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Side-by-side financial comparison of LifeMD, Inc. (LFMD) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
PennyMac Mortgage Investment Trust is the larger business by last-quarter revenue ($93.6M vs $60.2M, roughly 1.6× LifeMD, Inc.). PennyMac Mortgage Investment Trust runs the higher net margin — 56.0% vs -6.3%, a 62.3% gap on every dollar of revenue. On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs -13.3%). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 12.3%).
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
LFMD vs PMT — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $60.2M | $93.6M |
| Net Profit | $-3.8M | $52.4M |
| Gross Margin | 87.7% | — |
| Operating Margin | -3.3% | 38.6% |
| Net Margin | -6.3% | 56.0% |
| Revenue YoY | 13.0% | -13.3% |
| Net Profit YoY | 18.3% | 12.5% |
| EPS (diluted) | — | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $93.6M | ||
| Q3 25 | $60.2M | $99.2M | ||
| Q2 25 | $62.7M | $70.2M | ||
| Q1 25 | $64.1M | $44.5M | ||
| Q4 24 | — | $107.9M | ||
| Q3 24 | $53.3M | $80.9M | ||
| Q2 24 | $50.7M | $71.2M | ||
| Q1 24 | $44.1M | $74.2M |
| Q4 25 | — | $52.4M | ||
| Q3 25 | $-3.8M | $58.3M | ||
| Q2 25 | $-1.6M | $7.5M | ||
| Q1 25 | $-183.8K | $9.7M | ||
| Q4 24 | — | $46.5M | ||
| Q3 24 | $-4.7M | $41.4M | ||
| Q2 24 | $-6.9M | $25.4M | ||
| Q1 24 | $-6.8M | $47.6M |
| Q4 25 | — | — | ||
| Q3 25 | 87.7% | — | ||
| Q2 25 | 88.1% | — | ||
| Q1 25 | 86.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 90.6% | — | ||
| Q2 24 | 90.1% | — | ||
| Q1 24 | 89.6% | — |
| Q4 25 | — | 38.6% | ||
| Q3 25 | -3.3% | 47.4% | ||
| Q2 25 | -0.7% | 24.2% | ||
| Q1 25 | 1.5% | -14.2% | ||
| Q4 24 | — | 51.1% | ||
| Q3 24 | -7.5% | 32.8% | ||
| Q2 24 | -12.4% | 40.2% | ||
| Q1 24 | -14.0% | 43.6% |
| Q4 25 | — | 56.0% | ||
| Q3 25 | -6.3% | 58.7% | ||
| Q2 25 | -2.6% | 10.7% | ||
| Q1 25 | -0.3% | 21.8% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | -8.7% | 51.2% | ||
| Q2 24 | -13.6% | 35.7% | ||
| Q1 24 | -15.3% | 64.2% |
| Q4 25 | — | $0.49 | ||
| Q3 25 | — | $0.55 | ||
| Q2 25 | $-0.05 | $-0.04 | ||
| Q1 25 | $-0.02 | $-0.01 | ||
| Q4 24 | — | $0.45 | ||
| Q3 24 | $-0.13 | $0.36 | ||
| Q2 24 | — | $0.17 | ||
| Q1 24 | — | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $190.5M |
| Total DebtLower is stronger | — | $1.1B |
| Stockholders' EquityBook value | $1.3M | $1.9B |
| Total Assets | $66.0M | $21.3B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $190.5M | ||
| Q3 25 | — | $181.0M | ||
| Q2 25 | $36.2M | $108.6M | ||
| Q1 25 | $34.4M | $204.2M | ||
| Q4 24 | — | $103.2M | ||
| Q3 24 | $37.6M | $102.8M | ||
| Q2 24 | $35.7M | $336.3M | ||
| Q1 24 | $35.1M | $343.3M |
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $299.0M | ||
| Q2 25 | $15.9M | $1.2B | ||
| Q1 25 | — | $968.4M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $5.4B | ||
| Q1 24 | — | $5.1B |
| Q4 25 | — | $1.9B | ||
| Q3 25 | $1.3M | $1.9B | ||
| Q2 25 | $-1.8M | $1.9B | ||
| Q1 25 | $-2.3M | $1.9B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | $-7.7M | $1.9B | ||
| Q2 24 | $-4.2M | $1.9B | ||
| Q1 24 | $-845.3K | $2.0B |
| Q4 25 | — | $21.3B | ||
| Q3 25 | $66.0M | $18.5B | ||
| Q2 25 | $73.6M | $16.8B | ||
| Q1 25 | $73.6M | $14.9B | ||
| Q4 24 | — | $14.4B | ||
| Q3 24 | $72.6M | $13.1B | ||
| Q2 24 | $63.8M | $12.1B | ||
| Q1 24 | $61.5M | $12.3B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.65× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | — | 0.52× | ||
| Q3 24 | — | 2.70× | ||
| Q2 24 | — | 2.76× | ||
| Q1 24 | — | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-147.1K | $-7.2B |
| Free Cash FlowOCF − Capex | $-944.4K | — |
| FCF MarginFCF / Revenue | -1.6% | — |
| Capex IntensityCapex / Revenue | 1.3% | — |
| Cash ConversionOCF / Net Profit | — | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | $16.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-7.2B | ||
| Q3 25 | $-147.1K | $-1.3B | ||
| Q2 25 | $8.6M | $-2.0B | ||
| Q1 25 | $3.1M | $-594.3M | ||
| Q4 24 | — | $-2.7B | ||
| Q3 24 | $6.7M | $-983.8M | ||
| Q2 24 | $4.5M | $243.8M | ||
| Q1 24 | $5.2M | $-342.4M |
| Q4 25 | — | — | ||
| Q3 25 | $-944.4K | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $3.9M | — | ||
| Q1 24 | $5.0M | — |
| Q4 25 | — | — | ||
| Q3 25 | -1.6% | — | ||
| Q2 25 | 12.5% | — | ||
| Q1 25 | 4.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 11.7% | — | ||
| Q2 24 | 7.7% | — | ||
| Q1 24 | 11.4% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 0.4% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | — | -22.26× | ||
| Q2 25 | — | -267.53× | ||
| Q1 25 | — | -61.39× | ||
| Q4 24 | — | -58.08× | ||
| Q3 24 | — | -23.76× | ||
| Q2 24 | — | 9.59× | ||
| Q1 24 | — | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
