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Side-by-side financial comparison of LendingClub Corp (LC) and Lovesac Co (LOVE). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $150.2M, roughly 1.7× Lovesac Co). LendingClub Corp runs the higher net margin — 20.5% vs -7.0%, a 27.5% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 0.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -22.6%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
LC vs LOVE — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $150.2M |
| Net Profit | $51.6M | $-10.6M |
| Gross Margin | — | 56.1% |
| Operating Margin | — | -10.5% |
| Net Margin | 20.5% | -7.0% |
| Revenue YoY | 15.9% | 0.2% |
| Net Profit YoY | 341.0% | -114.0% |
| EPS (diluted) | $0.44 | $-0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $150.2M | ||
| Q3 25 | $266.2M | $160.5M | ||
| Q2 25 | $248.4M | $138.4M | ||
| Q1 25 | $217.7M | $241.5M | ||
| Q4 24 | $217.2M | $149.9M | ||
| Q3 24 | $201.9M | $156.6M | ||
| Q2 24 | $187.2M | $132.6M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-10.6M | ||
| Q3 25 | $44.3M | $-6.7M | ||
| Q2 25 | $38.2M | $-10.8M | ||
| Q1 25 | $11.7M | $35.3M | ||
| Q4 24 | — | $-4.9M | ||
| Q3 24 | $14.5M | $-5.9M | ||
| Q2 24 | $14.9M | $-13.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 56.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 53.7% | ||
| Q1 25 | — | 60.4% | ||
| Q4 24 | — | 58.5% | ||
| Q3 24 | — | 59.0% | ||
| Q2 24 | — | 54.3% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -10.5% | ||
| Q3 25 | 21.5% | -5.5% | ||
| Q2 25 | 21.7% | -10.8% | ||
| Q1 25 | 7.2% | 19.7% | ||
| Q4 24 | 5.1% | -5.2% | ||
| Q3 24 | 8.9% | -5.3% | ||
| Q2 24 | 10.4% | -13.5% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -7.0% | ||
| Q3 25 | 16.6% | -4.1% | ||
| Q2 25 | 15.4% | -7.8% | ||
| Q1 25 | 5.4% | 14.6% | ||
| Q4 24 | — | -3.3% | ||
| Q3 24 | 7.2% | -3.7% | ||
| Q2 24 | 8.0% | -9.8% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.72 | ||
| Q3 25 | $0.37 | $-0.45 | ||
| Q2 25 | $0.33 | $-0.73 | ||
| Q1 25 | $0.10 | $2.22 | ||
| Q4 24 | $0.08 | $-0.32 | ||
| Q3 24 | $0.13 | $-0.38 | ||
| Q2 24 | $0.13 | $-0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $23.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $189.3M |
| Total Assets | $11.9B | $495.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $23.7M | ||
| Q3 25 | — | $34.2M | ||
| Q2 25 | — | $26.9M | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | $61.7M | ||
| Q3 24 | — | $72.1M | ||
| Q2 24 | — | $72.4M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $189.3M | ||
| Q3 25 | $1.5B | $197.5M | ||
| Q2 25 | $1.4B | $201.2M | ||
| Q1 25 | $1.4B | $216.4M | ||
| Q4 24 | $1.3B | $196.5M | ||
| Q3 24 | $1.3B | $202.1M | ||
| Q2 24 | $1.3B | $205.3M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $495.5M | ||
| Q3 25 | $11.1B | $493.7M | ||
| Q2 25 | $10.8B | $483.7M | ||
| Q1 25 | $10.5B | $532.3M | ||
| Q4 24 | $10.6B | $499.7M | ||
| Q3 24 | $11.0B | $481.1M | ||
| Q2 24 | $9.6B | $477.2M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-4.9M |
| Free Cash FlowOCF − Capex | — | $-10.2M |
| FCF MarginFCF / Revenue | — | -6.8% |
| Capex IntensityCapex / Revenue | — | 3.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $-4.9M | ||
| Q3 25 | $-770.8M | $12.2M | ||
| Q2 25 | $-713.1M | $-41.4M | ||
| Q1 25 | $-339.3M | $44.0M | ||
| Q4 24 | $-2.6B | $-4.2M | ||
| Q3 24 | $-669.8M | $6.2M | ||
| Q2 24 | $-932.5M | $-7.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-10.2M | ||
| Q3 25 | $-791.8M | $7.8M | ||
| Q2 25 | $-803.8M | $-50.0M | ||
| Q1 25 | $-352.3M | $38.7M | ||
| Q4 24 | $-2.7B | $-6.6M | ||
| Q3 24 | $-682.3M | $119.0K | ||
| Q2 24 | $-945.3M | $-14.3M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -6.8% | ||
| Q3 25 | -297.4% | 4.9% | ||
| Q2 25 | -323.5% | -36.1% | ||
| Q1 25 | -161.8% | 16.0% | ||
| Q4 24 | -1237.8% | -4.4% | ||
| Q3 24 | -338.0% | 0.1% | ||
| Q2 24 | -504.9% | -10.8% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 3.5% | ||
| Q3 25 | 7.9% | 2.7% | ||
| Q2 25 | 36.5% | 6.2% | ||
| Q1 25 | 6.0% | 2.2% | ||
| Q4 24 | 25.0% | 1.6% | ||
| Q3 24 | 6.2% | 3.9% | ||
| Q2 24 | 6.9% | 5.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | 1.25× | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
