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Side-by-side financial comparison of CS Disco, Inc. (LAW) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
CS Disco, Inc. is the larger business by last-quarter revenue ($41.2M vs $31.4M, roughly 1.3× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -20.7%, a 56.9% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 11.3%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $255.0K). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 7.6%).
CS Disco, Inc. is a leading legal technology provider that develops cloud-based software solutions for legal practitioners. Its core offerings include e-discovery, document review, case management, and legal workflow automation tools, serving law firms, corporate legal teams, and government legal departments primarily in North America.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
LAW vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.2M | $31.4M |
| Net Profit | $-8.5M | $10.1M |
| Gross Margin | 75.1% | — |
| Operating Margin | -22.4% | 43.6% |
| Net Margin | -20.7% | 36.3% |
| Revenue YoY | 11.3% | 37.6% |
| Net Profit YoY | 66.3% | 245.6% |
| EPS (diluted) | $-0.13 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.2M | $31.4M | ||
| Q3 25 | $40.9M | $26.7M | ||
| Q2 25 | $38.1M | $26.5M | ||
| Q1 25 | $36.7M | $24.6M | ||
| Q4 24 | $37.0M | $22.8M | ||
| Q3 24 | $36.3M | $20.2M | ||
| Q2 24 | $36.0M | $20.2M | ||
| Q1 24 | $35.6M | $20.5M |
| Q4 25 | $-8.5M | $10.1M | ||
| Q3 25 | $-13.7M | $6.5M | ||
| Q2 25 | $-10.8M | $6.1M | ||
| Q1 25 | $-11.4M | $6.0M | ||
| Q4 24 | $-25.2M | $2.9M | ||
| Q3 24 | $-9.2M | $2.4M | ||
| Q2 24 | $-10.8M | $3.2M | ||
| Q1 24 | $-10.6M | $2.4M |
| Q4 25 | 75.1% | — | ||
| Q3 25 | 75.5% | — | ||
| Q2 25 | 74.6% | — | ||
| Q1 25 | 74.1% | — | ||
| Q4 24 | 74.2% | — | ||
| Q3 24 | 73.1% | — | ||
| Q2 24 | 74.2% | — | ||
| Q1 24 | 75.1% | — |
| Q4 25 | -22.4% | 43.6% | ||
| Q3 25 | -35.3% | 32.8% | ||
| Q2 25 | -31.0% | 30.2% | ||
| Q1 25 | -34.4% | 32.5% | ||
| Q4 24 | -70.6% | 19.6% | ||
| Q3 24 | -30.0% | 15.2% | ||
| Q2 24 | -34.4% | 21.8% | ||
| Q1 24 | -34.7% | 18.3% |
| Q4 25 | -20.7% | 36.3% | ||
| Q3 25 | -33.4% | 24.3% | ||
| Q2 25 | -28.4% | 23.0% | ||
| Q1 25 | -31.1% | 24.2% | ||
| Q4 24 | -68.1% | 14.1% | ||
| Q3 24 | -25.3% | 12.1% | ||
| Q2 24 | -30.1% | 15.8% | ||
| Q1 24 | -29.7% | 11.8% |
| Q4 25 | $-0.13 | $0.43 | ||
| Q3 25 | $-0.22 | $0.27 | ||
| Q2 25 | $-0.18 | $0.25 | ||
| Q1 25 | $-0.19 | $0.25 | ||
| Q4 24 | $-0.43 | $0.11 | ||
| Q3 24 | $-0.15 | $0.10 | ||
| Q2 24 | $-0.18 | $0.14 | ||
| Q1 24 | $-0.17 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $114.6M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $128.1M | $541.5M |
| Total Assets | $173.6M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.6M | $126.2M | ||
| Q3 25 | $113.5M | $146.6M | ||
| Q2 25 | $114.5M | $126.6M | ||
| Q1 25 | $118.8M | $129.9M | ||
| Q4 24 | $129.1M | $139.8M | ||
| Q3 24 | $126.8M | $155.8M | ||
| Q2 24 | $130.0M | $103.2M | ||
| Q1 24 | $148.7M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $128.1M | $541.5M | ||
| Q3 25 | $130.6M | $529.8M | ||
| Q2 25 | $137.9M | $521.1M | ||
| Q1 25 | $142.2M | $513.9M | ||
| Q4 24 | $147.5M | $505.5M | ||
| Q3 24 | $167.3M | $504.6M | ||
| Q2 24 | $170.9M | $497.7M | ||
| Q1 24 | $193.2M | $493.7M |
| Q4 25 | $173.6M | $3.2B | ||
| Q3 25 | $174.8M | $3.2B | ||
| Q2 25 | $164.9M | $3.2B | ||
| Q1 25 | $168.0M | $3.1B | ||
| Q4 24 | $180.3M | $3.0B | ||
| Q3 24 | $194.4M | $3.0B | ||
| Q2 24 | $198.0M | $2.8B | ||
| Q1 24 | $217.3M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $762.0K | $55.6M |
| Free Cash FlowOCF − Capex | $255.0K | $54.6M |
| FCF MarginFCF / Revenue | 0.6% | 173.9% |
| Capex IntensityCapex / Revenue | 1.2% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-18.0M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $762.0K | $55.6M | ||
| Q3 25 | $-979.0K | $1.4M | ||
| Q2 25 | $-4.2M | $6.2M | ||
| Q1 25 | $-10.5M | $13.1M | ||
| Q4 24 | $2.1M | $7.2M | ||
| Q3 24 | $-2.9M | $-14.6M | ||
| Q2 24 | $-650.0K | $-2.6M | ||
| Q1 24 | $-7.3M | $1.5M |
| Q4 25 | $255.0K | $54.6M | ||
| Q3 25 | $-2.0M | $786.0K | ||
| Q2 25 | $-5.2M | $5.9M | ||
| Q1 25 | $-11.0M | $12.9M | ||
| Q4 24 | $1.5M | $4.5M | ||
| Q3 24 | $-3.7M | $-15.0M | ||
| Q2 24 | $-1.3M | $-2.6M | ||
| Q1 24 | $-8.0M | $-315.0K |
| Q4 25 | 0.6% | 173.9% | ||
| Q3 25 | -5.0% | 2.9% | ||
| Q2 25 | -13.6% | 22.4% | ||
| Q1 25 | -30.1% | 52.6% | ||
| Q4 24 | 4.1% | 19.7% | ||
| Q3 24 | -10.3% | -74.1% | ||
| Q2 24 | -3.6% | -13.0% | ||
| Q1 24 | -22.5% | -1.5% |
| Q4 25 | 1.2% | 3.1% | ||
| Q3 25 | 2.6% | 2.3% | ||
| Q2 25 | 2.5% | 1.0% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 1.5% | 11.9% | ||
| Q3 24 | 2.4% | 2.0% | ||
| Q2 24 | 1.8% | 0.3% | ||
| Q1 24 | 1.9% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LAW
| Software | $35.1M | 85% |
| Services | $6.0M | 15% |
PDLB
Segment breakdown not available.
