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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and REGIS CORP (RGS). Click either name above to swap in a different company.
Katapult Holdings, Inc. is the larger business by last-quarter revenue ($73.9M vs $57.1M, roughly 1.3× REGIS CORP). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs 0.8%, a 26.1% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 17.3%). REGIS CORP produced more free cash flow last quarter ($891.0K vs $-12.0M). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 6.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
KPLT vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $57.1M |
| Net Profit | $19.8M | $456.0K |
| Gross Margin | 15.6% | — |
| Operating Margin | -1.4% | 10.8% |
| Net Margin | 26.8% | 0.8% |
| Revenue YoY | 17.3% | 22.3% |
| Net Profit YoY | 307.3% | -94.0% |
| EPS (diluted) | $3.69 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $57.1M | ||
| Q3 25 | $74.0M | $59.0M | ||
| Q2 25 | $71.9M | $60.4M | ||
| Q1 25 | $71.9M | $57.0M | ||
| Q4 24 | $63.0M | $46.7M | ||
| Q3 24 | $60.3M | $46.1M | ||
| Q2 24 | $58.9M | $49.4M | ||
| Q1 24 | $65.1M | $49.2M |
| Q4 25 | $19.8M | $456.0K | ||
| Q3 25 | $-4.9M | $1.4M | ||
| Q2 25 | $-7.8M | $116.5M | ||
| Q1 25 | $-5.7M | $250.0K | ||
| Q4 24 | $-9.6M | $7.6M | ||
| Q3 24 | $-8.9M | $-853.0K | ||
| Q2 24 | $-6.9M | $91.2M | ||
| Q1 24 | $-570.0K | $-2.3M |
| Q4 25 | 15.6% | — | ||
| Q3 25 | 19.7% | — | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 19.9% | — | ||
| Q4 24 | 11.8% | — | ||
| Q3 24 | 19.8% | — | ||
| Q2 24 | 16.9% | — | ||
| Q1 24 | 25.3% | — |
| Q4 25 | -1.4% | 10.8% | ||
| Q3 25 | 3.3% | 10.0% | ||
| Q2 25 | -2.0% | 12.1% | ||
| Q1 25 | -0.7% | 8.8% | ||
| Q4 24 | -7.7% | 11.8% | ||
| Q3 24 | -7.4% | 4.6% | ||
| Q2 24 | -4.5% | — | ||
| Q1 24 | 5.8% | 8.3% |
| Q4 25 | 26.8% | 0.8% | ||
| Q3 25 | -6.7% | 2.3% | ||
| Q2 25 | -10.9% | 192.9% | ||
| Q1 25 | -7.9% | 0.4% | ||
| Q4 24 | -15.2% | 16.4% | ||
| Q3 24 | -14.7% | -1.9% | ||
| Q2 24 | -11.7% | 184.7% | ||
| Q1 24 | -0.9% | -4.7% |
| Q4 25 | $3.69 | $0.16 | ||
| Q3 25 | $-0.94 | $0.49 | ||
| Q2 25 | $-1.63 | $43.67 | ||
| Q1 25 | $-1.23 | $0.08 | ||
| Q4 24 | $-2.17 | $2.71 | ||
| Q3 24 | $-2.05 | $-0.36 | ||
| Q2 24 | $-1.61 | $38.40 | ||
| Q1 24 | $-0.13 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $-38.1M | $188.7M |
| Total Assets | $107.9M | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $18.4M | ||
| Q3 25 | $3.4M | $16.6M | ||
| Q2 25 | $3.7M | $17.0M | ||
| Q1 25 | $6.0M | $13.3M | ||
| Q4 24 | $3.5M | $10.2M | ||
| Q3 24 | $25.9M | $6.3M | ||
| Q2 24 | $33.7M | $10.1M | ||
| Q1 24 | $31.2M | $5.9M |
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | $-38.1M | $188.7M | ||
| Q3 25 | $-58.4M | $187.6M | ||
| Q2 25 | $-54.1M | $185.6M | ||
| Q1 25 | $-51.7M | $68.6M | ||
| Q4 24 | $-46.8M | $66.7M | ||
| Q3 24 | $-40.3M | $56.4M | ||
| Q2 24 | $-32.9M | $56.8M | ||
| Q1 24 | $-27.5M | $-35.8M |
| Q4 25 | $107.9M | $588.3M | ||
| Q3 25 | $85.9M | $592.1M | ||
| Q2 25 | $90.6M | $599.0M | ||
| Q1 25 | $88.5M | $511.2M | ||
| Q4 24 | $93.2M | $530.1M | ||
| Q3 24 | $92.0M | $508.9M | ||
| Q2 24 | $106.6M | $530.5M | ||
| Q1 24 | $106.6M | $543.7M |
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $1.7M |
| Free Cash FlowOCF − Capex | $-12.0M | $891.0K |
| FCF MarginFCF / Revenue | -16.2% | 1.6% |
| Capex IntensityCapex / Revenue | 0.0% | 1.4% |
| Cash ConversionOCF / Net Profit | -0.60× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $1.7M | ||
| Q3 25 | $4.0M | $2.3M | ||
| Q2 25 | $-6.6M | $6.8M | ||
| Q1 25 | $3.4M | $6.2M | ||
| Q4 24 | $-32.6M | $2.1M | ||
| Q3 24 | $-5.4M | $-1.3M | ||
| Q2 24 | $-628.0K | $5.1M | ||
| Q1 24 | $2.0M | $-277.0K |
| Q4 25 | $-12.0M | $891.0K | ||
| Q3 25 | $4.0M | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | $3.4M | $5.9M | ||
| Q4 24 | $-32.6M | $1.7M | ||
| Q3 24 | $-5.4M | $-1.4M | ||
| Q2 24 | $-653.0K | $5.1M | ||
| Q1 24 | — | $-326.0K |
| Q4 25 | -16.2% | 1.6% | ||
| Q3 25 | 5.4% | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | 4.7% | 10.3% | ||
| Q4 24 | -51.8% | 3.6% | ||
| Q3 24 | -9.0% | -3.0% | ||
| Q2 24 | -1.1% | 10.3% | ||
| Q1 24 | — | -0.7% |
| Q4 25 | 0.0% | 1.4% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.0% | 0.9% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.1% | 0.9% | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.0% | 0.0% | ||
| Q1 24 | 0.0% | 0.1% |
| Q4 25 | -0.60× | 3.65× | ||
| Q3 25 | — | 1.68× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
