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Side-by-side financial comparison of LendingClub Corp (LC) and TREX CO INC (TREX). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $161.1M, roughly 1.6× TREX CO INC). LendingClub Corp runs the higher net margin — 20.5% vs 1.4%, a 19.0% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -3.9%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -34.3%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Trex Company, Inc. is a manufacturer of wood-alternative composite decking, residential railing, and other outdoor items made from recycled materials. Its headquarters is in Winchester, Virginia.
LC vs TREX — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $161.1M |
| Net Profit | $51.6M | $2.3M |
| Gross Margin | — | 30.2% |
| Operating Margin | — | 2.2% |
| Net Margin | 20.5% | 1.4% |
| Revenue YoY | 15.9% | -3.9% |
| Net Profit YoY | 341.0% | -76.4% |
| EPS (diluted) | $0.44 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $161.1M | ||
| Q3 25 | $266.2M | $285.3M | ||
| Q2 25 | $248.4M | $387.8M | ||
| Q1 25 | $217.7M | $340.0M | ||
| Q4 24 | $217.2M | $167.6M | ||
| Q3 24 | $201.9M | $233.7M | ||
| Q2 24 | $187.2M | $376.5M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $2.3M | ||
| Q3 25 | $44.3M | $51.8M | ||
| Q2 25 | $38.2M | $75.9M | ||
| Q1 25 | $11.7M | $60.4M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | $14.5M | $40.6M | ||
| Q2 24 | $14.9M | $87.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 30.2% | ||
| Q3 25 | — | 40.5% | ||
| Q2 25 | — | 40.8% | ||
| Q1 25 | — | 40.5% | ||
| Q4 24 | — | 32.7% | ||
| Q3 24 | — | 39.9% | ||
| Q2 24 | — | 44.7% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 2.2% | ||
| Q3 25 | 21.5% | 24.7% | ||
| Q2 25 | 21.7% | 26.4% | ||
| Q1 25 | 7.2% | 24.0% | ||
| Q4 24 | 5.1% | 9.2% | ||
| Q3 24 | 8.9% | 23.2% | ||
| Q2 24 | 10.4% | 31.1% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | 16.6% | 18.1% | ||
| Q2 25 | 15.4% | 19.6% | ||
| Q1 25 | 5.4% | 17.8% | ||
| Q4 24 | — | 5.8% | ||
| Q3 24 | 7.2% | 17.4% | ||
| Q2 24 | 8.0% | 23.1% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.03 | ||
| Q3 25 | $0.37 | $0.48 | ||
| Q2 25 | $0.33 | $0.71 | ||
| Q1 25 | $0.10 | $0.56 | ||
| Q4 24 | $0.08 | $0.10 | ||
| Q3 24 | $0.13 | $0.37 | ||
| Q2 24 | $0.13 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $3.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $1.0B |
| Total Assets | $11.9B | $1.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $3.8M | ||
| Q3 25 | — | $11.4M | ||
| Q2 25 | — | $5.5M | ||
| Q1 25 | — | $5.0M | ||
| Q4 24 | — | $1.3M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | — | $1.2M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.0B | ||
| Q3 25 | $1.5B | $1.0B | ||
| Q2 25 | $1.4B | $989.3M | ||
| Q1 25 | $1.4B | $910.1M | ||
| Q4 24 | $1.3B | $850.1M | ||
| Q3 24 | $1.3B | $887.9M | ||
| Q2 24 | $1.3B | $894.9M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.5B | ||
| Q3 25 | $11.1B | $1.5B | ||
| Q2 25 | $10.8B | $1.5B | ||
| Q1 25 | $10.5B | $1.6B | ||
| Q4 24 | $10.6B | $1.3B | ||
| Q3 24 | $11.0B | $1.3B | ||
| Q2 24 | $9.6B | $1.3B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $65.5M |
| Free Cash FlowOCF − Capex | — | $22.1M |
| FCF MarginFCF / Revenue | — | 13.7% |
| Capex IntensityCapex / Revenue | — | 26.9% |
| Cash ConversionOCF / Net Profit | — | 28.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | $134.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $65.5M | ||
| Q3 25 | $-770.8M | $196.9M | ||
| Q2 25 | $-713.1M | $249.8M | ||
| Q1 25 | $-339.3M | $-154.0M | ||
| Q4 24 | $-2.6B | $-8.5M | ||
| Q3 24 | $-669.8M | $132.8M | ||
| Q2 24 | $-932.5M | $193.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $22.1M | ||
| Q3 25 | $-791.8M | $142.9M | ||
| Q2 25 | $-803.8M | $203.0M | ||
| Q1 25 | $-352.3M | $-233.5M | ||
| Q4 24 | $-2.7B | $-89.3M | ||
| Q3 24 | $-682.3M | $54.5M | ||
| Q2 24 | $-945.3M | $158.2M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 13.7% | ||
| Q3 25 | -297.4% | 50.1% | ||
| Q2 25 | -323.5% | 52.3% | ||
| Q1 25 | -161.8% | -68.7% | ||
| Q4 24 | -1237.8% | -53.3% | ||
| Q3 24 | -338.0% | 23.3% | ||
| Q2 24 | -504.9% | 42.0% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 26.9% | ||
| Q3 25 | 7.9% | 18.9% | ||
| Q2 25 | 36.5% | 12.1% | ||
| Q1 25 | 6.0% | 23.4% | ||
| Q4 24 | 25.0% | 48.2% | ||
| Q3 24 | 6.2% | 33.5% | ||
| Q2 24 | 6.9% | 9.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 28.45× | ||
| Q3 25 | -17.41× | 3.80× | ||
| Q2 25 | -18.68× | 3.29× | ||
| Q1 25 | -29.07× | -2.55× | ||
| Q4 24 | — | -0.87× | ||
| Q3 24 | -46.33× | 3.27× | ||
| Q2 24 | -62.57× | 2.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
