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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $73.9M, roughly 1.8× Katapult Holdings, Inc.). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs 9.5%, a 17.4% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 17.3%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 6.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
KPLT vs LOAR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $131.8M |
| Net Profit | $19.8M | $12.5M |
| Gross Margin | 15.6% | 52.1% |
| Operating Margin | -1.4% | 18.0% |
| Net Margin | 26.8% | 9.5% |
| Revenue YoY | 17.3% | 19.3% |
| Net Profit YoY | 307.3% | 239.5% |
| EPS (diluted) | $3.69 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $131.8M | ||
| Q3 25 | $74.0M | $126.8M | ||
| Q2 25 | $71.9M | $123.1M | ||
| Q1 25 | $71.9M | $114.7M | ||
| Q4 24 | $63.0M | $110.4M | ||
| Q3 24 | $60.3M | $103.5M | ||
| Q2 24 | $58.9M | $97.0M | ||
| Q1 24 | $65.1M | $91.8M |
| Q4 25 | $19.8M | $12.5M | ||
| Q3 25 | $-4.9M | $27.6M | ||
| Q2 25 | $-7.8M | $16.7M | ||
| Q1 25 | $-5.7M | $15.3M | ||
| Q4 24 | $-9.6M | $3.7M | ||
| Q3 24 | $-8.9M | $8.7M | ||
| Q2 24 | $-6.9M | $7.6M | ||
| Q1 24 | $-570.0K | $2.2M |
| Q4 25 | 15.6% | 52.1% | ||
| Q3 25 | 19.7% | 52.7% | ||
| Q2 25 | 15.5% | 53.8% | ||
| Q1 25 | 19.9% | 52.1% | ||
| Q4 24 | 11.8% | 48.9% | ||
| Q3 24 | 19.8% | 51.1% | ||
| Q2 24 | 16.9% | 49.0% | ||
| Q1 24 | 25.3% | 48.4% |
| Q4 25 | -1.4% | 18.0% | ||
| Q3 25 | 3.3% | 22.9% | ||
| Q2 25 | -2.0% | 22.2% | ||
| Q1 25 | -0.7% | 22.8% | ||
| Q4 24 | -7.7% | 19.2% | ||
| Q3 24 | -7.4% | 22.1% | ||
| Q2 24 | -4.5% | 22.9% | ||
| Q1 24 | 5.8% | 23.3% |
| Q4 25 | 26.8% | 9.5% | ||
| Q3 25 | -6.7% | 21.8% | ||
| Q2 25 | -10.9% | 13.6% | ||
| Q1 25 | -7.9% | 13.4% | ||
| Q4 24 | -15.2% | 3.3% | ||
| Q3 24 | -14.7% | 8.4% | ||
| Q2 24 | -11.7% | 7.9% | ||
| Q1 24 | -0.9% | 2.4% |
| Q4 25 | $3.69 | $0.13 | ||
| Q3 25 | $-0.94 | $0.29 | ||
| Q2 25 | $-1.63 | $0.17 | ||
| Q1 25 | $-1.23 | $0.16 | ||
| Q4 24 | $-2.17 | $-11023.48 | ||
| Q3 24 | $-2.05 | $0.09 | ||
| Q2 24 | $-1.61 | $0.09 | ||
| Q1 24 | $-0.13 | $11023.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $84.8M |
| Total DebtLower is stronger | — | $715.7M |
| Stockholders' EquityBook value | $-38.1M | $1.2B |
| Total Assets | $107.9M | $2.0B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $84.8M | ||
| Q3 25 | $3.4M | $99.0M | ||
| Q2 25 | $3.7M | $103.3M | ||
| Q1 25 | $6.0M | $80.5M | ||
| Q4 24 | $3.5M | $54.1M | ||
| Q3 24 | $25.9M | $55.2M | ||
| Q2 24 | $33.7M | $73.2M | ||
| Q1 24 | $31.2M | $28.2M |
| Q4 25 | — | $715.7M | ||
| Q3 25 | — | $279.4M | ||
| Q2 25 | — | $277.7M | ||
| Q1 25 | — | $277.5M | ||
| Q4 24 | — | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M | ||
| Q1 24 | — | $534.2M |
| Q4 25 | $-38.1M | $1.2B | ||
| Q3 25 | $-58.4M | $1.2B | ||
| Q2 25 | $-54.1M | $1.1B | ||
| Q1 25 | $-51.7M | $1.1B | ||
| Q4 24 | $-46.8M | $1.1B | ||
| Q3 24 | $-40.3M | $769.8M | ||
| Q2 24 | $-32.9M | $758.4M | ||
| Q1 24 | $-27.5M | $420.6M |
| Q4 25 | $107.9M | $2.0B | ||
| Q3 25 | $85.9M | $1.5B | ||
| Q2 25 | $90.6M | $1.5B | ||
| Q1 25 | $88.5M | $1.5B | ||
| Q4 24 | $93.2M | $1.5B | ||
| Q3 24 | $92.0M | $1.5B | ||
| Q2 24 | $106.6M | $1.1B | ||
| Q1 24 | $106.6M | $1.1B |
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 1.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $30.4M |
| Free Cash FlowOCF − Capex | $-12.0M | — |
| FCF MarginFCF / Revenue | -16.2% | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | -0.60× | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $30.4M | ||
| Q3 25 | $4.0M | $29.7M | ||
| Q2 25 | $-6.6M | $23.8M | ||
| Q1 25 | $3.4M | $28.4M | ||
| Q4 24 | $-32.6M | $20.7M | ||
| Q3 24 | $-5.4M | $16.3M | ||
| Q2 24 | $-628.0K | $7.1M | ||
| Q1 24 | $2.0M | $10.8M |
| Q4 25 | $-12.0M | — | ||
| Q3 25 | $4.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.4M | — | ||
| Q4 24 | $-32.6M | — | ||
| Q3 24 | $-5.4M | — | ||
| Q2 24 | $-653.0K | — | ||
| Q1 24 | — | — |
| Q4 25 | -16.2% | — | ||
| Q3 25 | 5.4% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 4.7% | — | ||
| Q4 24 | -51.8% | — | ||
| Q3 24 | -9.0% | — | ||
| Q2 24 | -1.1% | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | -0.60× | 2.43× | ||
| Q3 25 | — | 1.08× | ||
| Q2 25 | — | 1.42× | ||
| Q1 25 | — | 1.85× | ||
| Q4 24 | — | 5.62× | ||
| Q3 24 | — | 1.89× | ||
| Q2 24 | — | 0.93× | ||
| Q1 24 | — | 4.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
