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Side-by-side financial comparison of LAKELAND FINANCIAL CORP (LKFN) and Target Hospitality Corp. (TH). Click either name above to swap in a different company.

Target Hospitality Corp. is the larger business by last-quarter revenue ($73.5M vs $69.7M, roughly 1.1× LAKELAND FINANCIAL CORP). LAKELAND FINANCIAL CORP runs the higher net margin — 38.0% vs -20.3%, a 58.3% gap on every dollar of revenue. Over the past eight quarters, Target Hospitality Corp.'s revenue compounded faster (0.7% CAGR vs 0.7%).

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...

Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.

LKFN vs TH — Head-to-Head

Bigger by revenue
TH
TH
1.1× larger
TH
$73.5M
$69.7M
LKFN
Higher net margin
LKFN
LKFN
58.3% more per $
LKFN
38.0%
-20.3%
TH
Faster 2-yr revenue CAGR
TH
TH
Annualised
TH
0.7%
0.7%
LKFN

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
LKFN
LKFN
TH
TH
Revenue
$69.7M
$73.5M
Net Profit
$26.5M
$-14.9M
Gross Margin
9.6%
Operating Margin
-22.9%
Net Margin
38.0%
-20.3%
Revenue YoY
22.0%
Net Profit YoY
31.8%
-219.1%
EPS (diluted)
$1.04
$-0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LKFN
LKFN
TH
TH
Q1 26
$69.7M
Q4 25
$69.8M
$73.5M
Q3 25
$69.0M
$91.6M
Q2 25
$66.4M
$54.9M
Q1 25
$63.8M
$54.9M
Q4 24
$63.6M
$60.2M
Q3 24
$61.2M
$65.8M
Q2 24
$68.7M
$67.5M
Net Profit
LKFN
LKFN
TH
TH
Q1 26
$26.5M
Q4 25
$29.9M
$-14.9M
Q3 25
$26.4M
$-795.0K
Q2 25
$27.0M
$-14.9M
Q1 25
$20.1M
$-6.5M
Q4 24
$24.2M
$12.5M
Q3 24
$23.3M
$20.0M
Q2 24
$22.5M
$18.4M
Gross Margin
LKFN
LKFN
TH
TH
Q1 26
Q4 25
9.6%
Q3 25
19.6%
Q2 25
-0.6%
Q1 25
32.7%
Q4 24
61.5%
Q3 24
68.7%
Q2 24
69.4%
Operating Margin
LKFN
LKFN
TH
TH
Q1 26
Q4 25
52.1%
-22.9%
Q3 25
46.4%
0.1%
Q2 25
49.6%
-30.8%
Q1 25
38.0%
-2.0%
Q4 24
46.0%
34.5%
Q3 24
45.3%
42.5%
Q2 24
39.2%
43.8%
Net Margin
LKFN
LKFN
TH
TH
Q1 26
38.0%
Q4 25
42.8%
-20.3%
Q3 25
38.3%
-0.9%
Q2 25
40.6%
-27.2%
Q1 25
31.5%
-11.8%
Q4 24
38.1%
20.8%
Q3 24
38.1%
30.4%
Q2 24
32.8%
27.2%
EPS (diluted)
LKFN
LKFN
TH
TH
Q1 26
$1.04
Q4 25
$1.16
$-0.14
Q3 25
$1.03
$-0.01
Q2 25
$1.04
$-0.15
Q1 25
$0.78
$-0.07
Q4 24
$0.94
$0.12
Q3 24
$0.91
$0.20
Q2 24
$0.87
$0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LKFN
LKFN
TH
TH
Cash + ST InvestmentsLiquidity on hand
$85.6M
$8.3M
Total DebtLower is stronger
$183.6M
$1.7M
Stockholders' EquityBook value
$749.0M
$389.3M
Total Assets
$7.1B
$530.2M
Debt / EquityLower = less leverage
0.25×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LKFN
LKFN
TH
TH
Q1 26
$85.6M
Q4 25
$141.3M
$8.3M
Q3 25
$192.8M
$30.4M
Q2 25
$310.2M
$19.2M
Q1 25
$235.2M
$34.5M
Q4 24
$168.2M
$190.7M
Q3 24
$160.2M
$177.7M
Q2 24
$121.2M
$154.3M
Total Debt
LKFN
LKFN
TH
TH
Q1 26
$183.6M
Q4 25
$1.7M
Q3 25
$2.0M
Q2 25
$26.3M
Q1 25
$42.9M
Q4 24
$1.5M
Q3 24
$30.0M
$994.0K
Q2 24
$55.0M
$1.1M
Stockholders' Equity
LKFN
LKFN
TH
TH
Q1 26
$749.0M
Q4 25
$762.4M
$389.3M
Q3 25
$747.4M
$402.4M
Q2 25
$709.9M
$401.3M
Q1 25
$694.4M
$415.3M
Q4 24
$683.8M
$421.1M
Q3 24
$699.1M
$417.6M
Q2 24
$654.5M
$397.2M
Total Assets
LKFN
LKFN
TH
TH
Q1 26
$7.1B
Q4 25
$7.0B
$530.2M
Q3 25
$6.9B
$541.2M
Q2 25
$7.0B
$533.7M
Q1 25
$6.9B
$562.5M
Q4 24
$6.7B
$725.8M
Q3 24
$6.6B
$709.8M
Q2 24
$6.6B
$697.0M
Debt / Equity
LKFN
LKFN
TH
TH
Q1 26
0.25×
Q4 25
0.00×
Q3 25
0.01×
Q2 25
0.07×
Q1 25
0.10×
Q4 24
0.00×
Q3 24
0.04×
0.00×
Q2 24
0.08×
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LKFN
LKFN
TH
TH
Operating Cash FlowLast quarter
$5.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LKFN
LKFN
TH
TH
Q1 26
Q4 25
$114.9M
$5.7M
Q3 25
$36.1M
$53.4M
Q2 25
$16.2M
$11.1M
Q1 25
$28.9M
$3.9M
Q4 24
$102.5M
$30.6M
Q3 24
$18.0M
$31.4M
Q2 24
$21.0M
$39.1M
Free Cash Flow
LKFN
LKFN
TH
TH
Q1 26
Q4 25
$103.8M
Q3 25
$31.1M
Q2 25
$14.1M
Q1 25
$27.1M
$-11.6M
Q4 24
$93.9M
Q3 24
$15.3M
Q2 24
$18.6M
FCF Margin
LKFN
LKFN
TH
TH
Q1 26
Q4 25
148.7%
Q3 25
45.0%
Q2 25
21.2%
Q1 25
42.5%
-21.1%
Q4 24
147.6%
Q3 24
25.0%
Q2 24
27.0%
Capex Intensity
LKFN
LKFN
TH
TH
Q1 26
Q4 25
15.9%
Q3 25
7.3%
Q2 25
3.2%
Q1 25
2.8%
28.2%
Q4 24
13.6%
Q3 24
4.4%
Q2 24
3.5%
Cash Conversion
LKFN
LKFN
TH
TH
Q1 26
Q4 25
3.84×
Q3 25
1.37×
Q2 25
0.60×
Q1 25
1.44×
Q4 24
4.24×
2.44×
Q3 24
0.77×
1.57×
Q2 24
0.93×
2.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LKFN
LKFN

Net Interest Income$56.8M81%
Noninterest Income$12.9M19%

TH
TH

Services$40.9M56%
Hospitality And Facilities Services South$32.6M44%

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