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Side-by-side financial comparison of LCNB CORP (LCNB) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.
Legacy Housing Corp is the larger business by last-quarter revenue ($25.5M vs $23.9M, roughly 1.1× LCNB CORP). Legacy Housing Corp runs the higher net margin — 32.2% vs 23.7%, a 8.5% gap on every dollar of revenue. On growth, LCNB CORP posted the faster year-over-year revenue change (5.1% vs -30.6%). LCNB CORP produced more free cash flow last quarter ($33.4M vs $15.7M). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs -9.1%).
LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
LCNB vs LEGH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.9M | $25.5M |
| Net Profit | $5.7M | $8.2M |
| Gross Margin | — | 26.4% |
| Operating Margin | 29.2% | 40.4% |
| Net Margin | 23.7% | 32.2% |
| Revenue YoY | 5.1% | -30.6% |
| Net Profit YoY | -7.6% | -43.5% |
| EPS (diluted) | $0.40 | $0.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.9M | $25.5M | ||
| Q3 25 | $23.8M | $28.8M | ||
| Q2 25 | $22.8M | $38.4M | ||
| Q1 25 | $21.5M | $24.3M | ||
| Q4 24 | $22.7M | $36.7M | ||
| Q3 24 | $21.4M | $30.2M | ||
| Q2 24 | $19.3M | $31.7M | ||
| Q1 24 | $17.8M | $30.8M |
| Q4 25 | $5.7M | $8.2M | ||
| Q3 25 | $6.9M | $8.6M | ||
| Q2 25 | $5.9M | $14.7M | ||
| Q1 25 | $4.6M | $10.3M | ||
| Q4 24 | $6.1M | $14.5M | ||
| Q3 24 | $4.5M | $15.8M | ||
| Q2 24 | $925.0K | $16.2M | ||
| Q1 24 | $1.9M | $15.1M |
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 27.3% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 33.6% |
| Q4 25 | 29.2% | 40.4% | ||
| Q3 25 | 35.6% | 33.7% | ||
| Q2 25 | 31.6% | 43.8% | ||
| Q1 25 | 25.6% | 47.7% | ||
| Q4 24 | 32.9% | 42.3% | ||
| Q3 24 | 24.9% | 50.8% | ||
| Q2 24 | 4.9% | 50.6% | ||
| Q1 24 | 12.5% | 54.3% |
| Q4 25 | 23.7% | 32.2% | ||
| Q3 25 | 29.1% | 30.0% | ||
| Q2 25 | 26.0% | 38.3% | ||
| Q1 25 | 21.4% | 42.3% | ||
| Q4 24 | 27.0% | 39.5% | ||
| Q3 24 | 21.2% | 52.4% | ||
| Q2 24 | 4.8% | 51.1% | ||
| Q1 24 | 10.7% | 49.1% |
| Q4 25 | $0.40 | $0.38 | ||
| Q3 25 | $0.49 | $0.35 | ||
| Q2 25 | $0.41 | $0.60 | ||
| Q1 25 | $0.33 | $0.41 | ||
| Q4 24 | $0.44 | $0.59 | ||
| Q3 24 | $0.31 | $0.64 | ||
| Q2 24 | $0.07 | $0.65 | ||
| Q1 24 | $0.15 | $0.60 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.6M | $8.5M |
| Total DebtLower is stronger | $104.4M | — |
| Stockholders' EquityBook value | $273.9M | $528.6M |
| Total Assets | $2.2B | $580.3M |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.6M | $8.5M | ||
| Q3 25 | $35.9M | $13.6M | ||
| Q2 25 | $49.8M | $2.6M | ||
| Q1 25 | $37.7M | $3.4M | ||
| Q4 24 | $35.7M | $1.1M | ||
| Q3 24 | $39.4M | $570.0K | ||
| Q2 24 | $34.9M | $60.0K | ||
| Q1 24 | $33.0M | $621.0K |
| Q4 25 | $104.4M | — | ||
| Q3 25 | $104.7M | — | ||
| Q2 25 | $105.0M | — | ||
| Q1 25 | $104.6M | — | ||
| Q4 24 | $155.2M | — | ||
| Q3 24 | $155.7M | — | ||
| Q2 24 | $162.2M | — | ||
| Q1 24 | $162.6M | — |
| Q4 25 | $273.9M | $528.6M | ||
| Q3 25 | $269.9M | $521.6M | ||
| Q2 25 | $263.5M | $512.8M | ||
| Q1 25 | $258.7M | $503.7M | ||
| Q4 24 | $253.0M | $494.0M | ||
| Q3 24 | $253.2M | $479.3M | ||
| Q2 24 | $245.2M | $463.2M | ||
| Q1 24 | $233.7M | $450.4M |
| Q4 25 | $2.2B | $580.3M | ||
| Q3 25 | $2.2B | $557.9M | ||
| Q2 25 | $2.3B | $552.0M | ||
| Q1 25 | $2.3B | $544.6M | ||
| Q4 24 | $2.3B | $534.2M | ||
| Q3 24 | $2.3B | $521.4M | ||
| Q2 24 | $2.4B | $514.9M | ||
| Q1 24 | $2.3B | $510.0M |
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.39× | — | ||
| Q2 25 | 0.40× | — | ||
| Q1 25 | 0.40× | — | ||
| Q4 24 | 0.61× | — | ||
| Q3 24 | 0.61× | — | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.70× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.4M | $19.0M |
| Free Cash FlowOCF − Capex | $33.4M | $15.7M |
| FCF MarginFCF / Revenue | 140.2% | 61.6% |
| Capex IntensityCapex / Revenue | 4.0% | 13.1% |
| Cash ConversionOCF / Net Profit | 6.08× | 2.32× |
| TTM Free Cash FlowTrailing 4 quarters | $54.5M | $28.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.4M | $19.0M | ||
| Q3 25 | $14.0M | $7.2M | ||
| Q2 25 | $5.5M | $6.1M | ||
| Q1 25 | $2.2M | $4.9M | ||
| Q4 24 | $93.2M | $7.9M | ||
| Q3 24 | $11.9M | $13.8M | ||
| Q2 24 | $54.9M | $3.5M | ||
| Q1 24 | $-11.9M | $10.8M |
| Q4 25 | $33.4M | $15.7M | ||
| Q3 25 | $13.7M | $5.1M | ||
| Q2 25 | $5.2M | $3.7M | ||
| Q1 25 | $2.1M | $3.6M | ||
| Q4 24 | $89.4M | $6.0M | ||
| Q3 24 | $10.5M | $9.1M | ||
| Q2 24 | $53.8M | $1.7M | ||
| Q1 24 | $-12.8M | $9.9M |
| Q4 25 | 140.2% | 61.6% | ||
| Q3 25 | 57.4% | 17.8% | ||
| Q2 25 | 23.0% | 9.6% | ||
| Q1 25 | 10.0% | 15.0% | ||
| Q4 24 | 394.0% | 16.4% | ||
| Q3 24 | 49.0% | 30.2% | ||
| Q2 24 | 278.6% | 5.4% | ||
| Q1 24 | -71.8% | 32.2% |
| Q4 25 | 4.0% | 13.1% | ||
| Q3 25 | 1.3% | 7.1% | ||
| Q2 25 | 1.0% | 6.2% | ||
| Q1 25 | 0.3% | 5.2% | ||
| Q4 24 | 16.7% | 5.1% | ||
| Q3 24 | 6.7% | 15.6% | ||
| Q2 24 | 5.9% | 5.5% | ||
| Q1 24 | 4.8% | 2.8% |
| Q4 25 | 6.08× | 2.32× | ||
| Q3 25 | 2.02× | 0.83× | ||
| Q2 25 | 0.92× | 0.41× | ||
| Q1 25 | 0.48× | 0.48× | ||
| Q4 24 | 15.23× | 0.54× | ||
| Q3 24 | 2.63× | 0.88× | ||
| Q2 24 | 59.35× | 0.21× | ||
| Q1 24 | -6.24× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LCNB
Segment breakdown not available.
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
