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Side-by-side financial comparison of Koppers Holdings Inc. (KOP) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Koppers Holdings Inc. is the larger business by last-quarter revenue ($432.7M vs $253.4M, roughly 1.7× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -9.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $28.5M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -6.7%).
Koppers is a global chemical and materials company based in Pittsburgh, Pennsylvania, United States. Its headquarters is an art-deco 1920s skyscraper, the Koppers Tower.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
KOP vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $432.7M | $253.4M |
| Net Profit | $29.7M | — |
| Gross Margin | 25.6% | — |
| Operating Margin | 11.5% | 28.7% |
| Net Margin | 6.9% | — |
| Revenue YoY | -9.3% | 62.7% |
| Net Profit YoY | 391.2% | — |
| EPS (diluted) | $1.44 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $432.7M | $253.4M | ||
| Q3 25 | $485.3M | $244.7M | ||
| Q2 25 | $504.8M | $203.3M | ||
| Q1 25 | $456.5M | $174.6M | ||
| Q4 24 | $477.0M | $155.8M | ||
| Q3 24 | $554.3M | $148.5M | ||
| Q2 24 | $563.2M | $131.1M | ||
| Q1 24 | $497.6M | $118.5M |
| Q4 25 | $29.7M | — | ||
| Q3 25 | $23.8M | $51.5M | ||
| Q2 25 | $16.4M | $46.5M | ||
| Q1 25 | $-13.9M | $42.9M | ||
| Q4 24 | $-10.2M | — | ||
| Q3 24 | $22.8M | $30.5M | ||
| Q2 24 | $26.8M | $25.7M | ||
| Q1 24 | $13.0M | $26.4M |
| Q4 25 | 25.6% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 22.6% | — | ||
| Q1 25 | 23.2% | — | ||
| Q4 24 | 17.5% | — | ||
| Q3 24 | 21.9% | — | ||
| Q2 24 | 21.6% | — | ||
| Q1 24 | 19.3% | — |
| Q4 25 | 11.5% | 28.7% | ||
| Q3 25 | 10.7% | 27.4% | ||
| Q2 25 | 7.7% | 29.5% | ||
| Q1 25 | 5.9% | 30.8% | ||
| Q4 24 | 1.3% | 28.9% | ||
| Q3 24 | 9.0% | 25.9% | ||
| Q2 24 | 10.2% | 25.5% | ||
| Q1 24 | 7.0% | 29.0% |
| Q4 25 | 6.9% | — | ||
| Q3 25 | 4.9% | 21.0% | ||
| Q2 25 | 3.2% | 22.9% | ||
| Q1 25 | -3.0% | 24.6% | ||
| Q4 24 | -2.1% | — | ||
| Q3 24 | 4.1% | 20.5% | ||
| Q2 24 | 4.8% | 19.6% | ||
| Q1 24 | 2.6% | 22.3% |
| Q4 25 | $1.44 | $2.05 | ||
| Q3 25 | $1.17 | $1.87 | ||
| Q2 25 | $0.81 | $1.68 | ||
| Q1 25 | $-0.68 | $1.57 | ||
| Q4 24 | $-0.47 | $1.29 | ||
| Q3 24 | $1.09 | $1.15 | ||
| Q2 24 | $1.25 | $1.00 | ||
| Q1 24 | $0.59 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $106.9M |
| Total DebtLower is stronger | $928.3M | — |
| Stockholders' EquityBook value | $574.0M | $942.7M |
| Total Assets | $1.9B | $3.1B |
| Debt / EquityLower = less leverage | 1.62× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $106.9M | ||
| Q3 25 | — | $111.7M | ||
| Q2 25 | — | $81.3M | ||
| Q1 25 | — | $119.3M | ||
| Q4 24 | — | $80.4M | ||
| Q3 24 | — | $86.5M | ||
| Q2 24 | — | $47.8M | ||
| Q1 24 | — | $61.4M |
| Q4 25 | $928.3M | — | ||
| Q3 25 | $932.9M | — | ||
| Q2 25 | $977.5M | — | ||
| Q1 25 | $989.0M | — | ||
| Q4 24 | $939.5M | — | ||
| Q3 24 | $989.4M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $877.6M | — |
| Q4 25 | $574.0M | $942.7M | ||
| Q3 25 | $545.6M | $878.1M | ||
| Q2 25 | $526.8M | $847.2M | ||
| Q1 25 | $498.0M | $790.4M | ||
| Q4 24 | $488.7M | $729.0M | ||
| Q3 24 | $532.3M | $703.3M | ||
| Q2 24 | $509.2M | $532.6M | ||
| Q1 24 | $505.8M | $501.7M |
| Q4 25 | $1.9B | $3.1B | ||
| Q3 25 | $1.9B | $2.9B | ||
| Q2 25 | $1.9B | $2.8B | ||
| Q1 25 | $1.9B | $2.4B | ||
| Q4 24 | $1.9B | $2.3B | ||
| Q3 24 | $2.0B | $2.3B | ||
| Q2 24 | $1.9B | $2.0B | ||
| Q1 24 | $1.8B | $1.9B |
| Q4 25 | 1.62× | — | ||
| Q3 25 | 1.71× | — | ||
| Q2 25 | 1.86× | — | ||
| Q1 25 | 1.99× | — | ||
| Q4 24 | 1.92× | — | ||
| Q3 24 | 1.86× | — | ||
| Q2 24 | 1.97× | — | ||
| Q1 24 | 1.74× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $45.1M | $409.1M |
| Free Cash FlowOCF − Capex | $28.5M | $409.0M |
| FCF MarginFCF / Revenue | 6.6% | 161.4% |
| Capex IntensityCapex / Revenue | 3.8% | 0.1% |
| Cash ConversionOCF / Net Profit | 1.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $67.5M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.1M | $409.1M | ||
| Q3 25 | $49.6M | $83.6M | ||
| Q2 25 | $50.5M | $120.9M | ||
| Q1 25 | $-22.7M | $87.2M | ||
| Q4 24 | $74.7M | $261.2M | ||
| Q3 24 | $29.8M | $100.3M | ||
| Q2 24 | $27.2M | $55.1M | ||
| Q1 24 | $-12.3M | $33.1M |
| Q4 25 | $28.5M | $409.0M | ||
| Q3 25 | $37.6M | $83.6M | ||
| Q2 25 | $38.4M | $120.8M | ||
| Q1 25 | $-37.0M | $87.1M | ||
| Q4 24 | $56.1M | $260.9M | ||
| Q3 24 | $14.4M | $100.1M | ||
| Q2 24 | $10.1M | — | ||
| Q1 24 | $-38.6M | — |
| Q4 25 | 6.6% | 161.4% | ||
| Q3 25 | 7.7% | 34.2% | ||
| Q2 25 | 7.6% | 59.4% | ||
| Q1 25 | -8.1% | 49.9% | ||
| Q4 24 | 11.8% | 167.5% | ||
| Q3 24 | 2.6% | 67.4% | ||
| Q2 24 | 1.8% | — | ||
| Q1 24 | -7.8% | — |
| Q4 25 | 3.8% | 0.1% | ||
| Q3 25 | 2.5% | 0.0% | ||
| Q2 25 | 2.4% | 0.0% | ||
| Q1 25 | 3.1% | 0.0% | ||
| Q4 24 | 3.9% | 0.2% | ||
| Q3 24 | 2.8% | 0.1% | ||
| Q2 24 | 3.0% | 0.0% | ||
| Q1 24 | 5.3% | 0.0% |
| Q4 25 | 1.52× | — | ||
| Q3 25 | 2.08× | 1.63× | ||
| Q2 25 | 3.08× | 2.60× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.31× | 3.29× | ||
| Q2 24 | 1.01× | 2.14× | ||
| Q1 24 | -0.95× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KOP
| Other | $127.8M | 30% |
| Railroad Treated Products | $119.0M | 28% |
| Utility Poles | $79.8M | 18% |
| Pitch And Related Products | $74.1M | 17% |
| Carbon Black Feedstock And Distillates | $14.4M | 3% |
| Railroad Infrastructure Products And Services | $9.9M | 2% |
| Phthalic Anhydride Naphthalene And Other Chemicals | $7.7M | 2% |
PLMR
Segment breakdown not available.
