vs
Side-by-side financial comparison of LCNB CORP (LCNB) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.
LCNB CORP is the larger business by last-quarter revenue ($23.9M vs $23.6M, roughly 1.0× NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP). LCNB CORP runs the higher net margin — 23.7% vs -677.3%, a 701.0% gap on every dollar of revenue. On growth, NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP posted the faster year-over-year revenue change (15.7% vs 5.1%). Over the past eight quarters, LCNB CORP's revenue compounded faster (15.7% CAGR vs 8.9%).
LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.
New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.
LCNB vs NEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.9M | $23.6M |
| Net Profit | $5.7M | $-1.4M |
| Gross Margin | — | — |
| Operating Margin | 29.2% | 14.0% |
| Net Margin | 23.7% | -677.3% |
| Revenue YoY | 5.1% | 15.7% |
| Net Profit YoY | -7.6% | -133.0% |
| EPS (diluted) | $0.40 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.9M | $23.6M | ||
| Q3 25 | $23.8M | $23.7M | ||
| Q2 25 | $22.8M | $21.2M | ||
| Q1 25 | $21.5M | $20.7M | ||
| Q4 24 | $22.7M | $20.4M | ||
| Q3 24 | $21.4M | $20.2M | ||
| Q2 24 | $19.3M | $20.1M | ||
| Q1 24 | $17.8M | $19.9M |
| Q4 25 | $5.7M | $-1.4M | ||
| Q3 25 | $6.9M | $-521.8K | ||
| Q2 25 | $5.9M | $4.1M | ||
| Q1 25 | $4.6M | $3.8M | ||
| Q4 24 | $6.1M | $4.2M | ||
| Q3 24 | $4.5M | $3.9M | ||
| Q2 24 | $925.0K | $4.1M | ||
| Q1 24 | $1.9M | $3.5M |
| Q4 25 | 29.2% | 14.0% | ||
| Q3 25 | 35.6% | 20.0% | ||
| Q2 25 | 31.6% | 33.3% | ||
| Q1 25 | 25.6% | 30.1% | ||
| Q4 24 | 32.9% | 32.4% | ||
| Q3 24 | 24.9% | 32.0% | ||
| Q2 24 | 4.9% | 32.6% | ||
| Q1 24 | 12.5% | 28.9% |
| Q4 25 | 23.7% | -677.3% | ||
| Q3 25 | 29.1% | -2.2% | ||
| Q2 25 | 26.0% | 19.5% | ||
| Q1 25 | 21.4% | 18.3% | ||
| Q4 24 | 27.0% | 20.7% | ||
| Q3 24 | 21.2% | 19.3% | ||
| Q2 24 | 4.8% | 20.3% | ||
| Q1 24 | 10.7% | 17.4% |
| Q4 25 | $0.40 | — | ||
| Q3 25 | $0.49 | — | ||
| Q2 25 | $0.41 | — | ||
| Q1 25 | $0.33 | — | ||
| Q4 24 | $0.44 | — | ||
| Q3 24 | $0.31 | — | ||
| Q2 24 | $0.07 | — | ||
| Q1 24 | $0.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.6M | $26.7M |
| Total DebtLower is stronger | $104.4M | $531.0M |
| Stockholders' EquityBook value | $273.9M | — |
| Total Assets | $2.2B | $505.3M |
| Debt / EquityLower = less leverage | 0.38× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.6M | $26.7M | ||
| Q3 25 | $35.9M | $13.4M | ||
| Q2 25 | $49.8M | $16.7M | ||
| Q1 25 | $37.7M | $30.9M | ||
| Q4 24 | $35.7M | $17.6M | ||
| Q3 24 | $39.4M | $15.1M | ||
| Q2 24 | $34.9M | $13.5M | ||
| Q1 24 | $33.0M | $28.8M |
| Q4 25 | $104.4M | $531.0M | ||
| Q3 25 | $104.7M | $514.2M | ||
| Q2 25 | $105.0M | $514.3M | ||
| Q1 25 | $104.6M | $407.8M | ||
| Q4 24 | $155.2M | $408.6M | ||
| Q3 24 | $155.7M | $409.3M | ||
| Q2 24 | $162.2M | $410.0M | ||
| Q1 24 | $162.6M | $410.7M |
| Q4 25 | $273.9M | — | ||
| Q3 25 | $269.9M | — | ||
| Q2 25 | $263.5M | — | ||
| Q1 25 | $258.7M | — | ||
| Q4 24 | $253.0M | — | ||
| Q3 24 | $253.2M | — | ||
| Q2 24 | $245.2M | — | ||
| Q1 24 | $233.7M | — |
| Q4 25 | $2.2B | $505.3M | ||
| Q3 25 | $2.2B | $492.9M | ||
| Q2 25 | $2.3B | $494.8M | ||
| Q1 25 | $2.3B | $385.2M | ||
| Q4 24 | $2.3B | $393.5M | ||
| Q3 24 | $2.3B | $387.4M | ||
| Q2 24 | $2.4B | $383.7M | ||
| Q1 24 | $2.3B | $381.2M |
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.39× | — | ||
| Q2 25 | 0.40× | — | ||
| Q1 25 | 0.40× | — | ||
| Q4 24 | 0.61× | — | ||
| Q3 24 | 0.61× | — | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.70× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.4M | $27.7M |
| Free Cash FlowOCF − Capex | $33.4M | — |
| FCF MarginFCF / Revenue | 140.2% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | 6.08× | — |
| TTM Free Cash FlowTrailing 4 quarters | $54.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.4M | $27.7M | ||
| Q3 25 | $14.0M | $2.3M | ||
| Q2 25 | $5.5M | $12.5M | ||
| Q1 25 | $2.2M | $5.5M | ||
| Q4 24 | $93.2M | $31.9M | ||
| Q3 24 | $11.9M | $8.5M | ||
| Q2 24 | $54.9M | $5.4M | ||
| Q1 24 | $-11.9M | $6.1M |
| Q4 25 | $33.4M | — | ||
| Q3 25 | $13.7M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $2.1M | — | ||
| Q4 24 | $89.4M | — | ||
| Q3 24 | $10.5M | — | ||
| Q2 24 | $53.8M | — | ||
| Q1 24 | $-12.8M | — |
| Q4 25 | 140.2% | — | ||
| Q3 25 | 57.4% | — | ||
| Q2 25 | 23.0% | — | ||
| Q1 25 | 10.0% | — | ||
| Q4 24 | 394.0% | — | ||
| Q3 24 | 49.0% | — | ||
| Q2 24 | 278.6% | — | ||
| Q1 24 | -71.8% | — |
| Q4 25 | 4.0% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 16.7% | — | ||
| Q3 24 | 6.7% | — | ||
| Q2 24 | 5.9% | — | ||
| Q1 24 | 4.8% | — |
| Q4 25 | 6.08× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.92× | 3.02× | ||
| Q1 25 | 0.48× | 1.44× | ||
| Q4 24 | 15.23× | 7.57× | ||
| Q3 24 | 2.63× | 2.17× | ||
| Q2 24 | 59.35× | 1.32× | ||
| Q1 24 | -6.24× | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
