vs
Side-by-side financial comparison of LendingClub Corp (LC) and NWPX Infrastructure, Inc. (NWPX). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $138.3M, roughly 1.8× NWPX Infrastructure, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 7.6%, a 12.8% gap on every dollar of revenue. On growth, NWPX Infrastructure, Inc. posted the faster year-over-year revenue change (19.1% vs 15.9%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 3.3%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
LC vs NWPX — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $138.3M |
| Net Profit | $51.6M | $10.5M |
| Gross Margin | — | 19.3% |
| Operating Margin | — | 9.2% |
| Net Margin | 20.5% | 7.6% |
| Revenue YoY | 15.9% | 19.1% |
| Net Profit YoY | 341.0% | 165.7% |
| EPS (diluted) | $0.44 | $1.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | $138.3M | ||
| Q4 25 | $266.5M | $125.6M | ||
| Q3 25 | $266.2M | $151.1M | ||
| Q2 25 | $248.4M | $133.2M | ||
| Q1 25 | $217.7M | $116.1M | ||
| Q4 24 | $217.2M | $119.6M | ||
| Q3 24 | $201.9M | $130.2M | ||
| Q2 24 | $187.2M | $129.5M |
| Q1 26 | $51.6M | $10.5M | ||
| Q4 25 | — | $8.9M | ||
| Q3 25 | $44.3M | $13.5M | ||
| Q2 25 | $38.2M | $9.1M | ||
| Q1 25 | $11.7M | $4.0M | ||
| Q4 24 | — | $10.1M | ||
| Q3 24 | $14.5M | $10.3M | ||
| Q2 24 | $14.9M | $8.6M |
| Q1 26 | — | 19.3% | ||
| Q4 25 | — | 21.3% | ||
| Q3 25 | — | 21.3% | ||
| Q2 25 | — | 19.0% | ||
| Q1 25 | — | 16.7% | ||
| Q4 24 | — | 18.8% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | — | 9.2% | ||
| Q4 25 | 18.8% | 10.4% | ||
| Q3 25 | 21.5% | 12.6% | ||
| Q2 25 | 21.7% | 9.9% | ||
| Q1 25 | 7.2% | 4.8% | ||
| Q4 24 | 5.1% | 8.8% | ||
| Q3 24 | 8.9% | 11.9% | ||
| Q2 24 | 10.4% | 10.5% |
| Q1 26 | 20.5% | 7.6% | ||
| Q4 25 | — | 7.1% | ||
| Q3 25 | 16.6% | 8.9% | ||
| Q2 25 | 15.4% | 6.8% | ||
| Q1 25 | 5.4% | 3.4% | ||
| Q4 24 | — | 8.4% | ||
| Q3 24 | 7.2% | 7.9% | ||
| Q2 24 | 8.0% | 6.7% |
| Q1 26 | $0.44 | $1.08 | ||
| Q4 25 | $0.36 | $0.88 | ||
| Q3 25 | $0.37 | $1.38 | ||
| Q2 25 | $0.33 | $0.91 | ||
| Q1 25 | $0.10 | $0.39 | ||
| Q4 24 | $0.08 | $1.00 | ||
| Q3 24 | $0.13 | $1.02 | ||
| Q2 24 | $0.13 | $0.86 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $14.3M |
| Total DebtLower is stronger | — | $10.7M |
| Stockholders' EquityBook value | $1.5B | $403.7M |
| Total Assets | $11.9B | $634.1M |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $14.3M | ||
| Q4 25 | — | $2.3M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $5.3M | ||
| Q4 24 | — | $5.0M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $4.5M |
| Q1 26 | — | $10.7M | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | $403.7M | ||
| Q4 25 | $1.5B | $394.8M | ||
| Q3 25 | $1.5B | $386.4M | ||
| Q2 25 | $1.4B | $379.5M | ||
| Q1 25 | $1.4B | $378.5M | ||
| Q4 24 | $1.3B | $374.0M | ||
| Q3 24 | $1.3B | $362.4M | ||
| Q2 24 | $1.3B | $351.2M |
| Q1 26 | $11.9B | $634.1M | ||
| Q4 25 | $11.6B | $579.6M | ||
| Q3 25 | $11.1B | $605.2M | ||
| Q2 25 | $10.8B | $592.6M | ||
| Q1 25 | $10.5B | $582.2M | ||
| Q4 24 | $10.6B | $589.7M | ||
| Q3 24 | $11.0B | $617.2M | ||
| Q2 24 | $9.6B | $631.7M |
| Q1 26 | — | 0.03× | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $29.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.78× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $29.3M | ||
| Q4 25 | $-2.7B | $36.0M | ||
| Q3 25 | $-770.8M | $21.0M | ||
| Q2 25 | $-713.1M | $5.4M | ||
| Q1 25 | $-339.3M | $4.8M | ||
| Q4 24 | $-2.6B | $36.1M | ||
| Q3 24 | $-669.8M | $22.7M | ||
| Q2 24 | $-932.5M | $22.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $30.8M | ||
| Q3 25 | $-791.8M | $13.2M | ||
| Q2 25 | $-803.8M | $1.9M | ||
| Q1 25 | $-352.3M | $1.2M | ||
| Q4 24 | $-2.7B | $31.9M | ||
| Q3 24 | $-682.3M | $16.8M | ||
| Q2 24 | $-945.3M | $16.2M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 24.5% | ||
| Q3 25 | -297.4% | 8.7% | ||
| Q2 25 | -323.5% | 1.4% | ||
| Q1 25 | -161.8% | 1.0% | ||
| Q4 24 | -1237.8% | 26.7% | ||
| Q3 24 | -338.0% | 12.9% | ||
| Q2 24 | -504.9% | 12.5% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 4.1% | ||
| Q3 25 | 7.9% | 5.2% | ||
| Q2 25 | 36.5% | 2.6% | ||
| Q1 25 | 6.0% | 3.2% | ||
| Q4 24 | 25.0% | 3.5% | ||
| Q3 24 | 6.2% | 4.6% | ||
| Q2 24 | 6.9% | 4.7% |
| Q1 26 | — | 2.78× | ||
| Q4 25 | — | 4.06× | ||
| Q3 25 | -17.41× | 1.55× | ||
| Q2 25 | -18.68× | 0.60× | ||
| Q1 25 | -29.07× | 1.22× | ||
| Q4 24 | — | 3.58× | ||
| Q3 24 | -46.33× | 2.22× | ||
| Q2 24 | -62.57× | 2.58× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
NWPX
| Water Transmission Systems | $93.5M | 68% |
| Precast Infrastructure and Engineered Systems | $44.8M | 32% |
