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Side-by-side financial comparison of KEMPER Corp (KMPR) and SEALED AIR CORP (SEE). Click either name above to swap in a different company.
SEALED AIR CORP is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.2× KEMPER Corp). SEALED AIR CORP runs the higher net margin — 3.1% vs -0.7%, a 3.9% gap on every dollar of revenue. On growth, SEALED AIR CORP posted the faster year-over-year revenue change (2.6% vs -4.7%). SEALED AIR CORP produced more free cash flow last quarter ($257.7M vs $166.2M). Over the past eight quarters, SEALED AIR CORP's revenue compounded faster (2.7% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Sealed Air Corporation is a global provider of innovative packaging and protective solutions. Its core offerings include cushioning materials, food safety and preservation packaging, and sustainable waste-reducing packaging systems, serving retail, e-commerce, food and beverage, and industrial manufacturing markets worldwide.
KMPR vs SEE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.4B |
| Net Profit | $-8.0M | $43.8M |
| Gross Margin | — | 28.6% |
| Operating Margin | — | 11.4% |
| Net Margin | -0.7% | 3.1% |
| Revenue YoY | -4.7% | 2.6% |
| Net Profit YoY | -108.2% | 700.0% |
| EPS (diluted) | $-0.03 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.3B | ||
| Q4 24 | $1.2B | $1.4B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.1B | $1.3B |
| Q4 25 | $-8.0M | $43.8M | ||
| Q3 25 | $-21.0M | $255.1M | ||
| Q2 25 | $72.6M | $93.1M | ||
| Q1 25 | $99.7M | $113.5M | ||
| Q4 24 | $97.4M | $-7.3M | ||
| Q3 24 | $73.7M | $91.7M | ||
| Q2 24 | $75.4M | $98.3M | ||
| Q1 24 | $71.3M | $82.0M |
| Q4 25 | — | 28.6% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 30.7% | ||
| Q1 25 | — | 30.9% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | — | 30.1% | ||
| Q2 24 | — | 31.2% | ||
| Q1 24 | — | 30.3% |
| Q4 25 | — | 11.4% | ||
| Q3 25 | — | 13.8% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | — | 14.5% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | 11.2% | 13.9% | ||
| Q2 24 | 10.1% | 15.4% | ||
| Q1 24 | 7.6% | 14.0% |
| Q4 25 | -0.7% | 3.1% | ||
| Q3 25 | -1.7% | 19.0% | ||
| Q2 25 | 5.9% | 7.0% | ||
| Q1 25 | 8.4% | 9.0% | ||
| Q4 24 | 8.2% | -0.5% | ||
| Q3 24 | 6.3% | 6.9% | ||
| Q2 24 | 6.7% | 7.4% | ||
| Q1 24 | 6.2% | 6.2% |
| Q4 25 | $-0.03 | $0.30 | ||
| Q3 25 | $-0.34 | $1.73 | ||
| Q2 25 | $1.12 | $0.63 | ||
| Q1 25 | $1.54 | $0.77 | ||
| Q4 24 | $1.51 | $-0.05 | ||
| Q3 24 | $1.14 | $0.63 | ||
| Q2 24 | $1.16 | $0.67 | ||
| Q1 24 | $1.10 | $0.56 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $344.0M |
| Total DebtLower is stronger | $943.5M | $3.3B |
| Stockholders' EquityBook value | $2.7B | $1.2B |
| Total Assets | $12.5B | $7.0B |
| Debt / EquityLower = less leverage | 0.35× | 2.65× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $344.0M | ||
| Q3 25 | $371.2M | $282.5M | ||
| Q2 25 | $407.6M | $354.4M | ||
| Q1 25 | $545.3M | $335.2M | ||
| Q4 24 | $1.0B | $371.8M | ||
| Q3 24 | $696.9M | $386.0M | ||
| Q2 24 | $539.1M | $388.6M | ||
| Q1 24 | $520.7M | $352.8M |
| Q4 25 | $943.5M | $3.3B | ||
| Q3 25 | $943.1M | $4.0B | ||
| Q2 25 | $942.6M | $4.0B | ||
| Q1 25 | $942.1M | $4.2B | ||
| Q4 24 | $1.4B | $4.2B | ||
| Q3 24 | $1.4B | $4.3B | ||
| Q2 24 | $1.4B | $4.4B | ||
| Q1 24 | $1.4B | $4.5B |
| Q4 25 | $2.7B | $1.2B | ||
| Q3 25 | $2.7B | $1.2B | ||
| Q2 25 | $370.0M | $953.1M | ||
| Q1 25 | $366.0M | $797.9M | ||
| Q4 24 | $2.8B | $624.5M | ||
| Q3 24 | $2.8B | $771.2M | ||
| Q2 24 | $358.0M | $650.1M | ||
| Q1 24 | $2.6B | $598.3M |
| Q4 25 | $12.5B | $7.0B | ||
| Q3 25 | $12.4B | $7.1B | ||
| Q2 25 | $12.6B | $7.2B | ||
| Q1 25 | $12.5B | $7.0B | ||
| Q4 24 | $12.6B | $7.0B | ||
| Q3 24 | $12.6B | $7.3B | ||
| Q2 24 | $12.6B | $7.3B | ||
| Q1 24 | $12.6B | $7.2B |
| Q4 25 | 0.35× | 2.65× | ||
| Q3 25 | 0.35× | 3.34× | ||
| Q2 25 | 2.55× | 4.18× | ||
| Q1 25 | 2.57× | 5.26× | ||
| Q4 24 | 0.50× | 6.72× | ||
| Q3 24 | 0.50× | 5.62× | ||
| Q2 24 | 3.88× | 6.81× | ||
| Q1 24 | 0.54× | 7.49× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $293.6M |
| Free Cash FlowOCF − Capex | $166.2M | $257.7M |
| FCF MarginFCF / Revenue | 14.7% | 18.5% |
| Capex IntensityCapex / Revenue | 0.8% | 2.6% |
| Cash ConversionOCF / Net Profit | — | 6.70× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $458.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $293.6M | ||
| Q3 25 | $139.9M | $165.9M | ||
| Q2 25 | $89.6M | $136.6M | ||
| Q1 25 | $180.0M | $31.9M | ||
| Q4 24 | $175.1M | $244.2M | ||
| Q3 24 | $141.9M | $170.5M | ||
| Q2 24 | $22.9M | $188.2M | ||
| Q1 24 | $43.0M | $125.1M |
| Q4 25 | $166.2M | $257.7M | ||
| Q3 25 | $133.4M | $119.6M | ||
| Q2 25 | $82.0M | $93.2M | ||
| Q1 25 | $172.3M | $-12.0M | ||
| Q4 24 | $165.4M | $185.1M | ||
| Q3 24 | $131.4M | $115.2M | ||
| Q2 24 | $5.2M | $129.5M | ||
| Q1 24 | $27.7M | $78.0M |
| Q4 25 | 14.7% | 18.5% | ||
| Q3 25 | 10.8% | 8.9% | ||
| Q2 25 | 6.7% | 7.0% | ||
| Q1 25 | 14.4% | -0.9% | ||
| Q4 24 | 13.9% | 13.6% | ||
| Q3 24 | 11.1% | 8.6% | ||
| Q2 24 | 0.5% | 9.7% | ||
| Q1 24 | 2.4% | 5.9% |
| Q4 25 | 0.8% | 2.6% | ||
| Q3 25 | 0.5% | 3.4% | ||
| Q2 25 | 0.6% | 3.3% | ||
| Q1 25 | 0.6% | 3.5% | ||
| Q4 24 | 0.8% | 4.4% | ||
| Q3 24 | 0.9% | 4.1% | ||
| Q2 24 | 1.6% | 4.4% | ||
| Q1 24 | 1.3% | 3.6% |
| Q4 25 | — | 6.70× | ||
| Q3 25 | — | 0.65× | ||
| Q2 25 | 1.23× | 1.47× | ||
| Q1 25 | 1.81× | 0.28× | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | 1.86× | ||
| Q2 24 | 0.30× | 1.91× | ||
| Q1 24 | 0.60× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
SEE
| Protective Segment | $1.1B | 78% |
| Other | $292.0M | 21% |
| Pension Plans Defined Benefit | $7.9M | 1% |
