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Side-by-side financial comparison of KEMPER Corp (KMPR) and Sensata Technologies Holding plc (ST). Click either name above to swap in a different company.

KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $934.8M, roughly 1.2× Sensata Technologies Holding plc). Sensata Technologies Holding plc runs the higher net margin — 9.3% vs -0.7%, a 10.0% gap on every dollar of revenue. On growth, Sensata Technologies Holding plc posted the faster year-over-year revenue change (2.6% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $104.6M). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -5.0%).

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

Sensata Technologies Holding plc is a global industrial technology company that designs, manufactures and sells a broad portfolio of sensing, electrical protection and control solutions. Its products serve automotive, industrial, aerospace, HVAC, telecommunications and heavy vehicle end markets, catering to manufacturing and enterprise clients across the world.

KMPR vs ST — Head-to-Head

Bigger by revenue
KMPR
KMPR
1.2× larger
KMPR
$1.1B
$934.8M
ST
Growing faster (revenue YoY)
ST
ST
+7.2% gap
ST
2.6%
-4.7%
KMPR
Higher net margin
ST
ST
10.0% more per $
ST
9.3%
-0.7%
KMPR
More free cash flow
KMPR
KMPR
$61.6M more FCF
KMPR
$166.2M
$104.6M
ST
Faster 2-yr revenue CAGR
KMPR
KMPR
Annualised
KMPR
-0.5%
-5.0%
ST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KMPR
KMPR
ST
ST
Revenue
$1.1B
$934.8M
Net Profit
$-8.0M
$87.1M
Gross Margin
30.6%
Operating Margin
15.1%
Net Margin
-0.7%
9.3%
Revenue YoY
-4.7%
2.6%
Net Profit YoY
-108.2%
24.6%
EPS (diluted)
$-0.03
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KMPR
KMPR
ST
ST
Q1 26
$934.8M
Q4 25
$1.1B
$917.9M
Q3 25
$1.2B
$932.0M
Q2 25
$1.2B
$943.4M
Q1 25
$1.2B
$911.3M
Q4 24
$1.2B
$907.7M
Q3 24
$1.2B
$982.8M
Q2 24
$1.1B
$1.0B
Net Profit
KMPR
KMPR
ST
ST
Q1 26
$87.1M
Q4 25
$-8.0M
$63.2M
Q3 25
$-21.0M
$-162.5M
Q2 25
$72.6M
$60.7M
Q1 25
$99.7M
$69.9M
Q4 24
$97.4M
$5.8M
Q3 24
$73.7M
$-25.0M
Q2 24
$75.4M
$71.7M
Gross Margin
KMPR
KMPR
ST
ST
Q1 26
30.6%
Q4 25
29.0%
Q3 25
27.8%
Q2 25
30.3%
Q1 25
29.9%
Q4 24
27.1%
Q3 24
28.6%
Q2 24
30.0%
Operating Margin
KMPR
KMPR
ST
ST
Q1 26
15.1%
Q4 25
10.9%
Q3 25
-13.2%
Q2 25
14.6%
Q1 25
13.4%
Q4 24
8.1%
Q3 24
11.2%
-20.3%
Q2 24
10.1%
12.5%
Net Margin
KMPR
KMPR
ST
ST
Q1 26
9.3%
Q4 25
-0.7%
6.9%
Q3 25
-1.7%
-17.4%
Q2 25
5.9%
6.4%
Q1 25
8.4%
7.7%
Q4 24
8.2%
0.6%
Q3 24
6.3%
-2.5%
Q2 24
6.7%
6.9%
EPS (diluted)
KMPR
KMPR
ST
ST
Q1 26
$0.59
Q4 25
$-0.03
$0.45
Q3 25
$-0.34
$-1.12
Q2 25
$1.12
$0.41
Q1 25
$1.54
$0.47
Q4 24
$1.51
$0.05
Q3 24
$1.14
$-0.17
Q2 24
$1.16
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KMPR
KMPR
ST
ST
Cash + ST InvestmentsLiquidity on hand
$635.1M
Total DebtLower is stronger
$943.5M
Stockholders' EquityBook value
$2.7B
$2.9B
Total Assets
$12.5B
$6.8B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KMPR
KMPR
ST
ST
Q1 26
$635.1M
Q4 25
$573.0M
Q3 25
$371.2M
$791.3M
Q2 25
$407.6M
$661.8M
Q1 25
$545.3M
$588.1M
Q4 24
$1.0B
$593.7M
Q3 24
$696.9M
$506.2M
Q2 24
$539.1M
$1.0B
Total Debt
KMPR
KMPR
ST
ST
Q1 26
Q4 25
$943.5M
$2.8B
Q3 25
$943.1M
Q2 25
$942.6M
Q1 25
$942.1M
Q4 24
$1.4B
$3.2B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
KMPR
KMPR
ST
ST
Q1 26
$2.9B
Q4 25
$2.7B
$2.8B
Q3 25
$2.7B
$2.7B
Q2 25
$370.0M
$2.9B
Q1 25
$366.0M
$2.8B
Q4 24
$2.8B
$2.9B
Q3 24
$2.8B
$3.0B
Q2 24
$358.0M
$3.0B
Total Assets
KMPR
KMPR
ST
ST
Q1 26
$6.8B
Q4 25
$12.5B
$6.8B
Q3 25
$12.4B
$7.1B
Q2 25
$12.6B
$7.3B
Q1 25
$12.5B
$7.2B
Q4 24
$12.6B
$7.1B
Q3 24
$12.6B
$7.3B
Q2 24
$12.6B
$8.2B
Debt / Equity
KMPR
KMPR
ST
ST
Q1 26
Q4 25
0.35×
1.02×
Q3 25
0.35×
Q2 25
2.55×
Q1 25
2.57×
Q4 24
0.50×
1.11×
Q3 24
0.50×
Q2 24
3.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KMPR
KMPR
ST
ST
Operating Cash FlowLast quarter
$175.0M
$122.5M
Free Cash FlowOCF − Capex
$166.2M
$104.6M
FCF MarginFCF / Revenue
14.7%
11.2%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.41×
TTM Free Cash FlowTrailing 4 quarters
$553.9M
$508.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KMPR
KMPR
ST
ST
Q1 26
$122.5M
Q4 25
$175.0M
$201.5M
Q3 25
$139.9M
$159.9M
Q2 25
$89.6M
$140.9M
Q1 25
$180.0M
$119.2M
Q4 24
$175.1M
$170.7M
Q3 24
$141.9M
$130.9M
Q2 24
$22.9M
$143.5M
Free Cash Flow
KMPR
KMPR
ST
ST
Q1 26
$104.6M
Q4 25
$166.2M
$151.9M
Q3 25
$133.4M
$136.2M
Q2 25
$82.0M
$115.5M
Q1 25
$172.3M
$86.6M
Q4 24
$165.4M
$138.9M
Q3 24
$131.4M
$91.3M
Q2 24
$5.2M
$98.4M
FCF Margin
KMPR
KMPR
ST
ST
Q1 26
11.2%
Q4 25
14.7%
16.6%
Q3 25
10.8%
14.6%
Q2 25
6.7%
12.2%
Q1 25
14.4%
9.5%
Q4 24
13.9%
15.3%
Q3 24
11.1%
9.3%
Q2 24
0.5%
9.5%
Capex Intensity
KMPR
KMPR
ST
ST
Q1 26
Q4 25
0.8%
5.4%
Q3 25
0.5%
2.5%
Q2 25
0.6%
2.7%
Q1 25
0.6%
3.6%
Q4 24
0.8%
3.5%
Q3 24
0.9%
4.0%
Q2 24
1.6%
4.4%
Cash Conversion
KMPR
KMPR
ST
ST
Q1 26
1.41×
Q4 25
3.19×
Q3 25
Q2 25
1.23×
2.32×
Q1 25
1.81×
1.70×
Q4 24
1.80×
29.50×
Q3 24
1.93×
Q2 24
0.30×
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

ST
ST

Segment breakdown not available.

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