B
$1.2B
Stockholders' Equity
KMPR
KMPR
PTEN
PTEN
Q1 26
$3.2B
Q4 25
$2.7B
$3.2B
Q3 25
$2.7B
$3.2B
Q2 25
$370.0M
$3.3B
Q1 25
$366.0M
$3.4B
Q4 24
$2.8B
$3.5B
Q3 24
$2.8B
$3.6B
Q2 24
$358.0M
$4.6B
Total Assets
KMPR
KMPR
PTEN
PTEN
Q1 26
$5.4B
Q4 25
$12.5B
$5.6B
Q3 25
$12.4B
$5.5B
Q2 25
$12.6B
$5.6B
Q1 25
$12.5B
$5.8B
Q4 24
$12.6B
$5.8B
Q3 24
$12.6B
$6.0B
Q2 24
$12.6B
$7.0B
Debt / Equity
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
0.35×
0.38×
Q3 25
0.35×
0.38×
Q2 25
2.55×
0.37×
Q1 25
2.57×
0.36×
Q4 24
0.50×
0.36×
Q3 24
0.50×
0.35×
Q2 24
3.88×
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
PTEN
PTEN
Operating Cash FlowLast quarter
$175.0M
$63.9M
Free Cash FlowOCF − Capex
$166.2M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.8%
4.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
PTEN
PTEN
Q1 26
$63.9M
Q4 25
$175.0M
$397.5M
Q3 25
$139.9M
$215.8M
Q2 25
$89.6M
$139.7M
Q1 25
$180.0M
$208.1M
Q4 24
$175.1M
$315.8M
Q3 24
$141.9M
$296.3M
Q2 24
$22.9M
$197.5M
Free Cash Flow
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
$166.2M
$259.0M
Q3 25
$133.4M
$71.3M
Q2 25
$82.0M
$-4.5M
Q1 25
$172.3M
$46.3M
Q4 24
$165.4M
$175.5M
Q3 24
$131.4M
$115.7M
Q2 24
$5.2M
$67.0M
FCF Margin
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
14.7%
22.6%
Q3 25
10.8%
6.1%
Q2 25
6.7%
-0.4%
Q1 25
14.4%
3.7%
Q4 24
13.9%
15.3%
Q3 24
11.1%
8.6%
Q2 24
0.5%
5.0%
Capex Intensity
KMPR
KMPR
PTEN
PTEN
Q1 26
4.9%
Q4 25
0.8%
12.1%
Q3 25
0.5%
12.3%
Q2 25
0.6%
11.9%
Q1 25
0.6%
12.8%
Q4 24
0.8%
12.2%
Q3 24
0.9%
13.5%
Q2 24
1.6%
9.8%
Cash Conversion
KMPR
KMPR
PTEN
PTEN
Q1 26
Q4 25
Q3 25
Q2 25
1.23×
Q1 25
1.81×
207.11×
Q4 24
1.80×
Q3 24
1.93×
Q2 24
0.30×
17.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

PTEN
PTEN

Segment breakdown not available.

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