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Side-by-side financial comparison of LendingClub Corp (LC) and CVR PARTNERS, LP (UAN). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $180.0M, roughly 1.4× CVR PARTNERS, LP). CVR PARTNERS, LP runs the higher net margin — 27.7% vs 20.5%, a 7.3% gap on every dollar of revenue. On growth, CVR PARTNERS, LP posted the faster year-over-year revenue change (26.0% vs 15.9%). Over the past eight quarters, CVR PARTNERS, LP's revenue compounded faster (16.4% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
CVR Partners, LP is a leading North American producer of nitrogen-based fertilizer products, primarily urea ammonium nitrate (UAN) and ammonia. It serves agricultural, industrial and commercial markets across the U.S. and Canada, delivering cost-effective, high-quality nutrient solutions for crop production and diverse industrial use cases.
LC vs UAN — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $180.0M |
| Net Profit | $51.6M | $49.9M |
| Gross Margin | — | 37.5% |
| Operating Margin | — | 32.0% |
| Net Margin | 20.5% | 27.7% |
| Revenue YoY | 15.9% | 26.0% |
| Net Profit YoY | 341.0% | 84.3% |
| EPS (diluted) | $0.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | $180.0M | ||
| Q4 25 | $266.5M | $131.1M | ||
| Q3 25 | $266.2M | $163.5M | ||
| Q2 25 | $248.4M | $168.6M | ||
| Q1 25 | $217.7M | $142.9M | ||
| Q4 24 | $217.2M | $139.6M | ||
| Q3 24 | $201.9M | $125.2M | ||
| Q2 24 | $187.2M | $132.9M |
| Q1 26 | $51.6M | $49.9M | ||
| Q4 25 | — | $-10.3M | ||
| Q3 25 | $44.3M | $43.1M | ||
| Q2 25 | $38.2M | $38.8M | ||
| Q1 25 | $11.7M | $27.1M | ||
| Q4 24 | — | $18.3M | ||
| Q3 24 | $14.5M | $3.8M | ||
| Q2 24 | $14.9M | $26.2M |
| Q1 26 | — | 37.5% | ||
| Q4 25 | — | 4.4% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 23.8% | ||
| Q3 24 | — | 14.7% | ||
| Q2 24 | — | 30.0% |
| Q1 26 | — | 32.0% | ||
| Q4 25 | 18.8% | -2.2% | ||
| Q3 25 | 21.5% | 31.0% | ||
| Q2 25 | 21.7% | 27.5% | ||
| Q1 25 | 7.2% | 24.2% | ||
| Q4 24 | 5.1% | 18.4% | ||
| Q3 24 | 8.9% | 8.8% | ||
| Q2 24 | 10.4% | 25.3% |
| Q1 26 | 20.5% | 27.7% | ||
| Q4 25 | — | -7.8% | ||
| Q3 25 | 16.6% | 26.3% | ||
| Q2 25 | 15.4% | 23.0% | ||
| Q1 25 | 5.4% | 19.0% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | 7.2% | 3.0% | ||
| Q2 24 | 8.0% | 19.7% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.98 | ||
| Q3 25 | $0.37 | $4.08 | ||
| Q2 25 | $0.33 | $3.67 | ||
| Q1 25 | $0.10 | $2.56 | ||
| Q4 24 | $0.08 | $1.73 | ||
| Q3 24 | $0.13 | $0.36 | ||
| Q2 24 | $0.13 | $2.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $128.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | — |
| Total Assets | $11.9B | $1.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $128.1M | ||
| Q4 25 | — | $69.2M | ||
| Q3 25 | — | $156.2M | ||
| Q2 25 | — | $114.4M | ||
| Q1 25 | — | $121.8M | ||
| Q4 24 | — | $90.9M | ||
| Q3 24 | — | $110.5M | ||
| Q2 24 | — | $47.5M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $569.1M | ||
| Q3 25 | $0 | $569.1M | ||
| Q2 25 | $0 | $569.2M | ||
| Q1 25 | $0 | $569.3M | ||
| Q4 24 | $0 | $568.0M | ||
| Q3 24 | — | $547.7M | ||
| Q2 24 | — | $547.6M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.3B | — |
| Q1 26 | $11.9B | $1.0B | ||
| Q4 25 | $11.6B | $969.5M | ||
| Q3 25 | $11.1B | $1.0B | ||
| Q2 25 | $10.8B | $998.0M | ||
| Q1 25 | $10.5B | $1.0B | ||
| Q4 24 | $10.6B | $1.0B | ||
| Q3 24 | $11.0B | $986.6M | ||
| Q2 24 | $9.6B | $959.4M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
UAN
| Fertilizer sales | $166.1M | 92% |
| Other | $14.0M | 8% |
