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Side-by-side financial comparison of LendingClub Corp (LC) and OneStream, Inc. (OS). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $163.7M, roughly 1.5× OneStream, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 0.6%, a 19.8% gap on every dollar of revenue. On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs 15.9%). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.
LC vs OS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $163.7M |
| Net Profit | $51.6M | $999.0K |
| Gross Margin | — | 69.8% |
| Operating Margin | — | -3.2% |
| Net Margin | 20.5% | 0.6% |
| Revenue YoY | 15.9% | 23.6% |
| Net Profit YoY | 341.0% | — |
| EPS (diluted) | $0.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $163.7M | ||
| Q3 25 | $266.2M | $154.3M | ||
| Q2 25 | $248.4M | $147.6M | ||
| Q1 25 | $217.7M | $136.3M | ||
| Q4 24 | $217.2M | $132.5M | ||
| Q3 24 | $201.9M | $129.1M | ||
| Q2 24 | $187.2M | $117.5M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $999.0K | ||
| Q3 25 | $44.3M | $-8.8M | ||
| Q2 25 | $38.2M | $-18.4M | ||
| Q1 25 | $11.7M | $-24.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | $14.5M | $-171.9M | ||
| Q2 24 | $14.9M | $-7.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -3.2% | ||
| Q3 25 | 21.5% | -11.3% | ||
| Q2 25 | 21.7% | -21.8% | ||
| Q1 25 | 7.2% | -29.3% | ||
| Q4 24 | 5.1% | -35.8% | ||
| Q3 24 | 8.9% | -197.6% | ||
| Q2 24 | 10.4% | -9.8% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 0.6% | ||
| Q3 25 | 16.6% | -5.7% | ||
| Q2 25 | 15.4% | -12.5% | ||
| Q1 25 | 5.4% | -17.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.2% | -133.1% | ||
| Q2 24 | 8.0% | -6.7% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | — | ||
| Q2 25 | $0.33 | — | ||
| Q1 25 | $0.10 | — | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.13 | $-1.06 | ||
| Q2 24 | $0.13 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $693.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $504.7M |
| Total Assets | $11.9B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $504.7M | ||
| Q3 25 | $1.5B | $472.1M | ||
| Q2 25 | $1.4B | $458.2M | ||
| Q1 25 | $1.4B | $412.9M | ||
| Q4 24 | $1.3B | $386.2M | ||
| Q3 24 | $1.3B | $458.2M | ||
| Q2 24 | $1.3B | $97.5M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.0B | ||
| Q3 25 | $11.1B | $949.4M | ||
| Q2 25 | $10.8B | $910.5M | ||
| Q1 25 | $10.5B | $867.3M | ||
| Q4 24 | $10.6B | $823.2M | ||
| Q3 24 | $11.0B | $750.1M | ||
| Q2 24 | $9.6B | $379.7M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $25.8M |
| Free Cash FlowOCF − Capex | — | $25.6M |
| FCF MarginFCF / Revenue | — | 15.7% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | 25.79× |
| TTM Free Cash FlowTrailing 4 quarters | — | $95.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $25.8M | ||
| Q3 25 | $-770.8M | $5.0M | ||
| Q2 25 | $-713.1M | $29.7M | ||
| Q1 25 | $-339.3M | $36.2M | ||
| Q4 24 | $-2.6B | — | ||
| Q3 24 | $-669.8M | $2.4M | ||
| Q2 24 | $-932.5M | $8.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $25.6M | ||
| Q3 25 | $-791.8M | $4.8M | ||
| Q2 25 | $-803.8M | $29.4M | ||
| Q1 25 | $-352.3M | $35.8M | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $-682.3M | $1.3M | ||
| Q2 24 | $-945.3M | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 15.7% | ||
| Q3 25 | -297.4% | 3.1% | ||
| Q2 25 | -323.5% | 19.9% | ||
| Q1 25 | -161.8% | 26.3% | ||
| Q4 24 | -1237.8% | — | ||
| Q3 24 | -338.0% | 1.0% | ||
| Q2 24 | -504.9% | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 0.1% | ||
| Q3 25 | 7.9% | 0.1% | ||
| Q2 25 | 36.5% | 0.2% | ||
| Q1 25 | 6.0% | 0.3% | ||
| Q4 24 | 25.0% | — | ||
| Q3 24 | 6.2% | 0.8% | ||
| Q2 24 | 6.9% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 25.79× | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
