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Side-by-side financial comparison of Life360, Inc. (LIF) and Merchants Bancorp (MBIN). Click either name above to swap in a different company.
Merchants Bancorp is the larger business by last-quarter revenue ($175.2M vs $146.0M, roughly 1.2× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 38.6%, a 50.2% gap on every dollar of revenue. Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 4.8%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
LIF vs MBIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $175.2M |
| Net Profit | $129.7M | $67.7M |
| Gross Margin | 75.1% | — |
| Operating Margin | 6.1% | — |
| Net Margin | 88.8% | 38.6% |
| Revenue YoY | 26.4% | — |
| Net Profit YoY | 1425.9% | 16.3% |
| EPS (diluted) | $1.53 | $1.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $175.2M | ||
| Q4 25 | $146.0M | $185.3M | ||
| Q3 25 | $124.5M | $171.1M | ||
| Q2 25 | $115.4M | $179.2M | ||
| Q1 25 | $103.6M | $145.9M | ||
| Q4 24 | $115.5M | $193.8M | ||
| Q3 24 | $92.9M | $149.6M | ||
| Q2 24 | $84.9M | $159.5M |
| Q1 26 | — | $67.7M | ||
| Q4 25 | $129.7M | — | ||
| Q3 25 | $9.8M | $54.7M | ||
| Q2 25 | $7.0M | $38.0M | ||
| Q1 25 | $4.4M | $58.2M | ||
| Q4 24 | $8.5M | — | ||
| Q3 24 | $7.7M | $61.3M | ||
| Q2 24 | $-11.0M | $76.4M |
| Q1 26 | — | — | ||
| Q4 25 | 75.1% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.4% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 74.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 75.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.1% | 39.9% | ||
| Q3 25 | 4.6% | 37.8% | ||
| Q2 25 | 1.7% | 27.3% | ||
| Q1 25 | 2.1% | 52.4% | ||
| Q4 24 | 4.9% | 66.0% | ||
| Q3 24 | -5.3% | 54.4% | ||
| Q2 24 | -2.8% | 62.2% |
| Q1 26 | — | 38.6% | ||
| Q4 25 | 88.8% | — | ||
| Q3 25 | 7.9% | 32.0% | ||
| Q2 25 | 6.1% | 21.2% | ||
| Q1 25 | 4.2% | 39.9% | ||
| Q4 24 | 7.4% | — | ||
| Q3 24 | 8.3% | 41.0% | ||
| Q2 24 | -12.9% | 47.9% |
| Q1 26 | — | $1.25 | ||
| Q4 25 | $1.53 | $1.28 | ||
| Q3 25 | $0.11 | $0.97 | ||
| Q2 25 | $0.08 | $0.60 | ||
| Q1 25 | $0.05 | $0.93 | ||
| Q4 24 | $0.14 | $1.84 | ||
| Q3 24 | $0.09 | $1.17 | ||
| Q2 24 | $-0.15 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $83.2M |
| Total DebtLower is stronger | — | $32.0M |
| Stockholders' EquityBook value | $548.2M | $2.3B |
| Total Assets | $959.7M | $20.3B |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $83.2M | ||
| Q4 25 | $494.3M | — | ||
| Q3 25 | $455.7M | — | ||
| Q2 25 | $432.7M | — | ||
| Q1 25 | $168.9M | — | ||
| Q4 24 | $159.2M | — | ||
| Q3 24 | $159.0M | — | ||
| Q2 24 | $160.8M | — |
| Q1 26 | — | $32.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $2.3B | ||
| Q4 25 | $548.2M | $2.3B | ||
| Q3 25 | $391.4M | $2.2B | ||
| Q2 25 | $366.7M | $2.2B | ||
| Q1 25 | $376.3M | $2.2B | ||
| Q4 24 | $358.5M | $2.2B | ||
| Q3 24 | $339.7M | $1.9B | ||
| Q2 24 | $326.7M | $1.9B |
| Q1 26 | — | $20.3B | ||
| Q4 25 | $959.7M | $19.4B | ||
| Q3 25 | $787.5M | $19.4B | ||
| Q2 25 | $753.6M | $19.1B | ||
| Q1 25 | $455.4M | $18.8B | ||
| Q4 24 | $441.6M | $18.8B | ||
| Q3 24 | $427.4M | $18.7B | ||
| Q2 24 | $405.9M | $18.2B |
| Q1 26 | — | 0.01× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | — |
| Free Cash FlowOCF − Capex | $36.6M | — |
| FCF MarginFCF / Revenue | 25.1% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | 0.28× | — |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $36.8M | $-341.2M | ||
| Q3 25 | $26.4M | $29.8M | ||
| Q2 25 | $13.3M | $-121.2M | ||
| Q1 25 | $12.1M | $148.0M | ||
| Q4 24 | $12.3M | $-835.3M | ||
| Q3 24 | $6.3M | $-492.6M | ||
| Q2 24 | $3.3M | $51.1M |
| Q1 26 | — | — | ||
| Q4 25 | $36.6M | $-362.2M | ||
| Q3 25 | $25.6M | $24.0M | ||
| Q2 25 | $12.7M | $-125.7M | ||
| Q1 25 | $11.9M | $141.2M | ||
| Q4 24 | $11.2M | $-853.7M | ||
| Q3 24 | $6.3M | $-497.2M | ||
| Q2 24 | $3.2M | $45.8M |
| Q1 26 | — | — | ||
| Q4 25 | 25.1% | -195.5% | ||
| Q3 25 | 20.6% | 14.0% | ||
| Q2 25 | 11.0% | -70.1% | ||
| Q1 25 | 11.5% | 96.8% | ||
| Q4 24 | 9.7% | -440.6% | ||
| Q3 24 | 6.8% | -332.4% | ||
| Q2 24 | 3.8% | 28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 11.3% | ||
| Q3 25 | 0.6% | 3.4% | ||
| Q2 25 | 0.6% | 2.5% | ||
| Q1 25 | 0.1% | 4.7% | ||
| Q4 24 | 1.0% | 9.5% | ||
| Q3 24 | 0.0% | 3.0% | ||
| Q2 24 | 0.1% | 3.3% |
| Q1 26 | — | — | ||
| Q4 25 | 0.28× | — | ||
| Q3 25 | 2.70× | 0.54× | ||
| Q2 25 | 1.90× | -3.19× | ||
| Q1 25 | 2.75× | 2.54× | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 0.83× | -8.04× | ||
| Q2 24 | — | 0.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LIF
Segment breakdown not available.
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
