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Side-by-side financial comparison of LendingClub Corp (LC) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $249.0M, roughly 1.0× XPLR Infrastructure, LP). LendingClub Corp runs the higher net margin — 20.5% vs 11.2%, a 9.2% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -15.3%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -1.6%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
LC vs XIFR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $249.0M |
| Net Profit | $51.6M | $28.0M |
| Gross Margin | — | — |
| Operating Margin | — | -19.3% |
| Net Margin | 20.5% | 11.2% |
| Revenue YoY | 15.9% | -15.3% |
| Net Profit YoY | 341.0% | 124.3% |
| EPS (diluted) | $0.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $249.0M | ||
| Q3 25 | $266.2M | $315.0M | ||
| Q2 25 | $248.4M | $342.0M | ||
| Q1 25 | $217.7M | $282.0M | ||
| Q4 24 | $217.2M | $294.0M | ||
| Q3 24 | $201.9M | $319.0M | ||
| Q2 24 | $187.2M | $360.0M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $28.0M | ||
| Q3 25 | $44.3M | $-37.0M | ||
| Q2 25 | $38.2M | $79.0M | ||
| Q1 25 | $11.7M | $-98.0M | ||
| Q4 24 | — | $-115.0M | ||
| Q3 24 | $14.5M | $-40.0M | ||
| Q2 24 | $14.9M | $62.0M |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -19.3% | ||
| Q3 25 | 21.5% | 1.6% | ||
| Q2 25 | 21.7% | 26.3% | ||
| Q1 25 | 7.2% | -82.6% | ||
| Q4 24 | 5.1% | -188.1% | ||
| Q3 24 | 8.9% | 15.4% | ||
| Q2 24 | 10.4% | 18.3% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 11.2% | ||
| Q3 25 | 16.6% | -11.7% | ||
| Q2 25 | 15.4% | 23.1% | ||
| Q1 25 | 5.4% | -34.8% | ||
| Q4 24 | — | -39.1% | ||
| Q3 24 | 7.2% | -12.5% | ||
| Q2 24 | 8.0% | 17.2% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | $-0.40 | ||
| Q2 25 | $0.33 | $0.84 | ||
| Q1 25 | $0.10 | $-1.05 | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.13 | $-0.43 | ||
| Q2 24 | $0.13 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $960.0M |
| Total DebtLower is stronger | — | $6.2B |
| Stockholders' EquityBook value | $1.5B | $10.9B |
| Total Assets | $11.9B | $19.6B |
| Debt / EquityLower = less leverage | — | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $960.0M | ||
| Q3 25 | — | $711.0M | ||
| Q2 25 | — | $880.0M | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $283.0M | ||
| Q3 24 | — | $290.0M | ||
| Q2 24 | — | $281.0M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $6.2B | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | $5.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $10.9B | ||
| Q3 25 | $1.5B | $11.0B | ||
| Q2 25 | $1.4B | $11.3B | ||
| Q1 25 | $1.4B | $12.6B | ||
| Q4 24 | $1.3B | $12.9B | ||
| Q3 24 | $1.3B | $13.6B | ||
| Q2 24 | $1.3B | $13.9B |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $19.6B | ||
| Q3 25 | $11.1B | $19.1B | ||
| Q2 25 | $10.8B | $20.5B | ||
| Q1 25 | $10.5B | $21.4B | ||
| Q4 24 | $10.6B | $20.3B | ||
| Q3 24 | $11.0B | $20.9B | ||
| Q2 24 | $9.6B | $21.7B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.57× | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | 0.41× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $186.0M |
| Free Cash FlowOCF − Capex | — | $-88.0M |
| FCF MarginFCF / Revenue | — | -35.3% |
| Capex IntensityCapex / Revenue | — | 110.0% |
| Cash ConversionOCF / Net Profit | — | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $186.0M | ||
| Q3 25 | $-770.8M | $231.0M | ||
| Q2 25 | $-713.1M | $232.0M | ||
| Q1 25 | $-339.3M | $90.0M | ||
| Q4 24 | $-2.6B | $283.0M | ||
| Q3 24 | $-669.8M | $208.0M | ||
| Q2 24 | $-932.5M | $231.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-88.0M | ||
| Q3 25 | $-791.8M | $-283.0M | ||
| Q2 25 | $-803.8M | $151.0M | ||
| Q1 25 | $-352.3M | $1.0M | ||
| Q4 24 | $-2.7B | $231.0M | ||
| Q3 24 | $-682.3M | $152.0M | ||
| Q2 24 | $-945.3M | $162.0M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -35.3% | ||
| Q3 25 | -297.4% | -89.8% | ||
| Q2 25 | -323.5% | 44.2% | ||
| Q1 25 | -161.8% | 0.4% | ||
| Q4 24 | -1237.8% | 78.6% | ||
| Q3 24 | -338.0% | 47.6% | ||
| Q2 24 | -504.9% | 45.0% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 110.0% | ||
| Q3 25 | 7.9% | 163.2% | ||
| Q2 25 | 36.5% | 23.7% | ||
| Q1 25 | 6.0% | 31.6% | ||
| Q4 24 | 25.0% | 17.7% | ||
| Q3 24 | 6.2% | 17.6% | ||
| Q2 24 | 6.9% | 19.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.64× | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | 2.94× | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | 3.73× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
