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Side-by-side financial comparison of Kearny Financial Corp. (KRNY) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $44.3M, roughly 1.6× Kearny Financial Corp.). Kearny Financial Corp. runs the higher net margin — 22.9% vs -7.8%, a 30.6% gap on every dollar of revenue. On growth, Kearny Financial Corp. posted the faster year-over-year revenue change (14.8% vs -3.1%). Over the past eight quarters, Kearny Financial Corp.'s revenue compounded faster (9.3% CAGR vs -2.0%).

Kearny Financial Corp. is a U.S.-based bank holding company operating Kearny Bank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, mortgages, business loans, and wealth management services, primarily serving customers across New Jersey and the New York metropolitan region.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

KRNY vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.6× larger
RICK
$70.9M
$44.3M
KRNY
Growing faster (revenue YoY)
KRNY
KRNY
+17.9% gap
KRNY
14.8%
-3.1%
RICK
Higher net margin
KRNY
KRNY
30.6% more per $
KRNY
22.9%
-7.8%
RICK
Faster 2-yr revenue CAGR
KRNY
KRNY
Annualised
KRNY
9.3%
-2.0%
RICK

Income Statement — Q1 FY2027 vs Q4 FY2025

Metric
KRNY
KRNY
RICK
RICK
Revenue
$44.3M
$70.9M
Net Profit
$10.1M
$-5.5M
Gross Margin
Operating Margin
-0.7%
Net Margin
22.9%
-7.8%
Revenue YoY
14.8%
-3.1%
Net Profit YoY
7.3%
-2354.9%
EPS (diluted)
$0.16
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KRNY
KRNY
RICK
RICK
Q1 27
$44.3M
Q1 26
$44.3M
Q4 25
$43.5M
Q3 25
$43.6M
$70.9M
Q2 25
$40.8M
$71.1M
Q1 25
$38.6M
$65.9M
Q4 24
$37.5M
$71.5M
Q3 24
$37.1M
$73.2M
Net Profit
KRNY
KRNY
RICK
RICK
Q1 27
$10.1M
Q1 26
$10.1M
Q4 25
$9.4M
Q3 25
$9.5M
$-5.5M
Q2 25
$6.8M
$4.1M
Q1 25
$6.6M
$3.2M
Q4 24
$6.6M
$9.0M
Q3 24
$6.1M
$244.0K
Operating Margin
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
27.1%
Q3 25
27.5%
-0.7%
Q2 25
20.0%
12.2%
Q1 25
20.3%
12.4%
Q4 24
20.9%
19.5%
Q3 24
19.4%
4.8%
Net Margin
KRNY
KRNY
RICK
RICK
Q1 27
22.9%
Q1 26
22.9%
Q4 25
21.7%
Q3 25
21.8%
-7.8%
Q2 25
16.6%
5.7%
Q1 25
17.2%
4.9%
Q4 24
17.5%
12.6%
Q3 24
16.4%
0.3%
EPS (diluted)
KRNY
KRNY
RICK
RICK
Q1 27
$0.16
Q1 26
$0.16
Q4 25
$0.15
Q3 25
$0.15
$-0.60
Q2 25
$0.11
$0.46
Q1 25
$0.11
$0.36
Q4 24
$0.10
$1.01
Q3 24
$0.10
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KRNY
KRNY
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$123.8M
$33.7M
Total DebtLower is stronger
$238.2M
Stockholders' EquityBook value
$763.0M
$261.1M
Total Assets
$7.6B
$596.9M
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KRNY
KRNY
RICK
RICK
Q1 27
$123.8M
Q1 26
$123.8M
Q4 25
$147.3M
Q3 25
$130.1M
$33.7M
Q2 25
$167.3M
$29.3M
Q1 25
$126.1M
$32.7M
Q4 24
$141.6M
$34.7M
Q3 24
$155.6M
$32.4M
Total Debt
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Stockholders' Equity
KRNY
KRNY
RICK
RICK
Q1 27
$763.0M
Q1 26
$763.0M
Q4 25
$757.4M
Q3 25
$753.2M
$261.1M
Q2 25
$746.0M
$269.5M
Q1 25
$748.1M
$268.8M
Q4 24
$744.9M
$269.0M
Q3 24
$751.5M
$263.4M
Total Assets
KRNY
KRNY
RICK
RICK
Q1 27
$7.6B
Q1 26
$7.6B
Q4 25
$7.6B
Q3 25
$7.6B
$596.9M
Q2 25
$7.7B
$597.4M
Q1 25
$7.7B
$589.8M
Q4 24
$7.7B
$586.2M
Q3 24
$7.8B
$584.4M
Debt / Equity
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KRNY
KRNY
RICK
RICK
Operating Cash FlowLast quarter
$13.7M
Free Cash FlowOCF − Capex
$11.5M
FCF MarginFCF / Revenue
16.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
$14.3M
Q3 25
$1.5M
$13.7M
Q2 25
$24.8M
$13.8M
Q1 25
$16.8M
$8.5M
Q4 24
$-2.7M
$13.3M
Q3 24
$2.5M
$15.7M
Free Cash Flow
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
Q3 25
$11.5M
Q2 25
$21.4M
$10.1M
Q1 25
$5.7M
Q4 24
$7.6M
Q3 24
$10.3M
FCF Margin
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
Q3 25
16.2%
Q2 25
52.4%
14.2%
Q1 25
8.6%
Q4 24
10.6%
Q3 24
14.0%
Capex Intensity
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
Q3 25
3.2%
Q2 25
8.3%
5.2%
Q1 25
4.3%
Q4 24
8.0%
Q3 24
7.3%
Cash Conversion
KRNY
KRNY
RICK
RICK
Q1 27
Q1 26
Q4 25
1.51×
Q3 25
0.16×
Q2 25
3.66×
3.40×
Q1 25
2.53×
2.65×
Q4 24
-0.40×
1.48×
Q3 24
0.42×
64.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KRNY
KRNY

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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