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Side-by-side financial comparison of loanDepot, Inc. (LDI) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.
TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $310.3M, roughly 1.8× loanDepot, Inc.). loanDepot, Inc. runs the higher net margin — -7.2% vs -29.9%, a 22.7% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 0.4%). TTEC Holdings, Inc. produced more free cash flow last quarter ($-9.2M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs -0.6%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.
LDI vs TTEC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $570.0M |
| Net Profit | $-22.5M | $-170.5M |
| Gross Margin | — | — |
| Operating Margin | -10.3% | -30.3% |
| Net Margin | -7.2% | -29.9% |
| Revenue YoY | 20.5% | 0.4% |
| Net Profit YoY | 32.4% | -3791.9% |
| EPS (diluted) | — | $-3.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $570.0M | ||
| Q3 25 | $323.3M | $519.1M | ||
| Q2 25 | $282.5M | $513.6M | ||
| Q1 25 | $273.6M | $534.2M | ||
| Q4 24 | $257.5M | $567.4M | ||
| Q3 24 | $314.6M | $529.4M | ||
| Q2 24 | $265.4M | $534.1M | ||
| Q1 24 | $222.8M | $576.6M |
| Q4 25 | $-22.5M | $-170.5M | ||
| Q3 25 | $-4.9M | $-13.4M | ||
| Q2 25 | $-13.4M | $-8.0M | ||
| Q1 25 | $-21.9M | $1.4M | ||
| Q4 24 | $-33.2M | $4.6M | ||
| Q3 24 | $1.4M | $-21.1M | ||
| Q2 24 | $-32.2M | $-299.5M | ||
| Q1 24 | $-34.3M | $-2.3M |
| Q4 25 | -10.3% | -30.3% | ||
| Q3 25 | -3.2% | 2.4% | ||
| Q2 25 | -11.4% | 3.7% | ||
| Q1 25 | -16.8% | 4.5% | ||
| Q4 24 | -32.7% | 2.7% | ||
| Q3 24 | 1.1% | 2.4% | ||
| Q2 24 | -29.1% | -42.0% | ||
| Q1 24 | -38.2% | 3.9% |
| Q4 25 | -7.2% | -29.9% | ||
| Q3 25 | -1.5% | -2.6% | ||
| Q2 25 | -4.7% | -1.6% | ||
| Q1 25 | -8.0% | 0.3% | ||
| Q4 24 | -12.9% | 0.8% | ||
| Q3 24 | 0.4% | -4.0% | ||
| Q2 24 | -12.1% | -56.1% | ||
| Q1 24 | -15.4% | -0.4% |
| Q4 25 | — | $-3.57 | ||
| Q3 25 | — | $-0.28 | ||
| Q2 25 | — | $-0.17 | ||
| Q1 25 | — | $0.03 | ||
| Q4 24 | — | $0.05 | ||
| Q3 24 | $0.01 | $-0.44 | ||
| Q2 24 | $-0.18 | $-6.30 | ||
| Q1 24 | $-0.19 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $82.9M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $112.9M |
| Total Assets | $6.9B | $1.5B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $82.9M | ||
| Q3 25 | $459.2M | $73.5M | ||
| Q2 25 | $408.6M | $82.6M | ||
| Q1 25 | $371.5M | $85.1M | ||
| Q4 24 | $421.6M | $85.0M | ||
| Q3 24 | $483.0M | $96.9M | ||
| Q2 24 | $533.2M | $79.8M | ||
| Q1 24 | $603.7M | $91.5M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | $386.0M | $112.9M | ||
| Q3 25 | $433.3M | $280.8M | ||
| Q2 25 | $439.1M | $295.2M | ||
| Q1 25 | $469.3M | $281.5M | ||
| Q4 24 | $506.6M | $268.1M | ||
| Q3 24 | $592.0M | $295.1M | ||
| Q2 24 | $578.9M | $304.2M | ||
| Q1 24 | $637.3M | $612.4M |
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.2B | $1.7B | ||
| Q2 25 | $6.2B | $1.7B | ||
| Q1 25 | $6.4B | $1.7B | ||
| Q4 24 | $6.3B | $1.8B | ||
| Q3 24 | $6.4B | $1.8B | ||
| Q2 24 | $5.9B | $1.8B | ||
| Q1 24 | $6.2B | $2.1B |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $2.6M |
| Free Cash FlowOCF − Capex | $-648.0M | $-9.2M |
| FCF MarginFCF / Revenue | -208.9% | -1.6% |
| Capex IntensityCapex / Revenue | 3.0% | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $83.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $2.6M | ||
| Q3 25 | $43.4M | $4.2M | ||
| Q2 25 | $67.6M | $92.7M | ||
| Q1 25 | $-179.9M | $21.6M | ||
| Q4 24 | $47.7M | $-1.1M | ||
| Q3 24 | $-349.2M | $-91.4M | ||
| Q2 24 | $-278.3M | $49.3M | ||
| Q1 24 | $-278.5M | $-15.6M |
| Q4 25 | $-648.0M | $-9.2M | ||
| Q3 25 | $38.7M | $-9.6M | ||
| Q2 25 | $61.4M | $85.5M | ||
| Q1 25 | $-186.7M | $16.2M | ||
| Q4 24 | $40.8M | $-9.8M | ||
| Q3 24 | $-356.4M | $-100.2M | ||
| Q2 24 | $-285.7M | $35.1M | ||
| Q1 24 | $-283.3M | $-29.1M |
| Q4 25 | -208.9% | -1.6% | ||
| Q3 25 | 12.0% | -1.8% | ||
| Q2 25 | 21.7% | 16.7% | ||
| Q1 25 | -68.2% | 3.0% | ||
| Q4 24 | 15.8% | -1.7% | ||
| Q3 24 | -113.3% | -18.9% | ||
| Q2 24 | -107.7% | 6.6% | ||
| Q1 24 | -127.2% | -5.0% |
| Q4 25 | 3.0% | 2.1% | ||
| Q3 25 | 1.5% | 2.7% | ||
| Q2 25 | 2.2% | 1.4% | ||
| Q1 25 | 2.5% | 1.0% | ||
| Q4 24 | 2.7% | 1.5% | ||
| Q3 24 | 2.3% | 1.7% | ||
| Q2 24 | 2.8% | 2.7% | ||
| Q1 24 | 2.1% | 2.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 15.60× | ||
| Q4 24 | — | -0.24× | ||
| Q3 24 | -255.05× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LDI
Segment breakdown not available.
TTEC
| Ttec Engage | $444.5M | 78% |
| Ttec Digital | $125.5M | 22% |
