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Side-by-side financial comparison of LendingClub Corp (LC) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $220.2M, roughly 1.1× Shutterstock, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs -7.3%, a 27.7% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -12.0%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 1.4%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...
LC vs SSTK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $220.2M |
| Net Profit | $51.6M | $-16.0M |
| Gross Margin | — | 55.8% |
| Operating Margin | — | -1.1% |
| Net Margin | 20.5% | -7.3% |
| Revenue YoY | 15.9% | -12.0% |
| Net Profit YoY | 341.0% | -1021.0% |
| EPS (diluted) | $0.44 | $-0.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $220.2M | ||
| Q3 25 | $266.2M | $260.1M | ||
| Q2 25 | $248.4M | $267.0M | ||
| Q1 25 | $217.7M | $242.6M | ||
| Q4 24 | $217.2M | $250.3M | ||
| Q3 24 | $201.9M | $250.6M | ||
| Q2 24 | $187.2M | $220.1M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-16.0M | ||
| Q3 25 | $44.3M | $13.4M | ||
| Q2 25 | $38.2M | $29.4M | ||
| Q1 25 | $11.7M | $18.7M | ||
| Q4 24 | — | $-1.4M | ||
| Q3 24 | $14.5M | $17.6M | ||
| Q2 24 | $14.9M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -1.1% | ||
| Q3 25 | 21.5% | 12.5% | ||
| Q2 25 | 21.7% | 13.0% | ||
| Q1 25 | 7.2% | 4.2% | ||
| Q4 24 | 5.1% | 5.3% | ||
| Q3 24 | 8.9% | 7.2% | ||
| Q2 24 | 10.4% | 9.4% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -7.3% | ||
| Q3 25 | 16.6% | 5.1% | ||
| Q2 25 | 15.4% | 11.0% | ||
| Q1 25 | 5.4% | 7.7% | ||
| Q4 24 | — | -0.6% | ||
| Q3 24 | 7.2% | 7.0% | ||
| Q2 24 | 8.0% | 1.6% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.47 | ||
| Q3 25 | $0.37 | $0.37 | ||
| Q2 25 | $0.33 | $0.82 | ||
| Q1 25 | $0.10 | $0.53 | ||
| Q4 24 | $0.08 | $-0.04 | ||
| Q3 24 | $0.13 | $0.50 | ||
| Q2 24 | $0.13 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $178.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $581.0M |
| Total Assets | $11.9B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $178.2M | ||
| Q3 25 | — | $165.5M | ||
| Q2 25 | — | $116.4M | ||
| Q1 25 | — | $112.2M | ||
| Q4 24 | — | $111.3M | ||
| Q3 24 | — | $131.4M | ||
| Q2 24 | — | $74.9M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $581.0M | ||
| Q3 25 | $1.5B | $594.4M | ||
| Q2 25 | $1.4B | $586.2M | ||
| Q1 25 | $1.4B | $547.2M | ||
| Q4 24 | $1.3B | $518.4M | ||
| Q3 24 | $1.3B | $522.9M | ||
| Q2 24 | $1.3B | $520.4M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.4B | ||
| Q3 25 | $11.1B | $1.4B | ||
| Q2 25 | $10.8B | $1.4B | ||
| Q1 25 | $10.5B | $1.3B | ||
| Q4 24 | $10.6B | $1.3B | ||
| Q3 24 | $11.0B | $1.3B | ||
| Q2 24 | $9.6B | $1.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.2M |
| Free Cash FlowOCF − Capex | — | $25.9M |
| FCF MarginFCF / Revenue | — | 11.8% |
| Capex IntensityCapex / Revenue | — | 4.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $123.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $36.2M | ||
| Q3 25 | $-770.8M | $78.4M | ||
| Q2 25 | $-713.1M | $26.8M | ||
| Q1 25 | $-339.3M | $25.2M | ||
| Q4 24 | $-2.6B | $8.0M | ||
| Q3 24 | $-669.8M | $-11.6M | ||
| Q2 24 | $-932.5M | $28.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $25.9M | ||
| Q3 25 | $-791.8M | $68.0M | ||
| Q2 25 | $-803.8M | $15.5M | ||
| Q1 25 | $-352.3M | $14.4M | ||
| Q4 24 | $-2.7B | $-952.0K | ||
| Q3 24 | $-682.3M | $-26.3M | ||
| Q2 24 | $-945.3M | $18.9M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 11.8% | ||
| Q3 25 | -297.4% | 26.1% | ||
| Q2 25 | -323.5% | 5.8% | ||
| Q1 25 | -161.8% | 6.0% | ||
| Q4 24 | -1237.8% | -0.4% | ||
| Q3 24 | -338.0% | -10.5% | ||
| Q2 24 | -504.9% | 8.6% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 4.7% | ||
| Q3 25 | 7.9% | 4.0% | ||
| Q2 25 | 36.5% | 4.2% | ||
| Q1 25 | 6.0% | 4.5% | ||
| Q4 24 | 25.0% | 3.6% | ||
| Q3 24 | 6.2% | 5.9% | ||
| Q2 24 | 6.9% | 4.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | 5.86× | ||
| Q2 25 | -18.68× | 0.91× | ||
| Q1 25 | -29.07× | 1.35× | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | -0.66× | ||
| Q2 24 | -62.57× | 7.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
