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Side-by-side financial comparison of LendingClub Corp (LC) and Skillsoft Corp. (SKIL). Click either name above to swap in a different company.

LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $129.0M, roughly 2.0× Skillsoft Corp.). LendingClub Corp runs the higher net margin — 20.5% vs -32.0%, a 52.5% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -6.0%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -3.2%).

LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

Skillsoft is an American educational technology company that produces learning management system software and content.

LC vs SKIL — Head-to-Head

Bigger by revenue
LC
LC
2.0× larger
LC
$252.3M
$129.0M
SKIL
Growing faster (revenue YoY)
LC
LC
+21.9% gap
LC
15.9%
-6.0%
SKIL
Higher net margin
LC
LC
52.5% more per $
LC
20.5%
-32.0%
SKIL
Faster 2-yr revenue CAGR
LC
LC
Annualised
LC
16.1%
-3.2%
SKIL

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
LC
LC
SKIL
SKIL
Revenue
$252.3M
$129.0M
Net Profit
$51.6M
$-41.3M
Gross Margin
72.7%
Operating Margin
-26.6%
Net Margin
20.5%
-32.0%
Revenue YoY
15.9%
-6.0%
Net Profit YoY
341.0%
-74.9%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LC
LC
SKIL
SKIL
Q1 26
$252.3M
Q4 25
$266.5M
$129.0M
Q3 25
$266.2M
$128.8M
Q2 25
$248.4M
$124.2M
Q1 25
$217.7M
$133.8M
Q4 24
$217.2M
$137.2M
Q3 24
$201.9M
$132.2M
Q2 24
$187.2M
$127.8M
Net Profit
LC
LC
SKIL
SKIL
Q1 26
$51.6M
Q4 25
$-41.3M
Q3 25
$44.3M
$-23.8M
Q2 25
$38.2M
$-38.0M
Q1 25
$11.7M
$-31.1M
Q4 24
$-23.6M
Q3 24
$14.5M
$-39.6M
Q2 24
$14.9M
$-27.6M
Gross Margin
LC
LC
SKIL
SKIL
Q1 26
Q4 25
72.7%
Q3 25
74.5%
Q2 25
74.0%
Q1 25
74.9%
Q4 24
75.0%
Q3 24
75.4%
Q2 24
73.0%
Operating Margin
LC
LC
SKIL
SKIL
Q1 26
Q4 25
18.8%
-26.6%
Q3 25
21.5%
-9.2%
Q2 25
21.7%
-14.6%
Q1 25
7.2%
-12.9%
Q4 24
5.1%
-6.7%
Q3 24
8.9%
-14.6%
Q2 24
10.4%
-18.6%
Net Margin
LC
LC
SKIL
SKIL
Q1 26
20.5%
Q4 25
-32.0%
Q3 25
16.6%
-18.5%
Q2 25
15.4%
-30.6%
Q1 25
5.4%
-23.3%
Q4 24
-17.2%
Q3 24
7.2%
-29.9%
Q2 24
8.0%
-21.6%
EPS (diluted)
LC
LC
SKIL
SKIL
Q1 26
$0.44
Q4 25
$0.36
Q3 25
$0.37
Q2 25
$0.33
Q1 25
$0.10
Q4 24
$0.08
Q3 24
$0.13
Q2 24
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LC
LC
SKIL
SKIL
Cash + ST InvestmentsLiquidity on hand
$74.6M
Total DebtLower is stronger
$570.2M
Stockholders' EquityBook value
$1.5B
$4.0M
Total Assets
$11.9B
$897.6M
Debt / EquityLower = less leverage
142.97×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LC
LC
SKIL
SKIL
Q1 26
Q4 25
$74.6M
Q3 25
$100.5M
Q2 25
$127.8M
Q1 25
$100.8M
Q4 24
$97.9M
Q3 24
$122.7M
Q2 24
$142.0M
Total Debt
LC
LC
SKIL
SKIL
Q1 26
Q4 25
$0
$570.2M
Q3 25
$0
$571.2M
Q2 25
$0
$572.2M
Q1 25
$0
$573.3M
Q4 24
$0
$574.3M
Q3 24
$575.4M
Q2 24
$576.4M
Stockholders' Equity
LC
LC
SKIL
SKIL
Q1 26
$1.5B
Q4 25
$1.5B
$4.0M
Q3 25
$1.5B
$42.5M
Q2 25
$1.4B
$62.6M
Q1 25
$1.4B
$93.8M
Q4 24
$1.3B
$120.5M
Q3 24
$1.3B
$141.4M
Q2 24
$1.3B
$182.1M
Total Assets
LC
LC
SKIL
SKIL
Q1 26
$11.9B
Q4 25
$11.6B
$897.6M
Q3 25
$11.1B
$969.4M
Q2 25
$10.8B
$1.0B
Q1 25
$10.5B
$1.1B
Q4 24
$10.6B
$1.1B
Q3 24
$11.0B
$1.1B
Q2 24
$9.6B
$1.2B
Debt / Equity
LC
LC
SKIL
SKIL
Q1 26
Q4 25
0.00×
142.97×
Q3 25
0.00×
13.45×
Q2 25
0.00×
9.13×
Q1 25
0.00×
6.11×
Q4 24
0.00×
4.77×
Q3 24
4.07×
Q2 24
3.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LC
LC
SKIL
SKIL
Operating Cash FlowLast quarter
$-18.9M
Free Cash FlowOCF − Capex
$-19.3M
FCF MarginFCF / Revenue
-15.0%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$10.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LC
LC
SKIL
SKIL
Q1 26
Q4 25
$-2.7B
$-18.9M
Q3 25
$-770.8M
$-17.8M
Q2 25
$-713.1M
$31.3M
Q1 25
$-339.3M
$17.8M
Q4 24
$-2.6B
$8.7M
Q3 24
$-669.8M
$-11.4M
Q2 24
$-932.5M
$14.9M
Free Cash Flow
LC
LC
SKIL
SKIL
Q1 26
Q4 25
$-2.9B
$-19.3M
Q3 25
$-791.8M
$-18.5M
Q2 25
$-803.8M
$30.8M
Q1 25
$-352.3M
$17.0M
Q4 24
$-2.7B
$8.3M
Q3 24
$-682.3M
$-11.7M
Q2 24
$-945.3M
$14.8M
FCF Margin
LC
LC
SKIL
SKIL
Q1 26
Q4 25
-1076.0%
-15.0%
Q3 25
-297.4%
-14.3%
Q2 25
-323.5%
24.8%
Q1 25
-161.8%
12.7%
Q4 24
-1237.8%
6.0%
Q3 24
-338.0%
-8.8%
Q2 24
-504.9%
11.6%
Capex Intensity
LC
LC
SKIL
SKIL
Q1 26
Q4 25
52.7%
0.4%
Q3 25
7.9%
0.5%
Q2 25
36.5%
0.4%
Q1 25
6.0%
0.6%
Q4 24
25.0%
0.3%
Q3 24
6.2%
0.2%
Q2 24
6.9%
0.1%
Cash Conversion
LC
LC
SKIL
SKIL
Q1 26
Q4 25
Q3 25
-17.41×
Q2 25
-18.68×
Q1 25
-29.07×
Q4 24
Q3 24
-46.33×
Q2 24
-62.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LC
LC

Segment breakdown not available.

SKIL
SKIL

SAAS And Subscription Services$93.5M73%
Virtual Ondemand And Classroom And Individualized Coaching$28.2M22%
Professional Services$7.3M6%

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