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Side-by-side financial comparison of LifeStance Health Group, Inc. (LFST) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
LifeStance Health Group, Inc. is the larger business by last-quarter revenue ($382.2M vs $333.4M, roughly 1.1× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 3.1%, a 13.9% gap on every dollar of revenue. On growth, LifeStance Health Group, Inc. posted the faster year-over-year revenue change (17.4% vs 13.7%). LifeStance Health Group, Inc. produced more free cash flow last quarter ($46.6M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 12.8%).
Lifestance Health (Lifestance) is an American outpatient behavioral health services provider. They provide their services in person and via tele-health. Their services include therapy, psychiatry, TMS, and ketamine therapies. They have landed in lawsuits multiple times over labor violations, leaking of customer information, and misleading investors.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
LFST vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $382.2M | $333.4M |
| Net Profit | $11.7M | $56.5M |
| Gross Margin | — | — |
| Operating Margin | 4.7% | 37.7% |
| Net Margin | 3.1% | 17.0% |
| Revenue YoY | 17.4% | 13.7% |
| Net Profit YoY | 264.1% | 206.3% |
| EPS (diluted) | — | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.2M | $333.4M | ||
| Q3 25 | $363.8M | $311.1M | ||
| Q2 25 | $345.3M | $287.7M | ||
| Q1 25 | $333.0M | $269.6M | ||
| Q4 24 | $325.5M | $293.2M | ||
| Q3 24 | $312.7M | $281.5M | ||
| Q2 24 | $312.3M | $284.2M | ||
| Q1 24 | $300.4M | $255.6M |
| Q4 25 | $11.7M | $56.5M | ||
| Q3 25 | $1.1M | $-407.7M | ||
| Q2 25 | $-3.8M | $42.4M | ||
| Q1 25 | $709.0K | $3.7M | ||
| Q4 24 | $-7.1M | $18.5M | ||
| Q3 24 | $-6.0M | $27.2M | ||
| Q2 24 | $-23.3M | $21.5M | ||
| Q1 24 | $-21.1M | $3.5M |
| Q4 25 | 4.7% | 37.7% | ||
| Q3 25 | 2.0% | -101.4% | ||
| Q2 25 | -0.9% | 29.6% | ||
| Q1 25 | 0.5% | 27.7% | ||
| Q4 24 | 0.3% | 32.1% | ||
| Q3 24 | 0.0% | 32.0% | ||
| Q2 24 | -5.1% | 31.4% | ||
| Q1 24 | -5.6% | 26.0% |
| Q4 25 | 3.1% | 17.0% | ||
| Q3 25 | 0.3% | -131.0% | ||
| Q2 25 | -1.1% | 14.7% | ||
| Q1 25 | 0.2% | 1.4% | ||
| Q4 24 | -2.2% | 6.3% | ||
| Q3 24 | -1.9% | 9.6% | ||
| Q2 24 | -7.5% | 7.6% | ||
| Q1 24 | -7.0% | 1.4% |
| Q4 25 | — | $1.47 | ||
| Q3 25 | — | $-10.43 | ||
| Q2 25 | — | $1.08 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | — | $0.47 | ||
| Q3 24 | — | $0.69 | ||
| Q2 24 | — | $0.54 | ||
| Q1 24 | — | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $248.6M | $104.4M |
| Total DebtLower is stronger | $282.8M | — |
| Stockholders' EquityBook value | $1.5B | $979.9M |
| Total Assets | $2.2B | $5.1B |
| Debt / EquityLower = less leverage | 0.19× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $248.6M | $104.4M | ||
| Q3 25 | $203.9M | $107.5M | ||
| Q2 25 | $188.9M | $131.6M | ||
| Q1 25 | $134.3M | $128.7M | ||
| Q4 24 | $154.6M | $105.9M | ||
| Q3 24 | $102.6M | $141.1M | ||
| Q2 24 | $87.0M | $118.9M | ||
| Q1 24 | $49.5M | $108.1M |
| Q4 25 | $282.8M | — | ||
| Q3 25 | $284.6M | — | ||
| Q2 25 | $286.4M | — | ||
| Q1 25 | $288.2M | — | ||
| Q4 24 | $290.0M | — | ||
| Q3 24 | $287.3M | — | ||
| Q2 24 | $288.0M | — | ||
| Q1 24 | $288.8M | — |
| Q4 25 | $1.5B | $979.9M | ||
| Q3 25 | $1.5B | $928.5M | ||
| Q2 25 | $1.5B | $1.3B | ||
| Q1 25 | $1.5B | $1.2B | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $1.4B | $1.2B | ||
| Q2 24 | $1.4B | $1.1B | ||
| Q1 24 | $1.4B | $1.1B |
| Q4 25 | $2.2B | $5.1B | ||
| Q3 25 | $2.1B | $5.0B | ||
| Q2 25 | $2.1B | $5.4B | ||
| Q1 25 | $2.1B | $5.1B | ||
| Q4 24 | $2.1B | $4.9B | ||
| Q3 24 | $2.1B | $4.9B | ||
| Q2 24 | $2.1B | $4.7B | ||
| Q1 24 | $2.1B | $4.5B |
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.20× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.20× | — | ||
| Q1 24 | 0.20× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $57.6M | $-85.5M |
| Free Cash FlowOCF − Capex | $46.6M | $-90.4M |
| FCF MarginFCF / Revenue | 12.2% | -27.1% |
| Capex IntensityCapex / Revenue | 2.9% | 1.4% |
| Cash ConversionOCF / Net Profit | 4.93× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $110.0M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $57.6M | $-85.5M | ||
| Q3 25 | $27.3M | $-10.1M | ||
| Q2 25 | $64.4M | $-12.9M | ||
| Q1 25 | $-3.1M | $-52.6M | ||
| Q4 24 | $62.3M | $-94.6M | ||
| Q3 24 | $22.7M | $-35.0M | ||
| Q2 24 | $44.1M | $-29.5M | ||
| Q1 24 | $-21.8M | $-73.0M |
| Q4 25 | $46.6M | $-90.4M | ||
| Q3 25 | $17.0M | $-11.3M | ||
| Q2 25 | $56.6M | $-14.2M | ||
| Q1 25 | $-10.3M | $-53.5M | ||
| Q4 24 | $56.0M | $-98.6M | ||
| Q3 24 | $17.7M | $-36.1M | ||
| Q2 24 | $39.0M | $-30.8M | ||
| Q1 24 | $-26.9M | $-73.5M |
| Q4 25 | 12.2% | -27.1% | ||
| Q3 25 | 4.7% | -3.6% | ||
| Q2 25 | 16.4% | -4.9% | ||
| Q1 25 | -3.1% | -19.8% | ||
| Q4 24 | 17.2% | -33.6% | ||
| Q3 24 | 5.7% | -12.8% | ||
| Q2 24 | 12.5% | -10.8% | ||
| Q1 24 | -9.0% | -28.8% |
| Q4 25 | 2.9% | 1.4% | ||
| Q3 25 | 2.8% | 0.4% | ||
| Q2 25 | 2.2% | 0.4% | ||
| Q1 25 | 2.2% | 0.3% | ||
| Q4 24 | 1.9% | 1.4% | ||
| Q3 24 | 1.6% | 0.4% | ||
| Q2 24 | 1.6% | 0.5% | ||
| Q1 24 | 1.7% | 0.2% |
| Q4 25 | 4.93× | -1.51× | ||
| Q3 25 | 25.34× | — | ||
| Q2 25 | — | -0.30× | ||
| Q1 25 | -4.36× | -14.37× | ||
| Q4 24 | — | -5.13× | ||
| Q3 24 | — | -1.29× | ||
| Q2 24 | — | -1.37× | ||
| Q1 24 | — | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LFST
Segment breakdown not available.
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |