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Side-by-side financial comparison of loanDepot, Inc. (LDI) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $220.2M, roughly 1.4× Shutterstock, Inc.). loanDepot, Inc. runs the higher net margin — -7.2% vs -7.3%, a 0.0% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs -12.0%). Shutterstock, Inc. produced more free cash flow last quarter ($25.9M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 1.4%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...
LDI vs SSTK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $220.2M |
| Net Profit | $-22.5M | $-16.0M |
| Gross Margin | — | 55.8% |
| Operating Margin | -10.3% | -1.1% |
| Net Margin | -7.2% | -7.3% |
| Revenue YoY | 20.5% | -12.0% |
| Net Profit YoY | 32.4% | -1021.0% |
| EPS (diluted) | — | $-0.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $220.2M | ||
| Q3 25 | $323.3M | $260.1M | ||
| Q2 25 | $282.5M | $267.0M | ||
| Q1 25 | $273.6M | $242.6M | ||
| Q4 24 | $257.5M | $250.3M | ||
| Q3 24 | $314.6M | $250.6M | ||
| Q2 24 | $265.4M | $220.1M | ||
| Q1 24 | $222.8M | $214.3M |
| Q4 25 | $-22.5M | $-16.0M | ||
| Q3 25 | $-4.9M | $13.4M | ||
| Q2 25 | $-13.4M | $29.4M | ||
| Q1 25 | $-21.9M | $18.7M | ||
| Q4 24 | $-33.2M | $-1.4M | ||
| Q3 24 | $1.4M | $17.6M | ||
| Q2 24 | $-32.2M | $3.6M | ||
| Q1 24 | $-34.3M | $16.1M |
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% | ||
| Q1 24 | — | 58.8% |
| Q4 25 | -10.3% | -1.1% | ||
| Q3 25 | -3.2% | 12.5% | ||
| Q2 25 | -11.4% | 13.0% | ||
| Q1 25 | -16.8% | 4.2% | ||
| Q4 24 | -32.7% | 5.3% | ||
| Q3 24 | 1.1% | 7.2% | ||
| Q2 24 | -29.1% | 9.4% | ||
| Q1 24 | -38.2% | 7.8% |
| Q4 25 | -7.2% | -7.3% | ||
| Q3 25 | -1.5% | 5.1% | ||
| Q2 25 | -4.7% | 11.0% | ||
| Q1 25 | -8.0% | 7.7% | ||
| Q4 24 | -12.9% | -0.6% | ||
| Q3 24 | 0.4% | 7.0% | ||
| Q2 24 | -12.1% | 1.6% | ||
| Q1 24 | -15.4% | 7.5% |
| Q4 25 | — | $-0.47 | ||
| Q3 25 | — | $0.37 | ||
| Q2 25 | — | $0.82 | ||
| Q1 25 | — | $0.53 | ||
| Q4 24 | — | $-0.04 | ||
| Q3 24 | $0.01 | $0.50 | ||
| Q2 24 | $-0.18 | $0.10 | ||
| Q1 24 | $-0.19 | $0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $178.2M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $581.0M |
| Total Assets | $6.9B | $1.4B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $178.2M | ||
| Q3 25 | $459.2M | $165.5M | ||
| Q2 25 | $408.6M | $116.4M | ||
| Q1 25 | $371.5M | $112.2M | ||
| Q4 24 | $421.6M | $111.3M | ||
| Q3 24 | $483.0M | $131.4M | ||
| Q2 24 | $533.2M | $74.9M | ||
| Q1 24 | $603.7M | $71.8M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | $386.0M | $581.0M | ||
| Q3 25 | $433.3M | $594.4M | ||
| Q2 25 | $439.1M | $586.2M | ||
| Q1 25 | $469.3M | $547.2M | ||
| Q4 24 | $506.6M | $518.4M | ||
| Q3 24 | $592.0M | $522.9M | ||
| Q2 24 | $578.9M | $520.4M | ||
| Q1 24 | $637.3M | $541.3M |
| Q4 25 | $6.9B | $1.4B | ||
| Q3 25 | $6.2B | $1.4B | ||
| Q2 25 | $6.2B | $1.4B | ||
| Q1 25 | $6.4B | $1.3B | ||
| Q4 24 | $6.3B | $1.3B | ||
| Q3 24 | $6.4B | $1.3B | ||
| Q2 24 | $5.9B | $1.0B | ||
| Q1 24 | $6.2B | $1.0B |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $36.2M |
| Free Cash FlowOCF − Capex | $-648.0M | $25.9M |
| FCF MarginFCF / Revenue | -208.9% | 11.8% |
| Capex IntensityCapex / Revenue | 3.0% | 4.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $123.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $36.2M | ||
| Q3 25 | $43.4M | $78.4M | ||
| Q2 25 | $67.6M | $26.8M | ||
| Q1 25 | $-179.9M | $25.2M | ||
| Q4 24 | $47.7M | $8.0M | ||
| Q3 24 | $-349.2M | $-11.6M | ||
| Q2 24 | $-278.3M | $28.0M | ||
| Q1 24 | $-278.5M | $8.3M |
| Q4 25 | $-648.0M | $25.9M | ||
| Q3 25 | $38.7M | $68.0M | ||
| Q2 25 | $61.4M | $15.5M | ||
| Q1 25 | $-186.7M | $14.4M | ||
| Q4 24 | $40.8M | $-952.0K | ||
| Q3 24 | $-356.4M | $-26.3M | ||
| Q2 24 | $-285.7M | $18.9M | ||
| Q1 24 | $-283.3M | $-6.2M |
| Q4 25 | -208.9% | 11.8% | ||
| Q3 25 | 12.0% | 26.1% | ||
| Q2 25 | 21.7% | 5.8% | ||
| Q1 25 | -68.2% | 6.0% | ||
| Q4 24 | 15.8% | -0.4% | ||
| Q3 24 | -113.3% | -10.5% | ||
| Q2 24 | -107.7% | 8.6% | ||
| Q1 24 | -127.2% | -2.9% |
| Q4 25 | 3.0% | 4.7% | ||
| Q3 25 | 1.5% | 4.0% | ||
| Q2 25 | 2.2% | 4.2% | ||
| Q1 25 | 2.5% | 4.5% | ||
| Q4 24 | 2.7% | 3.6% | ||
| Q3 24 | 2.3% | 5.9% | ||
| Q2 24 | 2.8% | 4.1% | ||
| Q1 24 | 2.1% | 6.7% |
| Q4 25 | — | — | ||
| Q3 25 | — | 5.86× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.35× | ||
| Q4 24 | — | — | ||
| Q3 24 | -255.05× | -0.66× | ||
| Q2 24 | — | 7.71× | ||
| Q1 24 | — | 0.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
