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Side-by-side financial comparison of LAKELAND FINANCIAL CORP (LKFN) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $69.7M, roughly 1.3× LAKELAND FINANCIAL CORP). LAKELAND FINANCIAL CORP runs the higher net margin — 38.0% vs -1.5%, a 39.5% gap on every dollar of revenue.

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

LKFN vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.3× larger
PAL
$91.5M
$69.7M
LKFN
Higher net margin
LKFN
LKFN
39.5% more per $
LKFN
38.0%
-1.5%
PAL

Income Statement — Q1 FY2026 vs Q3 FY2024

Metric
LKFN
LKFN
PAL
PAL
Revenue
$69.7M
$91.5M
Net Profit
$26.5M
$-1.4M
Gross Margin
Operating Margin
-2.4%
Net Margin
38.0%
-1.5%
Revenue YoY
Net Profit YoY
31.8%
EPS (diluted)
$1.04
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LKFN
LKFN
PAL
PAL
Q1 26
$69.7M
Q4 25
$69.8M
Q3 25
$69.0M
Q2 25
$66.4M
Q1 25
$63.8M
Q4 24
$63.6M
Q3 24
$61.2M
$91.5M
Q2 24
$68.7M
Net Profit
LKFN
LKFN
PAL
PAL
Q1 26
$26.5M
Q4 25
$29.9M
Q3 25
$26.4M
Q2 25
$27.0M
Q1 25
$20.1M
Q4 24
$24.2M
Q3 24
$23.3M
$-1.4M
Q2 24
$22.5M
Operating Margin
LKFN
LKFN
PAL
PAL
Q1 26
Q4 25
52.1%
Q3 25
46.4%
Q2 25
49.6%
Q1 25
38.0%
Q4 24
46.0%
Q3 24
45.3%
-2.4%
Q2 24
39.2%
Net Margin
LKFN
LKFN
PAL
PAL
Q1 26
38.0%
Q4 25
42.8%
Q3 25
38.3%
Q2 25
40.6%
Q1 25
31.5%
Q4 24
38.1%
Q3 24
38.1%
-1.5%
Q2 24
32.8%
EPS (diluted)
LKFN
LKFN
PAL
PAL
Q1 26
$1.04
Q4 25
$1.16
Q3 25
$1.03
Q2 25
$1.04
Q1 25
$0.78
Q4 24
$0.94
Q3 24
$0.91
$-0.05
Q2 24
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LKFN
LKFN
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$85.6M
$16.8M
Total DebtLower is stronger
$183.6M
$64.0M
Stockholders' EquityBook value
$749.0M
$338.5M
Total Assets
$7.1B
$498.2M
Debt / EquityLower = less leverage
0.25×
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LKFN
LKFN
PAL
PAL
Q1 26
$85.6M
Q4 25
$141.3M
Q3 25
$192.8M
Q2 25
$310.2M
Q1 25
$235.2M
Q4 24
$168.2M
Q3 24
$160.2M
$16.8M
Q2 24
$121.2M
Total Debt
LKFN
LKFN
PAL
PAL
Q1 26
$183.6M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$30.0M
$64.0M
Q2 24
$55.0M
Stockholders' Equity
LKFN
LKFN
PAL
PAL
Q1 26
$749.0M
Q4 25
$762.4M
Q3 25
$747.4M
Q2 25
$709.9M
Q1 25
$694.4M
Q4 24
$683.8M
Q3 24
$699.1M
$338.5M
Q2 24
$654.5M
Total Assets
LKFN
LKFN
PAL
PAL
Q1 26
$7.1B
Q4 25
$7.0B
Q3 25
$6.9B
Q2 25
$7.0B
Q1 25
$6.9B
Q4 24
$6.7B
Q3 24
$6.6B
$498.2M
Q2 24
$6.6B
Debt / Equity
LKFN
LKFN
PAL
PAL
Q1 26
0.25×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.04×
0.19×
Q2 24
0.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LKFN
LKFN

Net Interest Income$56.8M81%
Noninterest Income$12.9M19%

PAL
PAL

Segment breakdown not available.

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