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Side-by-side financial comparison of LifeMD, Inc. (LFMD) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $60.2M, roughly 1.4× LifeMD, Inc.). TFS Financial CORP runs the higher net margin — 26.6% vs -6.3%, a 32.9% gap on every dollar of revenue. On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs 11.9%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $-944.4K). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 4.2%).

SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

LFMD vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.4× larger
TFSL
$83.7M
$60.2M
LFMD
Growing faster (revenue YoY)
LFMD
LFMD
+1.1% gap
LFMD
13.0%
11.9%
TFSL
Higher net margin
TFSL
TFSL
32.9% more per $
TFSL
26.6%
-6.3%
LFMD
More free cash flow
TFSL
TFSL
$58.0M more FCF
TFSL
$57.1M
$-944.4K
LFMD
Faster 2-yr revenue CAGR
LFMD
LFMD
Annualised
LFMD
24.8%
4.2%
TFSL

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
LFMD
LFMD
TFSL
TFSL
Revenue
$60.2M
$83.7M
Net Profit
$-3.8M
$22.3M
Gross Margin
87.7%
Operating Margin
-3.3%
34.0%
Net Margin
-6.3%
26.6%
Revenue YoY
13.0%
11.9%
Net Profit YoY
18.3%
-0.7%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LFMD
LFMD
TFSL
TFSL
Q4 25
$83.7M
Q3 25
$60.2M
$85.5M
Q2 25
$62.7M
$82.0M
Q1 25
$64.1M
$79.1M
Q4 24
$74.8M
Q3 24
$53.3M
$75.1M
Q2 24
$50.7M
$75.5M
Q1 24
$44.1M
$77.1M
Net Profit
LFMD
LFMD
TFSL
TFSL
Q4 25
$22.3M
Q3 25
$-3.8M
$26.0M
Q2 25
$-1.6M
$21.5M
Q1 25
$-183.8K
$21.0M
Q4 24
$22.4M
Q3 24
$-4.7M
$18.2M
Q2 24
$-6.9M
$20.0M
Q1 24
$-6.8M
$20.7M
Gross Margin
LFMD
LFMD
TFSL
TFSL
Q4 25
Q3 25
87.7%
Q2 25
88.1%
Q1 25
86.5%
Q4 24
Q3 24
90.6%
Q2 24
90.1%
Q1 24
89.6%
Operating Margin
LFMD
LFMD
TFSL
TFSL
Q4 25
34.0%
Q3 25
-3.3%
37.9%
Q2 25
-0.7%
33.3%
Q1 25
1.5%
33.5%
Q4 24
37.9%
Q3 24
-7.5%
30.7%
Q2 24
-12.4%
33.4%
Q1 24
-14.0%
33.6%
Net Margin
LFMD
LFMD
TFSL
TFSL
Q4 25
26.6%
Q3 25
-6.3%
30.4%
Q2 25
-2.6%
26.2%
Q1 25
-0.3%
26.6%
Q4 24
30.0%
Q3 24
-8.7%
24.2%
Q2 24
-13.6%
26.4%
Q1 24
-15.3%
26.9%
EPS (diluted)
LFMD
LFMD
TFSL
TFSL
Q4 25
$0.08
Q3 25
$0.09
Q2 25
$-0.05
$0.08
Q1 25
$-0.02
$0.07
Q4 24
$0.08
Q3 24
$-0.13
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LFMD
LFMD
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3M
$1.9B
Total Assets
$66.0M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LFMD
LFMD
TFSL
TFSL
Q4 25
$456.7M
Q3 25
$429.4M
Q2 25
$36.2M
$452.6M
Q1 25
$34.4M
$463.6M
Q4 24
$465.9M
Q3 24
$37.6M
$463.7M
Q2 24
$35.7M
$560.4M
Q1 24
$35.1M
$594.3M
Total Debt
LFMD
LFMD
TFSL
TFSL
Q4 25
Q3 25
Q2 25
$15.9M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
LFMD
LFMD
TFSL
TFSL
Q4 25
$1.9B
Q3 25
$1.3M
$1.9B
Q2 25
$-1.8M
$1.9B
Q1 25
$-2.3M
$1.9B
Q4 24
$1.9B
Q3 24
$-7.7M
$1.9B
Q2 24
$-4.2M
$1.9B
Q1 24
$-845.3K
$1.9B
Total Assets
LFMD
LFMD
TFSL
TFSL
Q4 25
$17.5B
Q3 25
$66.0M
$17.5B
Q2 25
$73.6M
$17.4B
Q1 25
$73.6M
$17.1B
Q4 24
$17.1B
Q3 24
$72.6M
$17.1B
Q2 24
$63.8M
$17.0B
Q1 24
$61.5M
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LFMD
LFMD
TFSL
TFSL
Operating Cash FlowLast quarter
$-147.1K
$58.7M
Free Cash FlowOCF − Capex
$-944.4K
$57.1M
FCF MarginFCF / Revenue
-1.6%
68.2%
Capex IntensityCapex / Revenue
1.3%
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$16.1M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LFMD
LFMD
TFSL
TFSL
Q4 25
$58.7M
Q3 25
$-147.1K
$82.4M
Q2 25
$8.6M
$26.8M
Q1 25
$3.1M
$21.2M
Q4 24
$45.5M
Q3 24
$6.7M
$88.6M
Q2 24
$4.5M
$96.7M
Q1 24
$5.2M
$14.2M
Free Cash Flow
LFMD
LFMD
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$-944.4K
$71.0M
Q2 25
$7.8M
$25.0M
Q1 25
$2.9M
$14.3M
Q4 24
$44.9M
Q3 24
$6.3M
$85.5M
Q2 24
$3.9M
$95.9M
Q1 24
$5.0M
$13.4M
FCF Margin
LFMD
LFMD
TFSL
TFSL
Q4 25
68.2%
Q3 25
-1.6%
83.0%
Q2 25
12.5%
30.5%
Q1 25
4.6%
18.0%
Q4 24
60.0%
Q3 24
11.7%
113.8%
Q2 24
7.7%
127.0%
Q1 24
11.4%
17.4%
Capex Intensity
LFMD
LFMD
TFSL
TFSL
Q4 25
2.0%
Q3 25
1.3%
13.4%
Q2 25
1.3%
2.1%
Q1 25
0.2%
8.8%
Q4 24
0.9%
Q3 24
0.8%
4.1%
Q2 24
1.3%
1.1%
Q1 24
0.4%
1.1%
Cash Conversion
LFMD
LFMD
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LFMD
LFMD

Telehealth Subscription Revenue$27.3M45%
Telehealth$20.0M33%
Work Simpli Revenue$12.9M21%
Product And Services$2.5M4%

TFSL
TFSL

Segment breakdown not available.

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