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Side-by-side financial comparison of LendingClub Corp (LC) and RISKIFIED LTD. (RSKD). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $234.0M, roughly 1.1× RISKIFIED LTD.). LendingClub Corp runs the higher net margin — 20.5% vs -13.2%, a 33.6% gap on every dollar of revenue.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Riskified is a publicly traded software company headquartered in Tel Aviv, Israel, with additional offices in New York City. The company provides software-as-a-service (SaaS) solutions focused on fraud prevention, chargeback management, and risk intelligence for e-commerce merchants.
LC vs RSKD — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $234.0M |
| Net Profit | $51.6M | $-30.8M |
| Gross Margin | — | 52.2% |
| Operating Margin | — | -19.0% |
| Net Margin | 20.5% | -13.2% |
| Revenue YoY | 15.9% | — |
| Net Profit YoY | 341.0% | — |
| EPS (diluted) | $0.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | — | ||
| Q3 25 | $266.2M | $234.0M | ||
| Q2 25 | $248.4M | $155.1M | ||
| Q1 25 | $217.7M | $76.4M | ||
| Q4 24 | $217.2M | — | ||
| Q3 24 | $201.9M | $213.5M | ||
| Q2 24 | $187.2M | $141.7M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $44.3M | $-30.8M | ||
| Q2 25 | $38.2M | $-21.1M | ||
| Q1 25 | $11.7M | $-11.6M | ||
| Q4 24 | — | — | ||
| Q3 24 | $14.5M | $-55.8M | ||
| Q2 24 | $14.9M | $-34.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 52.2% | ||
| Q2 25 | — | 53.6% | ||
| Q1 25 | — | 55.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 48.7% | ||
| Q2 24 | — | 51.4% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | — | ||
| Q3 25 | 21.5% | -19.0% | ||
| Q2 25 | 21.7% | -19.4% | ||
| Q1 25 | 7.2% | -20.8% | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 8.9% | -32.9% | ||
| Q2 24 | 10.4% | -31.8% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 16.6% | -13.2% | ||
| Q2 25 | 15.4% | -13.6% | ||
| Q1 25 | 5.4% | -15.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.2% | -26.1% | ||
| Q2 24 | 8.0% | -24.6% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | — | ||
| Q2 25 | $0.33 | — | ||
| Q1 25 | $0.10 | — | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.13 | — | ||
| Q2 24 | $0.13 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $371.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $382.3M |
| Total Assets | $11.9B | $495.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $371.1M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $371.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $440.8M | ||
| Q2 24 | — | $440.8M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | $382.3M | ||
| Q2 25 | $1.4B | $382.3M | ||
| Q1 25 | $1.4B | $382.3M | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | $491.7M | ||
| Q2 24 | $1.3B | $491.7M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | — | ||
| Q3 25 | $11.1B | $495.9M | ||
| Q2 25 | $10.8B | $495.9M | ||
| Q1 25 | $10.5B | $495.9M | ||
| Q4 24 | $10.6B | — | ||
| Q3 24 | $11.0B | $601.9M | ||
| Q2 24 | $9.6B | $601.9M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
