vs

Side-by-side financial comparison of Knife River Corp (KNF) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $755.1M, roughly 1.2× Knife River Corp). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 4.2%, a 25.3% gap on every dollar of revenue. On growth, Knife River Corp posted the faster year-over-year revenue change (14.9% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $138.2M). Over the past eight quarters, Knife River Corp's revenue compounded faster (51.4% CAGR vs 9.6%).

Columbia River Knife & Tool, Inc. (CRKT) is an American knife company established in 1994, and currently based in Tualatin, Oregon, United States. The company's president and sales executive is Rod Bremer and the finance executive is Peggy Bremer.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

KNF vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.2× larger
ZION
$891.0M
$755.1M
KNF
Growing faster (revenue YoY)
KNF
KNF
+6.2% gap
KNF
14.9%
8.7%
ZION
Higher net margin
ZION
ZION
25.3% more per $
ZION
29.5%
4.2%
KNF
More free cash flow
ZION
ZION
$813.8M more FCF
ZION
$952.0M
$138.2M
KNF
Faster 2-yr revenue CAGR
KNF
KNF
Annualised
KNF
51.4%
9.6%
ZION

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KNF
KNF
ZION
ZION
Revenue
$755.1M
$891.0M
Net Profit
$32.0M
$263.0M
Gross Margin
19.2%
Operating Margin
8.6%
Net Margin
4.2%
29.5%
Revenue YoY
14.9%
8.7%
Net Profit YoY
37.6%
21.8%
EPS (diluted)
$0.56
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KNF
KNF
ZION
ZION
Q4 25
$755.1M
$891.0M
Q3 25
$1.2B
$861.0M
Q2 25
$833.8M
$838.0M
Q1 25
$353.5M
$795.0M
Q4 24
$657.2M
$820.0M
Q3 24
$1.1B
$792.0M
Q2 24
$806.9M
$777.0M
Q1 24
$329.6M
$742.0M
Net Profit
KNF
KNF
ZION
ZION
Q4 25
$32.0M
$263.0M
Q3 25
$143.2M
$222.0M
Q2 25
$50.6M
$244.0M
Q1 25
$-68.7M
$170.0M
Q4 24
$23.3M
$216.0M
Q3 24
$148.1M
$214.0M
Q2 24
$77.9M
$201.0M
Q1 24
$-47.6M
$153.0M
Gross Margin
KNF
KNF
ZION
ZION
Q4 25
19.2%
Q3 25
23.6%
Q2 25
18.9%
Q1 25
-2.7%
Q4 24
17.4%
Q3 24
24.7%
Q2 24
21.8%
Q1 24
2.0%
Operating Margin
KNF
KNF
ZION
ZION
Q4 25
8.6%
Q3 25
17.9%
Q2 25
10.6%
Q1 25
-23.4%
Q4 24
6.7%
Q3 24
18.9%
Q2 24
14.5%
Q1 24
-16.3%
Net Margin
KNF
KNF
ZION
ZION
Q4 25
4.2%
29.5%
Q3 25
11.9%
25.8%
Q2 25
6.1%
29.1%
Q1 25
-19.4%
21.4%
Q4 24
3.5%
26.3%
Q3 24
13.4%
27.0%
Q2 24
9.7%
25.9%
Q1 24
-14.5%
20.6%
EPS (diluted)
KNF
KNF
ZION
ZION
Q4 25
$0.56
$1.77
Q3 25
$2.52
$1.48
Q2 25
$0.89
$1.63
Q1 25
$-1.21
$1.13
Q4 24
$0.42
$1.34
Q3 24
$2.60
$1.37
Q2 24
$1.37
$1.28
Q1 24
$-0.84
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KNF
KNF
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$73.8M
Total DebtLower is stronger
$1.2B
$1.5B
Stockholders' EquityBook value
$1.6B
$7.2B
Total Assets
$3.7B
$89.0B
Debt / EquityLower = less leverage
0.71×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KNF
KNF
ZION
ZION
Q4 25
$73.8M
Q3 25
$30.7M
Q2 25
$26.6M
Q1 25
$86.1M
Q4 24
$236.8M
Q3 24
$220.4M
Q2 24
$15.5M
Q1 24
$128.4M
Total Debt
KNF
KNF
ZION
ZION
Q4 25
$1.2B
$1.5B
Q3 25
$1.2B
$1.5B
Q2 25
$1.4B
$970.0M
Q1 25
$1.2B
$964.0M
Q4 24
$677.4M
$950.0M
Q3 24
$678.5M
$548.0M
Q2 24
$679.5M
$546.0M
Q1 24
$680.6M
$544.0M
Stockholders' Equity
KNF
KNF
ZION
ZION
Q4 25
$1.6B
$7.2B
Q3 25
$1.6B
$6.9B
Q2 25
$1.5B
$6.6B
Q1 25
$1.4B
$6.3B
Q4 24
$1.5B
$6.1B
Q3 24
$1.4B
$6.4B
Q2 24
$1.3B
$6.0B
Q1 24
$1.2B
$5.8B
Total Assets
KNF
KNF
ZION
ZION
Q4 25
$3.7B
$89.0B
Q3 25
$3.7B
$88.5B
Q2 25
$3.6B
$88.9B
Q1 25
$3.3B
$88.0B
Q4 24
$2.9B
$88.8B
Q3 24
$2.9B
$87.0B
Q2 24
$2.7B
$87.6B
Q1 24
$2.5B
$87.1B
Debt / Equity
KNF
KNF
ZION
ZION
Q4 25
0.71×
0.21×
Q3 25
0.74×
0.21×
Q2 25
0.93×
0.15×
Q1 25
0.83×
0.15×
Q4 24
0.46×
0.16×
Q3 24
0.47×
0.09×
Q2 24
0.52×
0.09×
Q1 24
0.56×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KNF
KNF
ZION
ZION
Operating Cash FlowLast quarter
$195.9M
$1.1B
Free Cash FlowOCF − Capex
$138.2M
$952.0M
FCF MarginFCF / Revenue
18.3%
106.8%
Capex IntensityCapex / Revenue
7.6%
13.6%
Cash ConversionOCF / Net Profit
6.12×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$-69.6M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KNF
KNF
ZION
ZION
Q4 25
$195.9M
$1.1B
Q3 25
$250.4M
$438.0M
Q2 25
$-42.6M
$-62.0M
Q1 25
$-125.3M
$179.0M
Q4 24
$172.4M
$1.1B
Q3 24
$239.7M
$119.0M
Q2 24
$-46.6M
$251.0M
Q1 24
$-43.2M
$261.0M
Free Cash Flow
KNF
KNF
ZION
ZION
Q4 25
$138.2M
$952.0M
Q3 25
$188.7M
$413.0M
Q2 25
$-196.2M
$-93.0M
Q1 25
$-200.2M
$152.0M
Q4 24
$127.2M
$1.1B
Q3 24
$216.1M
$97.0M
Q2 24
$-106.5M
$234.0M
Q1 24
$-86.9M
$231.0M
FCF Margin
KNF
KNF
ZION
ZION
Q4 25
18.3%
106.8%
Q3 25
15.7%
48.0%
Q2 25
-23.5%
-11.1%
Q1 25
-56.6%
19.1%
Q4 24
19.3%
128.2%
Q3 24
19.6%
12.2%
Q2 24
-13.2%
30.1%
Q1 24
-26.4%
31.1%
Capex Intensity
KNF
KNF
ZION
ZION
Q4 25
7.6%
13.6%
Q3 25
5.1%
2.9%
Q2 25
18.4%
3.7%
Q1 25
21.2%
3.4%
Q4 24
6.9%
11.8%
Q3 24
2.1%
2.8%
Q2 24
7.4%
2.2%
Q1 24
13.3%
4.0%
Cash Conversion
KNF
KNF
ZION
ZION
Q4 25
6.12×
4.08×
Q3 25
1.75×
1.97×
Q2 25
-0.84×
-0.25×
Q1 25
1.05×
Q4 24
7.41×
5.31×
Q3 24
1.62×
0.56×
Q2 24
-0.60×
1.25×
Q1 24
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KNF
KNF

Services$347.2M46%
Ready Mix Concrete$88.4M12%
Contracting Services Public Sector$80.2M11%
Aggregates$73.9M10%
Energy Services Segment$56.2M7%
Liquid Asphalt$49.1M7%
Other$43.2M6%
Asphalt$22.7M3%

ZION
ZION

Segment breakdown not available.

Related Comparisons