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Side-by-side financial comparison of Legacy Housing Corp (LEGH) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $25.5M, roughly 1.4× Legacy Housing Corp). UNITY BANCORP INC runs the higher net margin — 43.9% vs 32.2%, a 11.7% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -30.6%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $15.7M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -9.1%).
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
LEGH vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.5M | $35.3M |
| Net Profit | $8.2M | $15.5M |
| Gross Margin | 26.4% | — |
| Operating Margin | 40.4% | 55.8% |
| Net Margin | 32.2% | 43.9% |
| Revenue YoY | -30.6% | 24.2% |
| Net Profit YoY | -43.5% | 34.5% |
| EPS (diluted) | $0.38 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.5M | $35.3M | ||
| Q3 25 | $28.8M | $32.8M | ||
| Q2 25 | $38.4M | $34.4M | ||
| Q1 25 | $24.3M | $29.4M | ||
| Q4 24 | $36.7M | $28.4M | ||
| Q3 24 | $30.2M | $27.7M | ||
| Q2 24 | $31.7M | $25.5M | ||
| Q1 24 | $30.8M | $25.6M |
| Q4 25 | $8.2M | $15.5M | ||
| Q3 25 | $8.6M | $14.4M | ||
| Q2 25 | $14.7M | $16.5M | ||
| Q1 25 | $10.3M | $11.6M | ||
| Q4 24 | $14.5M | $11.5M | ||
| Q3 24 | $15.8M | $10.9M | ||
| Q2 24 | $16.2M | $9.5M | ||
| Q1 24 | $15.1M | $9.6M |
| Q4 25 | 26.4% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 32.4% | — | ||
| Q1 25 | 29.2% | — | ||
| Q4 24 | 27.3% | — | ||
| Q3 24 | 29.2% | — | ||
| Q2 24 | 31.9% | — | ||
| Q1 24 | 33.6% | — |
| Q4 25 | 40.4% | 55.8% | ||
| Q3 25 | 33.7% | 57.5% | ||
| Q2 25 | 43.8% | 62.6% | ||
| Q1 25 | 47.7% | 52.6% | ||
| Q4 24 | 42.3% | 51.0% | ||
| Q3 24 | 50.8% | 52.7% | ||
| Q2 24 | 50.6% | 49.3% | ||
| Q1 24 | 54.3% | 50.0% |
| Q4 25 | 32.2% | 43.9% | ||
| Q3 25 | 30.0% | 43.8% | ||
| Q2 25 | 38.3% | 48.0% | ||
| Q1 25 | 42.3% | 39.5% | ||
| Q4 24 | 39.5% | 40.5% | ||
| Q3 24 | 52.4% | 39.4% | ||
| Q2 24 | 51.1% | 37.1% | ||
| Q1 24 | 49.1% | 37.5% |
| Q4 25 | $0.38 | $1.52 | ||
| Q3 25 | $0.35 | $1.41 | ||
| Q2 25 | $0.60 | $1.61 | ||
| Q1 25 | $0.41 | $1.13 | ||
| Q4 24 | $0.59 | $1.13 | ||
| Q3 24 | $0.64 | $1.07 | ||
| Q2 24 | $0.65 | $0.92 | ||
| Q1 24 | $0.60 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.5M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.6M | $345.6M |
| Total Assets | $580.3M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.5M | — | ||
| Q3 25 | $13.6M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $3.4M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $570.0K | — | ||
| Q2 24 | $60.0K | — | ||
| Q1 24 | $621.0K | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $528.6M | $345.6M | ||
| Q3 25 | $521.6M | $334.0M | ||
| Q2 25 | $512.8M | $319.8M | ||
| Q1 25 | $503.7M | $306.1M | ||
| Q4 24 | $494.0M | $295.6M | ||
| Q3 24 | $479.3M | $284.3M | ||
| Q2 24 | $463.2M | $273.4M | ||
| Q1 24 | $450.4M | $266.8M |
| Q4 25 | $580.3M | $3.0B | ||
| Q3 25 | $557.9M | $2.9B | ||
| Q2 25 | $552.0M | $2.9B | ||
| Q1 25 | $544.6M | $2.8B | ||
| Q4 24 | $534.2M | $2.7B | ||
| Q3 24 | $521.4M | $2.6B | ||
| Q2 24 | $514.9M | $2.6B | ||
| Q1 24 | $510.0M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.0M | $44.9M |
| Free Cash FlowOCF − Capex | $15.7M | $44.3M |
| FCF MarginFCF / Revenue | 61.6% | 125.7% |
| Capex IntensityCapex / Revenue | 13.1% | 1.6% |
| Cash ConversionOCF / Net Profit | 2.32× | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $28.2M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.0M | $44.9M | ||
| Q3 25 | $7.2M | $45.5M | ||
| Q2 25 | $6.1M | $-25.3M | ||
| Q1 25 | $4.9M | $17.9M | ||
| Q4 24 | $7.9M | $48.0M | ||
| Q3 24 | $13.8M | $17.7M | ||
| Q2 24 | $3.5M | $-8.4M | ||
| Q1 24 | $10.8M | $15.8M |
| Q4 25 | $15.7M | $44.3M | ||
| Q3 25 | $5.1M | $45.3M | ||
| Q2 25 | $3.7M | $-25.5M | ||
| Q1 25 | $3.6M | $17.6M | ||
| Q4 24 | $6.0M | $47.3M | ||
| Q3 24 | $9.1M | $17.5M | ||
| Q2 24 | $1.7M | $-8.6M | ||
| Q1 24 | $9.9M | $15.7M |
| Q4 25 | 61.6% | 125.7% | ||
| Q3 25 | 17.8% | 138.1% | ||
| Q2 25 | 9.6% | -74.2% | ||
| Q1 25 | 15.0% | 59.9% | ||
| Q4 24 | 16.4% | 166.5% | ||
| Q3 24 | 30.2% | 63.3% | ||
| Q2 24 | 5.4% | -33.7% | ||
| Q1 24 | 32.2% | 61.4% |
| Q4 25 | 13.1% | 1.6% | ||
| Q3 25 | 7.1% | 0.7% | ||
| Q2 25 | 6.2% | 0.5% | ||
| Q1 25 | 5.2% | 1.0% | ||
| Q4 24 | 5.1% | 2.4% | ||
| Q3 24 | 15.6% | 0.5% | ||
| Q2 24 | 5.5% | 0.5% | ||
| Q1 24 | 2.8% | 0.3% |
| Q4 25 | 2.32× | 2.90× | ||
| Q3 25 | 0.83× | 3.16× | ||
| Q2 25 | 0.41× | -1.54× | ||
| Q1 25 | 0.48× | 1.54× | ||
| Q4 24 | 0.54× | 4.17× | ||
| Q3 24 | 0.88× | 1.62× | ||
| Q2 24 | 0.21× | -0.89× | ||
| Q1 24 | 0.71× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
UNTY
Segment breakdown not available.
