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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
Katapult Holdings, Inc. is the larger business by last-quarter revenue ($73.9M vs $50.3M, roughly 1.5× READING INTERNATIONAL INC). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs -5.1%, a 31.9% gap on every dollar of revenue. On growth, Katapult Holdings, Inc. posted the faster year-over-year revenue change (17.3% vs -14.2%). READING INTERNATIONAL INC produced more free cash flow last quarter ($4.1M vs $-12.0M). Over the past eight quarters, Katapult Holdings, Inc.'s revenue compounded faster (6.6% CAGR vs 5.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
KPLT vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $50.3M |
| Net Profit | $19.8M | $-2.6M |
| Gross Margin | 15.6% | — |
| Operating Margin | -1.4% | -1.9% |
| Net Margin | 26.8% | -5.1% |
| Revenue YoY | 17.3% | -14.2% |
| Net Profit YoY | 307.3% | -14.5% |
| EPS (diluted) | $3.69 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $50.3M | ||
| Q3 25 | $74.0M | $52.2M | ||
| Q2 25 | $71.9M | $60.4M | ||
| Q1 25 | $71.9M | $40.2M | ||
| Q4 24 | $63.0M | $58.6M | ||
| Q3 24 | $60.3M | $60.1M | ||
| Q2 24 | $58.9M | $46.8M | ||
| Q1 24 | $65.1M | $45.1M |
| Q4 25 | $19.8M | $-2.6M | ||
| Q3 25 | $-4.9M | $-4.2M | ||
| Q2 25 | $-7.8M | $-2.7M | ||
| Q1 25 | $-5.7M | $-4.8M | ||
| Q4 24 | $-9.6M | $-2.2M | ||
| Q3 24 | $-8.9M | $-7.0M | ||
| Q2 24 | $-6.9M | $-12.8M | ||
| Q1 24 | $-570.0K | $-13.2M |
| Q4 25 | 15.6% | — | ||
| Q3 25 | 19.7% | — | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 19.9% | — | ||
| Q4 24 | 11.8% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 16.9% | — | ||
| Q1 24 | 25.3% | — |
| Q4 25 | -1.4% | -1.9% | ||
| Q3 25 | 3.3% | -0.6% | ||
| Q2 25 | -2.0% | 4.8% | ||
| Q1 25 | -0.7% | -17.2% | ||
| Q4 24 | -7.7% | 2.6% | ||
| Q3 24 | -7.4% | -0.6% | ||
| Q2 24 | -4.5% | -16.4% | ||
| Q1 24 | 5.8% | -16.7% |
| Q4 25 | 26.8% | -5.1% | ||
| Q3 25 | -6.7% | -8.0% | ||
| Q2 25 | -10.9% | -4.4% | ||
| Q1 25 | -7.9% | -11.8% | ||
| Q4 24 | -15.2% | -3.8% | ||
| Q3 24 | -14.7% | -11.7% | ||
| Q2 24 | -11.7% | -27.4% | ||
| Q1 24 | -0.9% | -29.4% |
| Q4 25 | $3.69 | $-0.11 | ||
| Q3 25 | $-0.94 | $-0.18 | ||
| Q2 25 | $-1.63 | $-0.12 | ||
| Q1 25 | $-1.23 | $-0.21 | ||
| Q4 24 | $-2.17 | $-0.11 | ||
| Q3 24 | $-2.05 | $-0.31 | ||
| Q2 24 | $-1.61 | $-0.57 | ||
| Q1 24 | $-0.13 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $-38.1M | $-18.2M |
| Total Assets | $107.9M | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $10.5M | ||
| Q3 25 | $3.4M | $8.1M | ||
| Q2 25 | $3.7M | $9.1M | ||
| Q1 25 | $6.0M | $5.9M | ||
| Q4 24 | $3.5M | $12.4M | ||
| Q3 24 | $25.9M | $10.1M | ||
| Q2 24 | $33.7M | $9.3M | ||
| Q1 24 | $31.2M | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-38.1M | $-18.2M | ||
| Q3 25 | $-58.4M | $-12.1M | ||
| Q2 25 | $-54.1M | $-7.7M | ||
| Q1 25 | $-51.7M | $-8.1M | ||
| Q4 24 | $-46.8M | $-4.4M | ||
| Q3 24 | $-40.3M | $1.6M | ||
| Q2 24 | $-32.9M | $6.5M | ||
| Q1 24 | $-27.5M | $18.0M |
| Q4 25 | $107.9M | $434.9M | ||
| Q3 25 | $85.9M | $435.2M | ||
| Q2 25 | $90.6M | $438.1M | ||
| Q1 25 | $88.5M | $441.0M | ||
| Q4 24 | $93.2M | $471.0M | ||
| Q3 24 | $92.0M | $495.7M | ||
| Q2 24 | $106.6M | $494.9M | ||
| Q1 24 | $106.6M | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $4.3M |
| Free Cash FlowOCF − Capex | $-12.0M | $4.1M |
| FCF MarginFCF / Revenue | -16.2% | 8.2% |
| Capex IntensityCapex / Revenue | 0.0% | 0.3% |
| Cash ConversionOCF / Net Profit | -0.60× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $4.3M | ||
| Q3 25 | $4.0M | $295.0K | ||
| Q2 25 | $-6.6M | $1.6M | ||
| Q1 25 | $3.4M | $-7.7M | ||
| Q4 24 | $-32.6M | $8.0M | ||
| Q3 24 | $-5.4M | $1.3M | ||
| Q2 24 | $-628.0K | $-10.4M | ||
| Q1 24 | $2.0M | $-2.8M |
| Q4 25 | $-12.0M | $4.1M | ||
| Q3 25 | $4.0M | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | $3.4M | $-8.0M | ||
| Q4 24 | $-32.6M | $7.0M | ||
| Q3 24 | $-5.4M | $-1.1M | ||
| Q2 24 | $-653.0K | $-10.6M | ||
| Q1 24 | — | $-4.7M |
| Q4 25 | -16.2% | 8.2% | ||
| Q3 25 | 5.4% | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | 4.7% | -19.8% | ||
| Q4 24 | -51.8% | 12.0% | ||
| Q3 24 | -9.0% | -1.8% | ||
| Q2 24 | -1.1% | -22.7% | ||
| Q1 24 | — | -10.4% |
| Q4 25 | 0.0% | 0.3% | ||
| Q3 25 | 0.0% | 1.0% | ||
| Q2 25 | 0.0% | 0.6% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.1% | 1.7% | ||
| Q3 24 | 0.0% | 4.0% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.0% | 4.3% |
| Q4 25 | -0.60× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
