vs
Side-by-side financial comparison of LendingClub Corp (LC) and Xometry, Inc. (XMTR). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $192.4M, roughly 1.3× Xometry, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs -4.5%, a 24.9% gap on every dollar of revenue. On growth, Xometry, Inc. posted the faster year-over-year revenue change (29.5% vs 15.9%). Over the past eight quarters, Xometry, Inc.'s revenue compounded faster (25.2% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Xometry is an online marketplace for sourcing on-demand manufactured parts for prototyping and large-scale production.
LC vs XMTR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $192.4M |
| Net Profit | $51.6M | $-8.6M |
| Gross Margin | — | 39.1% |
| Operating Margin | — | -4.6% |
| Net Margin | 20.5% | -4.5% |
| Revenue YoY | 15.9% | 29.5% |
| Net Profit YoY | 341.0% | 12.7% |
| EPS (diluted) | $0.44 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $192.4M | ||
| Q3 25 | $266.2M | $180.7M | ||
| Q2 25 | $248.4M | $162.5M | ||
| Q1 25 | $217.7M | $151.0M | ||
| Q4 24 | $217.2M | $148.5M | ||
| Q3 24 | $201.9M | $141.7M | ||
| Q2 24 | $187.2M | $132.6M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-8.6M | ||
| Q3 25 | $44.3M | $-11.6M | ||
| Q2 25 | $38.2M | $-26.4M | ||
| Q1 25 | $11.7M | $-15.1M | ||
| Q4 24 | — | $-9.9M | ||
| Q3 24 | $14.5M | $-10.2M | ||
| Q2 24 | $14.9M | $-13.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 39.7% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | — | 39.9% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -4.6% | ||
| Q3 25 | 21.5% | -6.1% | ||
| Q2 25 | 21.7% | -6.3% | ||
| Q1 25 | 7.2% | -10.2% | ||
| Q4 24 | 5.1% | -7.8% | ||
| Q3 24 | 8.9% | -8.1% | ||
| Q2 24 | 10.4% | -11.5% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -4.5% | ||
| Q3 25 | 16.6% | -6.4% | ||
| Q2 25 | 15.4% | -16.3% | ||
| Q1 25 | 5.4% | -10.0% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | 7.2% | -7.2% | ||
| Q2 24 | 8.0% | -10.3% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | — | ||
| Q2 25 | $0.33 | — | ||
| Q1 25 | $0.10 | — | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.13 | — | ||
| Q2 24 | $0.13 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $219.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $275.6M |
| Total Assets | $11.9B | $703.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $219.1M | ||
| Q3 25 | — | $224.5M | ||
| Q2 25 | — | $225.8M | ||
| Q1 25 | — | $231.4M | ||
| Q4 24 | — | $239.8M | ||
| Q3 24 | — | $234.0M | ||
| Q2 24 | — | $240.9M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $275.6M | ||
| Q3 25 | $1.5B | $272.0M | ||
| Q2 25 | $1.4B | $270.4M | ||
| Q1 25 | $1.4B | $309.9M | ||
| Q4 24 | $1.3B | $314.5M | ||
| Q3 24 | $1.3B | $315.2M | ||
| Q2 24 | $1.3B | $315.8M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $703.7M | ||
| Q3 25 | $11.1B | $698.9M | ||
| Q2 25 | $10.8B | $687.0M | ||
| Q1 25 | $10.5B | $690.1M | ||
| Q4 24 | $10.6B | $680.1M | ||
| Q3 24 | $11.0B | $678.2M | ||
| Q2 24 | $9.6B | $678.6M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.4M |
| Free Cash FlowOCF − Capex | — | $-5.9M |
| FCF MarginFCF / Revenue | — | -3.0% |
| Capex IntensityCapex / Revenue | — | 5.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-24.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $4.4M | ||
| Q3 25 | $-770.8M | $5.8M | ||
| Q2 25 | $-713.1M | $-427.0K | ||
| Q1 25 | $-339.3M | $-3.7M | ||
| Q4 24 | $-2.6B | $9.1M | ||
| Q3 24 | $-669.8M | $-3.6M | ||
| Q2 24 | $-932.5M | $-9.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-5.9M | ||
| Q3 25 | $-791.8M | $-1.7M | ||
| Q2 25 | $-803.8M | $-7.4M | ||
| Q1 25 | $-352.3M | $-9.2M | ||
| Q4 24 | $-2.7B | $4.5M | ||
| Q3 24 | $-682.3M | $-8.4M | ||
| Q2 24 | $-945.3M | $-13.5M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -3.0% | ||
| Q3 25 | -297.4% | -0.9% | ||
| Q2 25 | -323.5% | -4.5% | ||
| Q1 25 | -161.8% | -6.1% | ||
| Q4 24 | -1237.8% | 3.1% | ||
| Q3 24 | -338.0% | -6.0% | ||
| Q2 24 | -504.9% | -10.2% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 5.3% | ||
| Q3 25 | 7.9% | 4.1% | ||
| Q2 25 | 36.5% | 4.3% | ||
| Q1 25 | 6.0% | 3.6% | ||
| Q4 24 | 25.0% | 3.1% | ||
| Q3 24 | 6.2% | 3.4% | ||
| Q2 24 | 6.9% | 3.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
XMTR
| US | $159.1M | 83% |
| Non Us | $33.3M | 17% |
