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Side-by-side financial comparison of LendingClub Corp (LC) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $151.1M, roughly 1.7× STURM RUGER & CO INC). On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 3.6%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 5.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
LC vs RGR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $151.1M |
| Net Profit | $51.6M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | — | 2.3% |
| Net Margin | 20.5% | — |
| Revenue YoY | 15.9% | 3.6% |
| Net Profit YoY | 341.0% | — |
| EPS (diluted) | $0.44 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $151.1M | ||
| Q3 25 | $266.2M | $126.8M | ||
| Q2 25 | $248.4M | $132.5M | ||
| Q1 25 | $217.7M | $135.7M | ||
| Q4 24 | $217.2M | $145.8M | ||
| Q3 24 | $201.9M | $122.3M | ||
| Q2 24 | $187.2M | $130.8M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $44.3M | $1.6M | ||
| Q2 25 | $38.2M | $-17.2M | ||
| Q1 25 | $11.7M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $14.5M | $4.7M | ||
| Q2 24 | $14.9M | $8.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 2.3% | ||
| Q3 25 | 21.5% | -2.7% | ||
| Q2 25 | 21.7% | -15.6% | ||
| Q1 25 | 7.2% | 6.2% | ||
| Q4 24 | 5.1% | 7.8% | ||
| Q3 24 | 8.9% | 3.1% | ||
| Q2 24 | 10.4% | 6.9% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 16.6% | 1.2% | ||
| Q2 25 | 15.4% | -13.0% | ||
| Q1 25 | 5.4% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.2% | 3.9% | ||
| Q2 24 | 8.0% | 6.3% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.22 | ||
| Q3 25 | $0.37 | $0.10 | ||
| Q2 25 | $0.33 | $-1.05 | ||
| Q1 25 | $0.10 | $0.46 | ||
| Q4 24 | $0.08 | $0.62 | ||
| Q3 24 | $0.13 | $0.28 | ||
| Q2 24 | $0.13 | $0.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $283.8M |
| Total Assets | $11.9B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $283.8M | ||
| Q3 25 | $1.5B | $279.6M | ||
| Q2 25 | $1.4B | $289.3M | ||
| Q1 25 | $1.4B | $321.5M | ||
| Q4 24 | $1.3B | $319.6M | ||
| Q3 24 | $1.3B | $314.9M | ||
| Q2 24 | $1.3B | $321.5M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $342.0M | ||
| Q3 25 | $11.1B | $342.3M | ||
| Q2 25 | $10.8B | $349.5M | ||
| Q1 25 | $10.5B | $379.0M | ||
| Q4 24 | $10.6B | $384.0M | ||
| Q3 24 | $11.0B | $373.5M | ||
| Q2 24 | $9.6B | $376.7M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $15.5M |
| Free Cash FlowOCF − Capex | — | $12.3M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $15.5M | ||
| Q3 25 | $-770.8M | $12.9M | ||
| Q2 25 | $-713.1M | $14.7M | ||
| Q1 25 | $-339.3M | $11.1M | ||
| Q4 24 | $-2.6B | $20.0M | ||
| Q3 24 | $-669.8M | $9.4M | ||
| Q2 24 | $-932.5M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $12.3M | ||
| Q3 25 | $-791.8M | $7.0M | ||
| Q2 25 | $-803.8M | $9.1M | ||
| Q1 25 | $-352.3M | $10.0M | ||
| Q4 24 | $-2.7B | $16.4M | ||
| Q3 24 | $-682.3M | $2.6M | ||
| Q2 24 | $-945.3M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 8.2% | ||
| Q3 25 | -297.4% | 5.5% | ||
| Q2 25 | -323.5% | 6.9% | ||
| Q1 25 | -161.8% | 7.4% | ||
| Q4 24 | -1237.8% | 11.2% | ||
| Q3 24 | -338.0% | 2.1% | ||
| Q2 24 | -504.9% | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 2.1% | ||
| Q3 25 | 7.9% | 4.6% | ||
| Q2 25 | 36.5% | 4.2% | ||
| Q1 25 | 6.0% | 0.8% | ||
| Q4 24 | 25.0% | 2.5% | ||
| Q3 24 | 6.2% | 5.5% | ||
| Q2 24 | 6.9% | 6.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | 8.15× | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | 1.98× | ||
| Q2 24 | -62.57× | 2.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
