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Side-by-side financial comparison of Lineage, Inc. (LINE) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.

Lineage, Inc. is the larger business by last-quarter revenue ($1.4B vs $1.2B, roughly 1.2× UPBOUND GROUP, INC.). UPBOUND GROUP, INC. runs the higher net margin — 1.7% vs -7.3%, a 8.9% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 3.1%). Lineage, Inc. produced more free cash flow last quarter ($35.0M vs $24.0M).

Norwegian Cruise Line Holdings (NCLH) is a holding company that is based in the United States and domiciled in Bermuda. It operates three cruise lines as wholly owned subsidiaries: Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises. With its subsidiaries combined, it is the third-largest cruise operator in the world. It is a publicly traded company listed on the New York Stock Exchange.

Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.

LINE vs UPBD — Head-to-Head

Bigger by revenue
LINE
LINE
1.2× larger
LINE
$1.4B
$1.2B
UPBD
Growing faster (revenue YoY)
UPBD
UPBD
+7.7% gap
UPBD
10.9%
3.1%
LINE
Higher net margin
UPBD
UPBD
8.9% more per $
UPBD
1.7%
-7.3%
LINE
More free cash flow
LINE
LINE
$11.0M more FCF
LINE
$35.0M
$24.0M
UPBD

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
LINE
LINE
UPBD
UPBD
Revenue
$1.4B
$1.2B
Net Profit
$-100.0M
$19.7M
Gross Margin
32.3%
49.0%
Operating Margin
2.5%
4.8%
Net Margin
-7.3%
1.7%
Revenue YoY
3.1%
10.9%
Net Profit YoY
79.4%
-36.3%
EPS (diluted)
$-0.44
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LINE
LINE
UPBD
UPBD
Q4 25
$1.2B
Q3 25
$1.4B
$1.2B
Q2 25
$1.4B
$1.2B
Q1 25
$1.3B
$1.2B
Q4 24
$1.3B
$1.1B
Q3 24
$1.3B
$1.1B
Q2 24
$1.3B
$1.1B
Q1 24
$1.3B
$1.1B
Net Profit
LINE
LINE
UPBD
UPBD
Q4 25
$19.7M
Q3 25
$-100.0M
$13.2M
Q2 25
$-6.0M
$15.5M
Q1 25
$0
$24.8M
Q4 24
$-71.0M
$31.0M
Q3 24
$-485.0M
$30.9M
Q2 24
$-68.0M
$33.9M
Q1 24
$-40.0M
$27.7M
Gross Margin
LINE
LINE
UPBD
UPBD
Q4 25
49.0%
Q3 25
32.3%
48.3%
Q2 25
31.9%
49.4%
Q1 25
32.2%
46.8%
Q4 24
32.3%
47.1%
Q3 24
32.8%
47.8%
Q2 24
33.4%
49.4%
Q1 24
33.4%
48.3%
Operating Margin
LINE
LINE
UPBD
UPBD
Q4 25
4.8%
Q3 25
2.5%
4.5%
Q2 25
1.7%
4.4%
Q1 25
4.3%
5.3%
Q4 24
-1.6%
7.3%
Q3 24
-38.6%
6.6%
Q2 24
5.5%
7.5%
Q1 24
7.6%
5.6%
Net Margin
LINE
LINE
UPBD
UPBD
Q4 25
1.7%
Q3 25
-7.3%
1.1%
Q2 25
-0.4%
1.3%
Q1 25
2.1%
Q4 24
-5.3%
2.9%
Q3 24
-36.3%
2.9%
Q2 24
-5.1%
3.2%
Q1 24
-3.0%
2.5%
EPS (diluted)
LINE
LINE
UPBD
UPBD
Q4 25
$0.35
Q3 25
$-0.44
$0.22
Q2 25
$-0.03
$0.26
Q1 25
$0.01
$0.42
Q4 24
$-0.52
$0.55
Q3 24
$-2.44
$0.55
Q2 24
$-0.46
$0.61
Q1 24
$-0.28
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LINE
LINE
UPBD
UPBD
Cash + ST InvestmentsLiquidity on hand
$120.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$8.4B
$695.7M
Total Assets
$19.2B
$3.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LINE
LINE
UPBD
UPBD
Q4 25
$120.5M
Q3 25
$107.0M
Q2 25
$106.8M
Q1 25
$107.3M
Q4 24
$173.0M
$60.9M
Q3 24
$409.0M
$85.1M
Q2 24
$73.0M
$82.5M
Q1 24
$84.8M
Stockholders' Equity
LINE
LINE
UPBD
UPBD
Q4 25
$695.7M
Q3 25
$8.4B
$687.3M
Q2 25
$8.6B
$685.5M
Q1 25
$8.6B
$679.2M
Q4 24
$8.6B
$629.0M
Q3 24
$9.0B
$611.8M
Q2 24
$4.9B
$596.3M
Q1 24
$5.6B
$578.3M
Total Assets
LINE
LINE
UPBD
UPBD
Q4 25
$3.3B
Q3 25
$19.2B
$3.2B
Q2 25
$19.4B
$3.1B
Q1 25
$18.8B
$3.0B
Q4 24
$18.7B
$2.6B
Q3 24
$19.3B
$2.6B
Q2 24
$18.8B
$2.6B
Q1 24
$2.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LINE
LINE
UPBD
UPBD
Operating Cash FlowLast quarter
$230.0M
$41.6M
Free Cash FlowOCF − Capex
$35.0M
$24.0M
FCF MarginFCF / Revenue
2.5%
2.0%
Capex IntensityCapex / Revenue
14.2%
1.5%
Cash ConversionOCF / Net Profit
2.11×
TTM Free Cash FlowTrailing 4 quarters
$238.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LINE
LINE
UPBD
UPBD
Q4 25
$41.6M
Q3 25
$230.0M
$118.4M
Q2 25
$258.0M
$7.8M
Q1 25
$139.0M
$137.7M
Q4 24
$-61.9M
Q3 24
$186.0M
$106.2M
Q2 24
$155.0M
$15.0M
Q1 24
$105.0M
$45.4M
Free Cash Flow
LINE
LINE
UPBD
UPBD
Q4 25
$24.0M
Q3 25
$35.0M
$97.9M
Q2 25
$95.0M
$-10.4M
Q1 25
$-12.0M
$127.2M
Q4 24
$-74.0M
Q3 24
$33.0M
$88.3M
Q2 24
$-31.0M
$613.0K
Q1 24
$-42.0M
$33.6M
FCF Margin
LINE
LINE
UPBD
UPBD
Q4 25
2.0%
Q3 25
2.5%
8.4%
Q2 25
7.0%
-0.9%
Q1 25
-0.9%
10.8%
Q4 24
-6.9%
Q3 24
2.5%
8.3%
Q2 24
-2.3%
0.1%
Q1 24
-3.2%
3.1%
Capex Intensity
LINE
LINE
UPBD
UPBD
Q4 25
1.5%
Q3 25
14.2%
1.8%
Q2 25
12.1%
1.6%
Q1 25
11.7%
0.9%
Q4 24
1.1%
Q3 24
11.5%
1.7%
Q2 24
13.9%
1.3%
Q1 24
11.1%
1.1%
Cash Conversion
LINE
LINE
UPBD
UPBD
Q4 25
2.11×
Q3 25
8.96×
Q2 25
0.50×
Q1 25
5.56×
Q4 24
-2.00×
Q3 24
3.44×
Q2 24
0.44×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LINE
LINE

Warehousing Operations$883.0M64%
Other$308.0M22%
Warehouse Lease$60.0M4%
Food Sales$52.0M4%
E Commerce And Other$46.0M3%
Railcar Lease$23.0M2%
Service Other$5.0M0%

UPBD
UPBD

Segment breakdown not available.

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