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Side-by-side financial comparison of LendingClub Corp (LC) and PEGASYSTEMS INC (PEGA). Click either name above to swap in a different company.
PEGASYSTEMS INC is the larger business by last-quarter revenue ($430.0M vs $252.3M, roughly 1.7× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 7.6%, a 12.8% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -9.6%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 10.7%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Pegasystems Inc. (Pega) is a global software company based in Waltham, Massachusetts, in the United States, and founded in 1983. The company has been publicly traded since 1996 as PEGA (NASDAQ). Pega is a low-code platform for workflow automation and generative AI-powered decision-making for businesses.
LC vs PEGA — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $430.0M |
| Net Profit | $51.6M | $32.8M |
| Gross Margin | — | 75.2% |
| Operating Margin | — | 8.6% |
| Net Margin | 20.5% | 7.6% |
| Revenue YoY | 15.9% | -9.6% |
| Net Profit YoY | 341.0% | — |
| EPS (diluted) | $0.44 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | $430.0M | ||
| Q4 25 | $266.5M | $504.3M | ||
| Q3 25 | $266.2M | $381.4M | ||
| Q2 25 | $248.4M | $384.5M | ||
| Q1 25 | $217.7M | $475.6M | ||
| Q4 24 | $217.2M | $490.8M | ||
| Q3 24 | $201.9M | $325.1M | ||
| Q2 24 | $187.2M | $351.2M |
| Q1 26 | $51.6M | $32.8M | ||
| Q4 25 | — | $234.6M | ||
| Q3 25 | $44.3M | $43.4M | ||
| Q2 25 | $38.2M | $30.1M | ||
| Q1 25 | $11.7M | $85.4M | ||
| Q4 24 | — | $119.1M | ||
| Q3 24 | $14.5M | $-14.4M | ||
| Q2 24 | $14.9M | $6.6M |
| Q1 26 | — | 75.2% | ||
| Q4 25 | — | 79.5% | ||
| Q3 25 | — | 72.2% | ||
| Q2 25 | — | 71.5% | ||
| Q1 25 | — | 78.5% | ||
| Q4 24 | — | 79.1% | ||
| Q3 24 | — | 70.2% | ||
| Q2 24 | — | 72.4% |
| Q1 26 | — | 8.6% | ||
| Q4 25 | 18.8% | 20.7% | ||
| Q3 25 | 21.5% | 3.8% | ||
| Q2 25 | 21.7% | 4.5% | ||
| Q1 25 | 7.2% | 26.7% | ||
| Q4 24 | 5.1% | 29.1% | ||
| Q3 24 | 8.9% | -3.6% | ||
| Q2 24 | 10.4% | 3.7% |
| Q1 26 | 20.5% | 7.6% | ||
| Q4 25 | — | 46.5% | ||
| Q3 25 | 16.6% | 11.4% | ||
| Q2 25 | 15.4% | 7.8% | ||
| Q1 25 | 5.4% | 18.0% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | 7.2% | -4.4% | ||
| Q2 24 | 8.0% | 1.9% |
| Q1 26 | $0.44 | $0.18 | ||
| Q4 25 | $0.36 | $0.81 | ||
| Q3 25 | $0.37 | $0.24 | ||
| Q2 25 | $0.33 | $0.17 | ||
| Q1 25 | $0.10 | $0.91 | ||
| Q4 24 | $0.08 | $1.35 | ||
| Q3 24 | $0.13 | $-0.17 | ||
| Q2 24 | $0.13 | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $270.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $705.9M |
| Total Assets | $11.9B | $1.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $270.0M | ||
| Q4 25 | — | $425.8M | ||
| Q3 25 | — | $351.4M | ||
| Q2 25 | — | $411.6M | ||
| Q1 25 | — | $371.7M | ||
| Q4 24 | — | $740.0M | ||
| Q3 24 | — | $703.0M | ||
| Q2 24 | — | $665.1M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | $705.9M | ||
| Q4 25 | $1.5B | $787.4M | ||
| Q3 25 | $1.5B | $596.8M | ||
| Q2 25 | $1.4B | $624.5M | ||
| Q1 25 | $1.4B | $611.3M | ||
| Q4 24 | $1.3B | $585.5M | ||
| Q3 24 | $1.3B | $473.0M | ||
| Q2 24 | $1.3B | $435.4M |
| Q1 26 | $11.9B | $1.6B | ||
| Q4 25 | $11.6B | $1.6B | ||
| Q3 25 | $11.1B | $1.3B | ||
| Q2 25 | $10.8B | $1.3B | ||
| Q1 25 | $10.5B | $1.3B | ||
| Q4 24 | $10.6B | $1.8B | ||
| Q3 24 | $11.0B | $1.6B | ||
| Q2 24 | $9.6B | $1.5B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | — | $206.5M |
| FCF MarginFCF / Revenue | — | 48.0% |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $494.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $158.4M | ||
| Q3 25 | $-770.8M | $56.3M | ||
| Q2 25 | $-713.1M | $86.3M | ||
| Q1 25 | $-339.3M | $204.2M | ||
| Q4 24 | $-2.6B | $95.2M | ||
| Q3 24 | $-669.8M | $30.5M | ||
| Q2 24 | $-932.5M | $40.1M |
| Q1 26 | — | $206.5M | ||
| Q4 25 | $-2.9B | $152.4M | ||
| Q3 25 | $-791.8M | $51.8M | ||
| Q2 25 | $-803.8M | $84.1M | ||
| Q1 25 | $-352.3M | $202.3M | ||
| Q4 24 | $-2.7B | $92.4M | ||
| Q3 24 | $-682.3M | $27.4M | ||
| Q2 24 | $-945.3M | $38.8M |
| Q1 26 | — | 48.0% | ||
| Q4 25 | -1076.0% | 30.2% | ||
| Q3 25 | -297.4% | 13.6% | ||
| Q2 25 | -323.5% | 21.9% | ||
| Q1 25 | -161.8% | 42.5% | ||
| Q4 24 | -1237.8% | 18.8% | ||
| Q3 24 | -338.0% | 8.4% | ||
| Q2 24 | -504.9% | 11.1% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 1.2% | ||
| Q3 25 | 7.9% | 1.2% | ||
| Q2 25 | 36.5% | 0.6% | ||
| Q1 25 | 6.0% | 0.4% | ||
| Q4 24 | 25.0% | 0.6% | ||
| Q3 24 | 6.2% | 0.9% | ||
| Q2 24 | 6.9% | 0.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.68× | ||
| Q3 25 | -17.41× | 1.30× | ||
| Q2 25 | -18.68× | 2.87× | ||
| Q1 25 | -29.07× | 2.39× | ||
| Q4 24 | — | 0.80× | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | 6.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
PEGA
| Pega Cloud | $205.0M | 48% |
| Subscription license | $94.9M | 22% |
| Maintenance | $75.3M | 18% |
| Consulting | $54.8M | 13% |
