vs
Side-by-side financial comparison of KOSS CORP (KOSS) and NSTS Bancorp, Inc. (NSTS). Click either name above to swap in a different company.
KOSS CORP is the larger business by last-quarter revenue ($2.9M vs $2.5M, roughly 1.1× NSTS Bancorp, Inc.). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -19.8%, a 234.0% gap on every dollar of revenue. On growth, NSTS Bancorp, Inc. posted the faster year-over-year revenue change (3.0% vs -19.6%). NSTS Bancorp, Inc. produced more free cash flow last quarter ($3.9M vs $-1.1M). Over the past eight quarters, NSTS Bancorp, Inc.'s revenue compounded faster (11.7% CAGR vs 4.2%).
Koss Corporation is a company in Milwaukee, Wisconsin, US that manufactures headphones. The company created the first high-fidelity stereo headphones in 1958.
NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.
KOSS vs NSTS — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.9M | $2.5M |
| Net Profit | $-565.4K | $135.0K |
| Gross Margin | 29.0% | — |
| Operating Margin | -35.5% | — |
| Net Margin | -19.8% | 214.3% |
| Revenue YoY | -19.6% | 3.0% |
| Net Profit YoY | -700.6% | 393.5% |
| EPS (diluted) | $-0.06 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.9M | $2.5M | ||
| Q3 25 | $4.1M | $2.5M | ||
| Q2 25 | $3.1M | $2.5M | ||
| Q1 25 | $2.8M | $2.2M | ||
| Q4 24 | $3.6M | $2.4M | ||
| Q3 24 | $3.2M | $2.3M | ||
| Q2 24 | $2.9M | $2.3M | ||
| Q1 24 | $2.6M | $2.0M |
| Q4 25 | $-565.4K | $135.0K | ||
| Q3 25 | $243.7K | $65.0K | ||
| Q2 25 | $-232.7K | $-258.0K | ||
| Q1 25 | $-316.7K | $-328.0K | ||
| Q4 24 | $94.1K | $-46.0K | ||
| Q3 24 | $-419.5K | $-171.0K | ||
| Q2 24 | $-110.4K | $-326.0K | ||
| Q1 24 | $-313.8K | $-246.0K |
| Q4 25 | 29.0% | — | ||
| Q3 25 | 40.0% | — | ||
| Q2 25 | 36.0% | — | ||
| Q1 25 | 39.0% | — | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 40.4% | — | ||
| Q1 24 | 31.9% | — |
| Q4 25 | -35.5% | — | ||
| Q3 25 | -1.1% | 2.6% | ||
| Q2 25 | -14.2% | -10.1% | ||
| Q1 25 | -18.7% | -15.2% | ||
| Q4 24 | -4.0% | -71.9% | ||
| Q3 24 | -19.9% | -7.6% | ||
| Q2 24 | -11.0% | -14.2% | ||
| Q1 24 | -23.1% | -12.2% |
| Q4 25 | -19.8% | 214.3% | ||
| Q3 25 | 6.0% | 2.6% | ||
| Q2 25 | -7.5% | -10.1% | ||
| Q1 25 | -11.4% | -15.2% | ||
| Q4 24 | 2.6% | -71.9% | ||
| Q3 24 | -13.1% | -7.6% | ||
| Q2 24 | -3.8% | -14.2% | ||
| Q1 24 | -11.9% | -12.2% |
| Q4 25 | $-0.06 | — | ||
| Q3 25 | $0.03 | $0.01 | ||
| Q2 25 | $-0.02 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.01 | — | ||
| Q3 24 | $-0.05 | $-0.03 | ||
| Q2 24 | $-0.01 | — | ||
| Q1 24 | $-0.03 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.5M | $34.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $30.3M | $80.0M |
| Total Assets | $36.8M | $266.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.5M | $34.0M | ||
| Q3 25 | $16.5M | $34.1M | ||
| Q2 25 | $15.7M | $47.5M | ||
| Q1 25 | $13.0M | $57.5M | ||
| Q4 24 | $9.7M | $53.5M | ||
| Q3 24 | $11.9M | $34.6M | ||
| Q2 24 | $14.9M | $32.4M | ||
| Q1 24 | $9.9M | $36.4M |
| Q4 25 | $30.3M | $80.0M | ||
| Q3 25 | $30.9M | $78.9M | ||
| Q2 25 | $30.6M | $77.8M | ||
| Q1 25 | $30.7M | $77.5M | ||
| Q4 24 | $31.0M | $76.5M | ||
| Q3 24 | $30.8M | $78.4M | ||
| Q2 24 | $31.1M | $76.5M | ||
| Q1 24 | $31.1M | $77.0M |
| Q4 25 | $36.8M | $266.6M | ||
| Q3 25 | $37.7M | $269.8M | ||
| Q2 25 | $37.2M | $276.0M | ||
| Q1 25 | $37.3M | $282.7M | ||
| Q4 24 | $37.4M | $278.7M | ||
| Q3 24 | $38.1M | $268.4M | ||
| Q2 24 | $37.2M | $265.9M | ||
| Q1 24 | $37.6M | $265.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-760.8K | $4.1M |
| Free Cash FlowOCF − Capex | $-1.1M | $3.9M |
| FCF MarginFCF / Revenue | -37.5% | 156.9% |
| Capex IntensityCapex / Revenue | 10.9% | 4.1% |
| Cash ConversionOCF / Net Profit | — | 30.01× |
| TTM Free Cash FlowTrailing 4 quarters | $-546.7K | $4.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-760.8K | $4.1M | ||
| Q3 25 | $762.6K | $2.9M | ||
| Q2 25 | $-534.9K | $655.0K | ||
| Q1 25 | $370.4K | $-2.7M | ||
| Q4 24 | $-252.0K | $9.4M | ||
| Q3 24 | $201.6K | $1.6M | ||
| Q2 24 | $-174.0K | $-1.6M | ||
| Q1 24 | $328.6K | $92.0K |
| Q4 25 | $-1.1M | $3.9M | ||
| Q3 25 | $761.5K | $2.9M | ||
| Q2 25 | $-541.8K | $616.0K | ||
| Q1 25 | $306.2K | $-2.7M | ||
| Q4 24 | $-314.3K | $9.1M | ||
| Q3 24 | $-155.6K | $1.6M | ||
| Q2 24 | $-174.8K | $-1.7M | ||
| Q1 24 | $269.3K | $76.0K |
| Q4 25 | -37.5% | 156.9% | ||
| Q3 25 | 18.7% | 113.9% | ||
| Q2 25 | -17.6% | 24.2% | ||
| Q1 25 | 11.0% | -126.1% | ||
| Q4 24 | -8.8% | 373.1% | ||
| Q3 24 | -4.9% | 69.3% | ||
| Q2 24 | -6.0% | -76.4% | ||
| Q1 24 | 10.2% | 3.8% |
| Q4 25 | 10.9% | 4.1% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.2% | 1.5% | ||
| Q1 25 | 2.3% | 2.5% | ||
| Q4 24 | 1.8% | 13.1% | ||
| Q3 24 | 11.2% | 2.3% | ||
| Q2 24 | 0.0% | 5.1% | ||
| Q1 24 | 2.3% | 0.8% |
| Q4 25 | — | 30.01× | ||
| Q3 25 | 3.13× | 44.03× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -2.68× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
