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Side-by-side financial comparison of Knife River Corp (KNF) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $755.1M, roughly 1.5× Knife River Corp). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 4.2%, a 10.9% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 14.9%). Over the past eight quarters, Knife River Corp's revenue compounded faster (51.4% CAGR vs 35.6%).

Columbia River Knife & Tool, Inc. (CRKT) is an American knife company established in 1994, and currently based in Tualatin, Oregon, United States. The company's president and sales executive is Rod Bremer and the finance executive is Peggy Bremer.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

KNF vs SOFI — Head-to-Head

Bigger by revenue
SOFI
SOFI
1.5× larger
SOFI
$1.1B
$755.1M
KNF
Growing faster (revenue YoY)
SOFI
SOFI
+27.7% gap
SOFI
42.6%
14.9%
KNF
Higher net margin
SOFI
SOFI
10.9% more per $
SOFI
15.2%
4.2%
KNF
Faster 2-yr revenue CAGR
KNF
KNF
Annualised
KNF
51.4%
35.6%
SOFI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
KNF
KNF
SOFI
SOFI
Revenue
$755.1M
$1.1B
Net Profit
$32.0M
$166.7M
Gross Margin
19.2%
Operating Margin
8.6%
Net Margin
4.2%
15.2%
Revenue YoY
14.9%
42.6%
Net Profit YoY
37.6%
897.2%
EPS (diluted)
$0.56
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KNF
KNF
SOFI
SOFI
Q1 26
$1.1B
Q4 25
$755.1M
$1.0B
Q3 25
$1.2B
$961.6M
Q2 25
$833.8M
$854.9M
Q1 25
$353.5M
$771.8M
Q4 24
$657.2M
$734.1M
Q3 24
$1.1B
$697.1M
Q2 24
$806.9M
$598.6M
Net Profit
KNF
KNF
SOFI
SOFI
Q1 26
$166.7M
Q4 25
$32.0M
$173.5M
Q3 25
$143.2M
$139.4M
Q2 25
$50.6M
$97.3M
Q1 25
$-68.7M
$71.1M
Q4 24
$23.3M
$332.5M
Q3 24
$148.1M
$60.7M
Q2 24
$77.9M
$17.4M
Gross Margin
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
19.2%
84.2%
Q3 25
23.6%
83.2%
Q2 25
18.9%
82.4%
Q1 25
-2.7%
82.4%
Q4 24
17.4%
82.5%
Q3 24
24.7%
82.3%
Q2 24
21.8%
81.7%
Operating Margin
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
8.6%
18.1%
Q3 25
17.9%
15.4%
Q2 25
10.6%
13.1%
Q1 25
-23.4%
10.3%
Q4 24
6.7%
8.2%
Q3 24
18.9%
9.2%
Q2 24
14.5%
2.6%
Net Margin
KNF
KNF
SOFI
SOFI
Q1 26
15.2%
Q4 25
4.2%
16.9%
Q3 25
11.9%
14.5%
Q2 25
6.1%
11.4%
Q1 25
-19.4%
9.2%
Q4 24
3.5%
45.3%
Q3 24
13.4%
8.7%
Q2 24
9.7%
2.9%
EPS (diluted)
KNF
KNF
SOFI
SOFI
Q1 26
$0.12
Q4 25
$0.56
$0.14
Q3 25
$2.52
$0.11
Q2 25
$0.89
$0.08
Q1 25
$-1.21
$0.06
Q4 24
$0.42
$0.31
Q3 24
$2.60
$0.05
Q2 24
$1.37
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KNF
KNF
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$73.8M
$3.4B
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.6B
$10.8B
Total Assets
$3.7B
$53.7B
Debt / EquityLower = less leverage
0.71×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KNF
KNF
SOFI
SOFI
Q1 26
$3.4B
Q4 25
$73.8M
$4.9B
Q3 25
$30.7M
$3.2B
Q2 25
$26.6M
$2.1B
Q1 25
$86.1M
$2.1B
Q4 24
$236.8M
$2.5B
Q3 24
$220.4M
$2.4B
Q2 24
$15.5M
$2.3B
Total Debt
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.4B
Q1 25
$1.2B
Q4 24
$677.4M
Q3 24
$678.5M
Q2 24
$679.5M
Stockholders' Equity
KNF
KNF
SOFI
SOFI
Q1 26
$10.8B
Q4 25
$1.6B
$10.5B
Q3 25
$1.6B
$8.8B
Q2 25
$1.5B
$6.9B
Q1 25
$1.4B
$6.7B
Q4 24
$1.5B
$6.5B
Q3 24
$1.4B
$6.1B
Q2 24
$1.3B
$5.9B
Total Assets
KNF
KNF
SOFI
SOFI
Q1 26
$53.7B
Q4 25
$3.7B
$50.7B
Q3 25
$3.7B
$45.3B
Q2 25
$3.6B
$41.1B
Q1 25
$3.3B
$37.7B
Q4 24
$2.9B
$36.3B
Q3 24
$2.9B
$34.4B
Q2 24
$2.7B
$32.6B
Debt / Equity
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
0.71×
Q3 25
0.74×
Q2 25
0.93×
Q1 25
0.83×
Q4 24
0.46×
Q3 24
0.47×
Q2 24
0.52×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KNF
KNF
SOFI
SOFI
Operating Cash FlowLast quarter
$195.9M
Free Cash FlowOCF − Capex
$138.2M
FCF MarginFCF / Revenue
18.3%
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
6.12×
TTM Free Cash FlowTrailing 4 quarters
$-69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
$195.9M
$-3.7B
Q3 25
$250.4M
$-1.3B
Q2 25
$-42.6M
$-1.5B
Q1 25
$-125.3M
$21.5M
Q4 24
$172.4M
$-1.1B
Q3 24
$239.7M
$-1.2B
Q2 24
$-46.6M
$-484.4M
Free Cash Flow
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
$138.2M
$-4.0B
Q3 25
$188.7M
$-1.4B
Q2 25
$-196.2M
$-1.5B
Q1 25
$-200.2M
$-31.1M
Q4 24
$127.2M
$-1.3B
Q3 24
$216.1M
$-1.2B
Q2 24
$-106.5M
$-521.1M
FCF Margin
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
18.3%
-388.8%
Q3 25
15.7%
-142.0%
Q2 25
-23.5%
-179.0%
Q1 25
-56.6%
-4.0%
Q4 24
19.3%
-173.5%
Q3 24
19.6%
-174.6%
Q2 24
-13.2%
-87.0%
Capex Intensity
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
7.6%
23.7%
Q3 25
5.1%
6.2%
Q2 25
18.4%
7.4%
Q1 25
21.2%
6.8%
Q4 24
6.9%
21.0%
Q3 24
2.1%
6.2%
Q2 24
7.4%
6.1%
Cash Conversion
KNF
KNF
SOFI
SOFI
Q1 26
Q4 25
6.12×
-21.56×
Q3 25
1.75×
-9.37×
Q2 25
-0.84×
-15.08×
Q1 25
0.30×
Q4 24
7.41×
-3.37×
Q3 24
1.62×
-19.32×
Q2 24
-0.60×
-27.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KNF
KNF

Services$347.2M46%
Ready Mix Concrete$88.4M12%
Contracting Services Public Sector$80.2M11%
Aggregates$73.9M10%
Energy Services Segment$56.2M7%
Liquid Asphalt$49.1M7%
Other$43.2M6%
Asphalt$22.7M3%

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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