NSTS Bancorp, Inc.NSTSEarnings & Financial Report
NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.
NSTS Q4 FY2025 Key Financial Metrics
Revenue
$2.5M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$135.0K
Gross Margin
N/A
Operating Margin
N/A
Net Margin
214.3%
YoY Growth
3.0%
EPS
$0.03
NSTS Bancorp, Inc. Q4 FY2025 Financial Summary
NSTS Bancorp, Inc. reported revenue of $2.5M (up 3.0% YoY) for Q4 FY2025, with a net profit of $135.0K (up 393.5% YoY) (214.3% margin).
Key Financial Metrics
| Total Revenue | $2.5M |
|---|---|
| Net Profit | $135.0K |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
NSTS Bancorp, Inc. Annual Revenue by Year
NSTS Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $9.7M).
NSTS Bancorp, Inc. Quarterly Revenue & Net Profit History
NSTS Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $2.5M | +3.0% | $135.0K | 214.3% |
| Q3 FY2025 | $2.5M | +11.4% | $65.0K | 2.6% |
| Q2 FY2025 | $2.5M | +11.1% | $-258.0K | -10.1% |
| Q1 FY2025 | $2.2M | +7.3% | $-328.0K | -15.2% |
| Q4 FY2024 | $2.4M | +3546.3% | $-46.0K | -71.9% |
| Q3 FY2024 | $2.3M | +35.2% | $-171.0K | -7.6% |
| Q2 FY2024 | $2.3M | +32.6% | $-326.0K | -14.2% |
| Q1 FY2024 | $2.0M | +13.1% | $-246.0K | -12.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0M | $2.3M | $2.3M | $2.4M | $2.2M | $2.5M | $2.5M | $2.5M |
| YoY Growth | 13.1% | 32.6% | 35.2% | 3546.3% | 7.3% | 11.1% | 11.4% | 3.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $265.6M | $265.9M | $268.4M | $278.7M | $282.7M | $276.0M | $269.8M | $266.6M |
| Liabilities | $188.6M | $189.4M | $190.0M | $202.2M | $205.2M | $198.1M | $190.9M | $186.7M |
| Equity | $77.0M | $76.5M | $78.4M | $76.5M | $77.5M | $77.8M | $78.9M | $80.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $92000 | $-1.6M | $1.6M | $9.4M | $-2.7M | $655000 | $2.9M | $4.1M |