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Side-by-side financial comparison of Katapult Holdings, Inc. (KPLT) and TSS, Inc. (TSSI). Click either name above to swap in a different company.
Katapult Holdings, Inc. is the larger business by last-quarter revenue ($73.9M vs $60.9M, roughly 1.2× TSS, Inc.). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs 20.0%, a 6.9% gap on every dollar of revenue. On growth, TSS, Inc. posted the faster year-over-year revenue change (21.8% vs 17.3%). TSS, Inc. produced more free cash flow last quarter ($15.8M vs $-12.0M). Over the past eight quarters, TSS, Inc.'s revenue compounded faster (95.8% CAGR vs 6.6%).
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
KPLT vs TSSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $73.9M | $60.9M |
| Net Profit | $19.8M | $12.2M |
| Gross Margin | 15.6% | 17.6% |
| Operating Margin | -1.4% | 1.5% |
| Net Margin | 26.8% | 20.0% |
| Revenue YoY | 17.3% | 21.8% |
| Net Profit YoY | 307.3% | 535.7% |
| EPS (diluted) | $3.69 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $73.9M | $60.9M | ||
| Q3 25 | $74.0M | $41.9M | ||
| Q2 25 | $71.9M | $44.0M | ||
| Q1 25 | $71.9M | $99.0M | ||
| Q4 24 | $63.0M | $50.0M | ||
| Q3 24 | $60.3M | $70.1M | ||
| Q2 24 | $58.9M | $12.2M | ||
| Q1 24 | $65.1M | $15.9M |
| Q4 25 | $19.8M | $12.2M | ||
| Q3 25 | $-4.9M | $-1.5M | ||
| Q2 25 | $-7.8M | $1.5M | ||
| Q1 25 | $-5.7M | $3.0M | ||
| Q4 24 | $-9.6M | $1.9M | ||
| Q3 24 | $-8.9M | $2.6M | ||
| Q2 24 | $-6.9M | $1.4M | ||
| Q1 24 | $-570.0K | $15.0K |
| Q4 25 | 15.6% | 17.6% | ||
| Q3 25 | 19.7% | 11.1% | ||
| Q2 25 | 15.5% | 17.8% | ||
| Q1 25 | 19.9% | 9.3% | ||
| Q4 24 | 11.8% | 14.4% | ||
| Q3 24 | 19.8% | 11.3% | ||
| Q2 24 | 16.9% | 37.3% | ||
| Q1 24 | 25.3% | 17.1% |
| Q4 25 | -1.4% | 1.5% | ||
| Q3 25 | 3.3% | -2.2% | ||
| Q2 25 | -2.0% | 5.1% | ||
| Q1 25 | -0.7% | 4.2% | ||
| Q4 24 | -7.7% | 0.0% | ||
| Q3 24 | -7.4% | 5.4% | ||
| Q2 24 | -4.5% | 14.0% | ||
| Q1 24 | 5.8% | 1.6% |
| Q4 25 | 26.8% | 20.0% | ||
| Q3 25 | -6.7% | -3.6% | ||
| Q2 25 | -10.9% | 3.4% | ||
| Q1 25 | -7.9% | 3.0% | ||
| Q4 24 | -15.2% | 3.8% | ||
| Q3 24 | -14.7% | 3.8% | ||
| Q2 24 | -11.7% | 11.5% | ||
| Q1 24 | -0.9% | 0.1% |
| Q4 25 | $3.69 | $0.44 | ||
| Q3 25 | $-0.94 | $-0.06 | ||
| Q2 25 | $-1.63 | $0.06 | ||
| Q1 25 | $-1.23 | $0.12 | ||
| Q4 24 | $-2.17 | $0.08 | ||
| Q3 24 | $-2.05 | $0.10 | ||
| Q2 24 | $-1.61 | $0.06 | ||
| Q1 24 | $-0.13 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $22.4M | $85.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-38.1M | $76.6M |
| Total Assets | $107.9M | $184.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $85.5M | ||
| Q3 25 | $3.4M | $70.7M | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $6.0M | — | ||
| Q4 24 | $3.5M | $23.2M | ||
| Q3 24 | $25.9M | $46.4M | ||
| Q2 24 | $33.7M | $8.3M | ||
| Q1 24 | $31.2M | $14.4M |
| Q4 25 | $-38.1M | $76.6M | ||
| Q3 25 | $-58.4M | $63.4M | ||
| Q2 25 | $-54.1M | $9.5M | ||
| Q1 25 | $-51.7M | $9.4M | ||
| Q4 24 | $-46.8M | $7.1M | ||
| Q3 24 | $-40.3M | $7.7M | ||
| Q2 24 | $-32.9M | $5.2M | ||
| Q1 24 | $-27.5M | $3.7M |
| Q4 25 | $107.9M | $184.9M | ||
| Q3 25 | $85.9M | $165.4M | ||
| Q2 25 | $90.6M | $139.5M | ||
| Q1 25 | $88.5M | $113.5M | ||
| Q4 24 | $93.2M | $96.6M | ||
| Q3 24 | $92.0M | $67.3M | ||
| Q2 24 | $106.6M | $28.9M | ||
| Q1 24 | $106.6M | $26.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-11.9M | $16.3M |
| Free Cash FlowOCF − Capex | $-12.0M | $15.8M |
| FCF MarginFCF / Revenue | -16.2% | 25.9% |
| Capex IntensityCapex / Revenue | 0.0% | 0.9% |
| Cash ConversionOCF / Net Profit | -0.60× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | $2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-11.9M | $16.3M | ||
| Q3 25 | $4.0M | $-18.4M | ||
| Q2 25 | $-6.6M | $16.3M | ||
| Q1 25 | $3.4M | $20.6M | ||
| Q4 24 | $-32.6M | $-21.6M | ||
| Q3 24 | $-5.4M | $38.6M | ||
| Q2 24 | $-628.0K | $-4.3M | ||
| Q1 24 | $2.0M | $2.6M |
| Q4 25 | $-12.0M | $15.8M | ||
| Q3 25 | $4.0M | $-24.9M | ||
| Q2 25 | — | $5.4M | ||
| Q1 25 | $3.4M | $5.8M | ||
| Q4 24 | $-32.6M | $-28.4M | ||
| Q3 24 | $-5.4M | $38.6M | ||
| Q2 24 | $-653.0K | $-6.0M | ||
| Q1 24 | — | $2.6M |
| Q4 25 | -16.2% | 25.9% | ||
| Q3 25 | 5.4% | -59.3% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | 4.7% | 5.8% | ||
| Q4 24 | -51.8% | -56.7% | ||
| Q3 24 | -9.0% | 55.1% | ||
| Q2 24 | -1.1% | -49.4% | ||
| Q1 24 | — | 16.4% |
| Q4 25 | 0.0% | 0.9% | ||
| Q3 25 | 0.0% | 15.3% | ||
| Q2 25 | 0.0% | 24.8% | ||
| Q1 25 | 0.0% | 15.0% | ||
| Q4 24 | 0.1% | 13.4% | ||
| Q3 24 | 0.0% | 0.1% | ||
| Q2 24 | 0.0% | 13.8% | ||
| Q1 24 | 0.0% | 0.2% |
| Q4 25 | -0.60× | 1.34× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 11.02× | ||
| Q1 25 | — | 6.93× | ||
| Q4 24 | — | -11.32× | ||
| Q3 24 | — | 14.60× | ||
| Q2 24 | — | -3.09× | ||
| Q1 24 | — | 176.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KPLT
Segment breakdown not available.
TSSI
| Procurement Revenues Segment | $43.2M | 71% |
| System Integration Services Segment | $14.2M | 23% |
| Facilities Segment | $3.5M | 6% |
