vs
Side-by-side financial comparison of LendingClub Corp (LC) and UNIVERSAL DISPLAY CORP \PA\ (OLED). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $172.9M, roughly 1.5× UNIVERSAL DISPLAY CORP \PA\). UNIVERSAL DISPLAY CORP \PA\ runs the higher net margin — 38.4% vs 20.5%, a 17.9% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 6.6%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 2.3%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.
LC vs OLED — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $172.9M |
| Net Profit | $51.6M | $66.3M |
| Gross Margin | — | 76.1% |
| Operating Margin | — | 38.9% |
| Net Margin | 20.5% | 38.4% |
| Revenue YoY | 15.9% | 6.6% |
| Net Profit YoY | 341.0% | 44.2% |
| EPS (diluted) | $0.44 | $1.40 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $172.9M | ||
| Q3 25 | $266.2M | $139.6M | ||
| Q2 25 | $248.4M | $171.8M | ||
| Q1 25 | $217.7M | $166.3M | ||
| Q4 24 | $217.2M | $162.3M | ||
| Q3 24 | $201.9M | $161.6M | ||
| Q2 24 | $187.2M | $158.5M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $66.3M | ||
| Q3 25 | $44.3M | $44.0M | ||
| Q2 25 | $38.2M | $67.3M | ||
| Q1 25 | $11.7M | $64.4M | ||
| Q4 24 | — | $46.0M | ||
| Q3 24 | $14.5M | $66.9M | ||
| Q2 24 | $14.9M | $52.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 76.1% | ||
| Q3 25 | — | 74.6% | ||
| Q2 25 | — | 77.2% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 77.0% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 75.8% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 38.9% | ||
| Q3 25 | 21.5% | 30.9% | ||
| Q2 25 | 21.7% | 39.9% | ||
| Q1 25 | 7.2% | 41.9% | ||
| Q4 24 | 5.1% | 32.3% | ||
| Q3 24 | 8.9% | 41.5% | ||
| Q2 24 | 10.4% | 35.6% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 38.4% | ||
| Q3 25 | 16.6% | 31.5% | ||
| Q2 25 | 15.4% | 39.2% | ||
| Q1 25 | 5.4% | 38.8% | ||
| Q4 24 | — | 28.4% | ||
| Q3 24 | 7.2% | 41.4% | ||
| Q2 24 | 8.0% | 33.0% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $1.40 | ||
| Q3 25 | $0.37 | $0.92 | ||
| Q2 25 | $0.33 | $1.41 | ||
| Q1 25 | $0.10 | $1.35 | ||
| Q4 24 | $0.08 | $0.96 | ||
| Q3 24 | $0.13 | $1.40 | ||
| Q2 24 | $0.13 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $602.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $1.8B |
| Total Assets | $11.9B | $2.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $602.4M | ||
| Q3 25 | — | $603.0M | ||
| Q2 25 | — | $525.2M | ||
| Q1 25 | — | $571.3M | ||
| Q4 24 | — | $492.7M | ||
| Q3 24 | — | $551.6M | ||
| Q2 24 | — | $530.5M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.8B | ||
| Q3 25 | $1.5B | $1.7B | ||
| Q2 25 | $1.4B | $1.7B | ||
| Q1 25 | $1.4B | $1.7B | ||
| Q4 24 | $1.3B | $1.6B | ||
| Q3 24 | $1.3B | $1.6B | ||
| Q2 24 | $1.3B | $1.5B |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $2.0B | ||
| Q3 25 | $11.1B | $1.9B | ||
| Q2 25 | $10.8B | $1.9B | ||
| Q1 25 | $10.5B | $1.9B | ||
| Q4 24 | $10.6B | $1.8B | ||
| Q3 24 | $11.0B | $1.8B | ||
| Q2 24 | $9.6B | $1.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $31.1M |
| Free Cash FlowOCF − Capex | — | $15.1M |
| FCF MarginFCF / Revenue | — | 8.7% |
| Capex IntensityCapex / Revenue | — | 9.3% |
| Cash ConversionOCF / Net Profit | — | 0.47× |
| TTM Free Cash FlowTrailing 4 quarters | — | $154.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $31.1M | ||
| Q3 25 | $-770.8M | $97.2M | ||
| Q2 25 | $-713.1M | $51.9M | ||
| Q1 25 | $-339.3M | $30.6M | ||
| Q4 24 | $-2.6B | $34.7M | ||
| Q3 24 | $-669.8M | $79.9M | ||
| Q2 24 | $-932.5M | $67.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $15.1M | ||
| Q3 25 | $-791.8M | $84.3M | ||
| Q2 25 | $-803.8M | $37.5M | ||
| Q1 25 | $-352.3M | $17.5M | ||
| Q4 24 | $-2.7B | $22.0M | ||
| Q3 24 | $-682.3M | $66.2M | ||
| Q2 24 | $-945.3M | $57.9M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 8.7% | ||
| Q3 25 | -297.4% | 60.4% | ||
| Q2 25 | -323.5% | 21.8% | ||
| Q1 25 | -161.8% | 10.5% | ||
| Q4 24 | -1237.8% | 13.6% | ||
| Q3 24 | -338.0% | 41.0% | ||
| Q2 24 | -504.9% | 36.5% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 9.3% | ||
| Q3 25 | 7.9% | 9.2% | ||
| Q2 25 | 36.5% | 8.4% | ||
| Q1 25 | 6.0% | 7.9% | ||
| Q4 24 | 25.0% | 7.8% | ||
| Q3 24 | 6.2% | 8.4% | ||
| Q2 24 | 6.9% | 5.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.47× | ||
| Q3 25 | -17.41× | 2.21× | ||
| Q2 25 | -18.68× | 0.77× | ||
| Q1 25 | -29.07× | 0.47× | ||
| Q4 24 | — | 0.75× | ||
| Q3 24 | -46.33× | 1.19× | ||
| Q2 24 | -62.57× | 1.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
OLED
| Material Sales | $95.5M | 55% |
| Other | $72.6M | 42% |
| Contract Research Services | $4.8M | 3% |
